Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Apply For Think Financial

Advertiser Disclosure

How to apply for a loan?

Before applying for financing, you should familiarize yourself with the products offered by the Company and with an example of loan approval that you can find if the FAQ section.

To accept an application from a client, the Company will need to know: their personal information, telephone, and email address, place of residence, type of mortgage and amount, current living status, and the number of applicants. Also, the Company will require to specify the current place of work, position, duration of work, and average income. The lender will receive all the data they need online.

Application details

After the Company has received the completed loan application and all of the supporting documentation, the next steps of the procedure can take up to 40 days to complete.

The time required for the underwriting procedure is variable, depending on your circumstances.

The most common causes of loan applications being denied are having a low credit score or a poor credit history, having a high debt-to-income ratio, having an unstable employment history, not having enough income to cover the desired loan amount, or an application that is missing important information or paperwork.

If the client is sure they want to take out a mortgage with this company; they need to click on the Apply button in the upper right corner of the screen. He will then see the Mortgage Application in front of him. He will need to provide all of his information, contact information, application details, and additional information regarding his address, workplace, and income.

THINK Financial application

FAQ

What credit score do you need for THINK Financial?

THINK Financial declares its preference for clients with a good credit score. In Canada, according to Equifax, a good credit score is usually between 660 to 724.

What are the requirements for THINK Financial?

Having sufficient income to meet obligations, a good credit history, providing all required documents

How long does it take THINK Financial to deposit?

Financial states that the mortgage must fund within 40 days of the loan application date.

Financial products
Think Financial
Mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$50,000-$500,000
Rate
i

Effective interest rate on the product

up to 5.19%
Term
i

Loan term for the financial product

up to 25 years
Think Financial
Mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$50,000-$500,000
Rate
i

Effective interest rate on the product

up to 5.19%
Term
i

Loan term for the financial product

up to 25 years
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Recommended FinScore™
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650
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7.5%
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Loan term for the financial product

60 months
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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300
650
1000
$500-$15,000
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Effective interest rate on the product

up to 46.96%
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Loan term for the financial product

up to 60 months
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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650
1000
1000.00 – 7500.00 C$
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Effective interest rate on the product

12.99 – 29.99 %
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Loan term for the financial product

2 years – 5 years
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000 - $25,000
Rate
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Effective interest rate on the product

up to 33.92%
Term
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Loan term for the financial product

up to 60 months
Mogo
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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

4.46%
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$10,000-$100,000,000
Rate
i

Effective interest rate on the product

up to 4.95%
Term
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Loan term for the financial product

up to 10 years
CHIP Reverse Mortgage
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$100,000-$500,000
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Effective interest rate on the product

up to 7.67%
Term
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Loan term for the financial product

up to 25 years
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000-$10,000,000
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Effective interest rate on the product

up to 4.94%
Term
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Loan term for the financial product

up to 40 years
Alpine Credits
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$10,000-$500,000
Rate
i

Effective interest rate on the product

up to 22.99%
Term
i

Loan term for the financial product

up to 60 months
Calculate loan payments in Think Financial

Think Financial calculator will allow you to calculate an approximate payment schedule for the loan

Think Financial calculator
Interest rates are given in accordance with the rates of the Think Financial of 21.07.2024
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