Credit Union
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Vancity personal account

Advertiser Disclosure

With a Vancity online banking account, you can manage your Vancity products and perform everyday transactions online using a computer, mobile phone, or tablet.

Business and non-profit members who manage multiple accounts, with multiple signing authorities and multiple employees who need access to online banking, can also sign up to Online Business Plus.

How to open a Vancity account?

If you are a Vancity member already and want to sign up for Vancity online banking, you should visit a Vancity Community Branch near you or call Vancity Member Services Centre at 604.877.7000 or 1.888.826.2489 (1.888.Vancity). Once you do, Member Services Centre specialists will set up an online banking password for you. 

If you are not a Vancity member yet, you will need to become a member first.

Features

Here are the key features of Vancity online banking:

  • Viewing your account balances 

  • Performing everyday online and mobile transactions

  • Viewing and downloading your transaction history, including debit card purchases, ATM cash withdrawals, cheque transactions, and preauthorized payments (PADs)

  • Making money transfers from Vancity accounts

  • Making bill payments and managing payees

  • Setting up preauthorized payments (PADs) from Vancity accounts

  • Making CRA remittance payments

  • Sending and receiving money through Interac e-Transfer

  • Depositing cheques using the Vancity Mobile Deposit™ feature

  • Managing access rights and giving Delegates access to view your accounts online

  • Initiating and approving transactions that require up to two signatures

  • Viewing and downloading eStatements in PDF format

  • Purchasing term deposits (GICs)

  • Stopping a cheque from clearing

  • Re-ordering cheques or changing your address

Online Business Plus offers the following features:

  • Managing multiple business accounts and all your transactions (including everyday debit card transactions, everyday cheque and preauthorized payments, and cash withdrawals or ATM transfers) with one sign-in

  • Making money transfers from Vancity accounts

  • Performing everyday online and mobile transactions

  • Making bill payments and managing payees

  • Setting up PADs from Vancity accounts

  • Sending and receiving money through Interac e-Transfer

  • Imaging cheques

  • Managing access rights and giving permission to team members for specific accounts and tasks

  • Sending money across Canada or overseas through wire transfers

  • Using customized templates to reduce time spent on repetitive tasks, such as automated transfers and wire payments

  • Downloading and importing account data to your accounting software

How to sign in to a Vancity account?

Once registered, you can log in to your Vancity online banking account from anywhere on the website. Click the “Login to Online Banking” link in the top right corner of the page and sign in using your login credentials —- the last ten digits of your MEMBER CARD® debit card and your online banking password.

If you don’t remember your online banking password or don’t have one year, visit a Vancity branch near you.

Vancity Personal Account

FAQ

How can I change my Vancity password?

To change your Vancity online banking password, sign in to your account, go to the “Profile and preferences” section and select “Change Password”. Then, enter your current password and your new password (twice) and click “Submit”. After that, you will see a message telling you that you have successfully changed your password.

How do I restore the forgotten Vancity password?

If you have set up the Password Reset feature previously, you will be able to restore your password online.

Go to the login page and click “Forgot password?”. Then, choose “Reset via Text Message” or “Reset via Voice Call”. Once you receive the one-time code, enter it and click “Verify”. Next, answer your Forgotten Password Challenge and click “Reset password”. Then, enter your new password twice and click “Reset password”. 

After that, you will be able to log in using your new password.

If you haven’t set up the Password Reset feature, call Vancity Member Services Center at 604.877.7000 or 1.888.826.2489 (1.888.Vancity) or visit a Vancity branch near you to reset your password.

How to delete a Vancity account?

Vancity doesn’t provide any specific information on how to delete your Vancity online banking account. Still, they mention in their FAQs that if you want to quit your relationships and memberships at Vancity, all signatories on the membership will need to provide authorization in person at a Vancity branch or in writing.

How to download my account statement from a Vancity account into financial management software?

You can download your account statement from your online banking account and upload it into Microsoft Money or Quicken. 

Sign in to your Vancity online banking account, select "Account Activity", and choose the account. Then, specify the Start and End statement dates and the download type. Click "Submit" to download the file.

Financial products
Vancity
enviro Visa* Business card®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Vancity
enviro Visa Infinite Business* card®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Vancity
enviro Visa* Classic card®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Vancity
enviro Visa* Gold card®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Vancity
enviro Visa Infinite* card®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Vancity
Laneway mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Term
i

Loan term for the financial product

5 - 10 years
Vancity
Home renovation options
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$5,000
Vancity
Construction mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Term
i

Loan term for the financial product

3 - 5 years
Vancity
Homeprime mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

4,45% - 8%
Term
i

Loan term for the financial product

30 years
Vancity
Fixed-rate mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

5%
Term
i

Loan term for the financial product

3 - 10 year
Vancity
Fixed-term mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

5.14% to 6.75%
Term
i

Loan term for the financial product

30 years
Vancity
Closed-term fixed-rate mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

4,74% - 5%
Term
i

Loan term for the financial product

25 years
Vancity
Open-term mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

6.64% to 8.25%
Vancity
Mixer mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Vancity
Residential Farming and Hobby Farms
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Vancity
Microloan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $75,000
Term
i

Loan term for the financial product

up to 84 months
Vancity
Peerloan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $15,000
Term
i

Loan term for the financial product

up to 60 months
Vancity
Vancity RRSP Top-Up Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
starting at $5,000
Vancity
Vancity RRSP Re-Advanceable Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Vancity
Vancity Planet-Wise Transportation Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
starting at $1,500
Term
i

Loan term for the financial product

up to 10 years
Vancity
Vancity Planet-Wise Renovation Solutions
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Vancity
Planet-Wise™ Home Renovation Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
starting at $3,500
Term
i

Loan term for the financial product

up to 15 years
Vancity
Line of Credit
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $5,000
Vancity
Online Vancity Fair & Fast Loan™
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$100 - $2,500
Rate
i

Effective interest rate on the product

19%
Term
i

Loan term for the financial product

2 weeks - 2 years
Vancity
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Term
i

Loan term for the financial product

6 months - 7 years
Similar products
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

19.99% - 22.99%
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from $5,000
Rate
i

Effective interest rate on the product

19.99% - 22.99%
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Mogo
Mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

4.46%
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$10,000-$100,000,000
Rate
i

Effective interest rate on the product

up to 4.95%
Term
i

Loan term for the financial product

up to 10 years
Think Financial
Mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$50,000-$500,000
Rate
i

Effective interest rate on the product

up to 5.19%
Term
i

Loan term for the financial product

up to 25 years
CHIP Reverse Mortgage
Reverse Mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$100,000-$500,000
Rate
i

Effective interest rate on the product

up to 7.67%
Term
i

Loan term for the financial product

up to 25 years
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000-$10,000,000
Rate
i

Effective interest rate on the product

up to 4.94%
Term
i

Loan term for the financial product

up to 40 years
Best Quick Loan Today 09.02.2025*
Mr. Payday
Need a Quick Loan Now?
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $10.000
Coast Capital Savings
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$50,000
Rate
i

Effective interest rate on the product

7.5%
Term
i

Loan term for the financial product

60 months
Mogo
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$15,000
Rate
i

Effective interest rate on the product

up to 46.96%
Term
i

Loan term for the financial product

up to 60 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
1000.00 – 7500.00 C$
Rate
i

Effective interest rate on the product

12.99 – 29.99 %
Term
i

Loan term for the financial product

2 years – 5 years
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000 - $25,000
Rate
i

Effective interest rate on the product

up to 33.92%
Term
i

Loan term for the financial product

up to 60 months
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