TD® Aeroplan® Visa Infinite Privilege Card

About TD® Aeroplan® Visa Infinite Privilege Card

A TD® Aeroplan® Visa Infinite Privilege Card is a premium credit card in the travel category with advanced Aeroplan reward-earning opportunities, extensive insurance coverage, and exclusive benefits from Visa, Air Canada, and other TD partners.

Occasionally, TD announces special offers for new clients applying for a TD® Aeroplan® Visa Infinite Privilege Card. With such offers, you can get extra Aeroplan reward points upon meeting spending requirements within a given period and get one NEXUS application fee rebate every 48 months.

TD® Aeroplan® Visa Infinite Privilege Card features

A TD® Aeroplan® Visa Infinite Privilege Card features a 19.99% interest rate on purchases and 22.99% — on cash advances. In addition, the minimum credit limit with this credit card is $10,000. 

The annual fee for a TD® Aeroplan® Visa Infinite Privilege Card is $599 for the primary cardholder and $199 for each additional cardholder. 

With welcome offers announced for a TD® Aeroplan® Visa Infinite Privilege Card, you can earn extra Aeroplan reward points upon meeting the spending requirements during a certain period.

Along with welcome rewards, you can earn rewards for purchases made with your TD® Aeroplan® Visa Infinite Privilege Card regularly. For every $1 spent at merchants classified by Visa as "Air Canada," you will earn 2 Aeroplan points. For every $1 spent with your TD® Aeroplan® Visa Infinite Privilege Card at merchants classified by Visa as “gas,” “grocery,” “travel,” or “dining products,” you will earn 1.5 Aeroplan points. For every $1 spent on other eligible purchases, you will earn 1.25 Aeroplan points.

You can earn twice more Aeroplan points for purchases from select Aeroplan partner brands and online retailers made with your TD® Aeroplan® Visa Infinite Privilege Card at the Aeroplan eStore. 

Paying with your TD® Aeroplan® Visa Infinite Privilege Card at Starbucks will bring you 50% more Aeroplan points.

Purchases made with your TD® Aeroplan® Visa Infinite Privilege Card at Rocky Mountaineer will bring you 2 Aeroplan points for every $1 spent.

The redemption opportunities for Aeroplan reward points include:

• Booking flights with Air Canada 

• Ordering flight extras and upgrades

• Booking hotel rooms, travel experiences, and car rentals

• Buying merchandise and gift certificates at Aeroplan eStore

A TD® Aeroplan® Visa Infinite Privilege Card features additional travel benefits from Air Canada, such as:

• Complimentary access to Air Canada Café and any Maple Leaf Lounge located in Canada and the United States is available to a primary cardholder and one additional cardholder (plus one accompanying guest for each eligible cardholder)

• Priority check-in, boarding, baggage handling, airport standby, and airport updates when flying with Air Canada

• Earning 1,000 Status Qualifying Miles and one Status Qualifying Segment for every $10,000 of net purchases, bringing you closer to the Aeroplan Elite Status 

• Earning up to 200,000 Status Qualifying Miles (SQM) beyond the status level for which you've qualified (if you hold Aeroplan Elite Status already)

Along with Air Canada benefits, a TD® Aeroplan® Visa Infinite Card provides you with exclusive privileges from Visa, such as:

• The Visa Infinite Concierge service assisting with travel bookings, shopping, and using your card

• The Visa Airport Companion Program providing four complimentary VIP airport lounges visits per year

• The Visa Infinite Privilege Airport benefits providing exclusive perks at select airports

• The Visa Infinite Luxury Hotel Collection providing up to seven exclusive benefits like room upgrades, complimentary Wi-Fi, and late checkouts

• The Visa Infinite Dining services providing exclusive culinary experiences and access to gourmet events

• The Visa Infinite Wine Country Program providing access to wine-tasting experiences

• The Visa Infinite Screening Series providing access to tickets for a series of advance screenings and special movie events 

• The Visa Infinite Troon Golf providing the elevated Troon Rewards® Silver Status and discounts on green fees, merchandise, and lessons at participating golf courses

• The Visa RSVP Rewards™ Benefit program automatically providing Diamond status delivering exclusive benefits at participating hotels

In addition, a TD® Aeroplan® Visa Infinite Privilege Card provides a range of partner benefits:

• One NEXUS application fee rebate every four years

• Saving 5-10% off the base rates on car rentals at participating Avis and Budget locations in Canada and the U.S.

A TD® Aeroplan® Visa Infinite Privilege Card features extensive insurance coverage, including travel medical insurance, trip cancellation and interruption insurance, flight or trip delay and insurance, delayed or lost baggage insurance, common carrier accident insurance, hotel or motel burglary insurance, auto rental collision, and loss damage insurance, mobile device insurance, purchase security, and extended warranty insurance.

Pros and cons

Here are the definite advantages of a TD® Aeroplan® Visa Infinite Card:

• Extensive reward-earning and redemption opportunities from Aeroplan

• An opportunity to earn welcome bonus reward points

• Additional benefits from Air Canada

• Benefits from partner integrations

• Exclusive privileges from Visa

• Eligibility for TD Payment Plans

• Extensive insurance coverage

• Contactless payment through digital wallets

Still, there are certain disadvantages:

• A $599 annual fee

• Non-eligibility for TD Payment plans

• Steep minimum annual income requirements to apply

How to apply for a TD® Aeroplan® Visa Infinite Privilege Card

You can apply for a TD® Aeroplan® Visa Infinite Privilege Card online, by phone, or at your local branch. 

To apply online, click the “Apply online” button on the credit card description page. If you already have an EasyWeb online banking account, sign in to it using your login credentials. If you are new to TD, click the “Apply Online” button and fill out an application form with the following information:

• Your province of residence

• Your personal information (including your first name, middle name, last name, title, and date of birth)

• Your social insurance number

• Your phone number

• Your email

• Your address

• Your employment details (including your employment status, employer’s name, industry, occupation, work phone number, and the date since when you’ve been employed)

• Your gross annual personal income

• Other household income

• Your residential status (own, rent, live with parents, or board)

• Your housing expenses (monthly mortgage payment, property tax, gas/electricity cost, condo fee, and rent)

• The credit limit you need

• Whether you are an Aeroplan member 

• Whether you need to register additional cardholders

• Whether you want to enroll in the TD Credit Card Payment Protection Plan

Once you provide the required information, review the terms and conditions and agree to them to finalize the application.

To qualify for a TD® Aeroplan® Visa Infinite Privilege Card, you must have at least $1500,000 or an annual household income of at least $200,000.