About TD® Aeroplan® Visa Infinite Card
A TD® Aeroplan® Visa Infinite Card is a credit card featuring regular interest rates, Aeroplan reward-earning opportunities, and exclusive travel benefits from Visa, Air Canada, and other TD partners.
From time to time, there are special offers for new clients allowing them to earn extra Aeroplan reward points upon meeting spending requirements within a given period, waive an annual fee, or get one NEXUS application fee rebate every 48 months.
TD® Aeroplan® Visa Infinite Card features
A TD® Aeroplan® Visa Infinite Card features a 19.99% interest rate on purchases and 22.99% — on cash advances. The minimum credit limit with this credit card is $5,000.
To enjoy all the benefits of a TD® Aeroplan® Visa Infinite Card, you will have to pay a $139 annual fee. Each additional card will cost you $75 per year. Special offers for new applicants may provide annual fee waiver options.
With occasional welcome offers for a TD® Aeroplan® Visa Infinite Card, you can earn significant amounts of Aeroplan reward points upon meeting the spending requirements during a certain period.
As for regular rewards, purchases made with your TD® Aeroplan® Visa Infinite Card at merchants classified by Visa as “gas”, “grocery” or "Air Canada" will bring you 1.5 Aeroplan points for $1 spent. Eligible purchases at other merchant categories will bring you 1 Aeroplan point for $1 spent.
Purchases from select Aeroplan partner brands and online retailers at the Aeroplan eStore can bring you twice more points when paying with your TD® Aeroplan® Visa Infinite Card. When paying with your TD® Aeroplan® Visa Infinite Card at Starbucks, you can earn 50% more Aeroplan points.
Once you earn a significant amount of Aeroplan reward points, you can redeem them towards any of the following:
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Flights with Air Canada
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Flight extras and upgrades
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Hotel rooms, travel experiences, and car rentals
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Merchandise and gift certificates at Aeroplan eStore
TD® Aeroplan® Visa Infinite Cardholders get additional travel benefits from Air Canada, including:
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Having the first checked bag free (up to 23kg/50lb) when flying with Air Canada
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Earning 1,000 Status Qualifying Miles and one Status Qualifying Segment for every $10,000 of net purchases, bringing you closer to the Aeroplan Elite Status
Along with Air Canada benefits, a TD® Aeroplan® Visa Infinite Card provides you with exclusive privileges from Visa, such as:
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The Visa Infinite Concierge service providing assistance with travel bookings, shopping, and using your card
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The Visa Infinite Luxury Hotel Collection providing room upgrades, complimentary WiFi, and late checkouts
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The Visa Infinite Dining services providing exclusive culinary experiences and access to gourmet events
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The Visa Infinite Wine Country Program providing access to wine-tasting experiences
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The Visa Entertainment Benefits providing exclusive access to tickets to curated events across Canada
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The Visa Infinite Troon Golf providing the elevated Troon Rewards® Silver Status and discounts on green fees, merchandise, and lessons at participating golf courses
In addition, a TD® Aeroplan® Visa Infinite Card features the following benefits from partner integrations:
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One NEXUS application fee rebate every four years
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Saving 5-10% off the base rates on car rentals at participating Avis and Budget locations in Canada and the U.S.
A TD® Aeroplan® Visa Infinite Card qualifies for TD Payment Plans, which means you can convert your purchases of $100 and more into manageable monthly payments with a lower fee and zero interest. The payment plan fees vary depending on a chosen plan:
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4% for a 6-month plan
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6% for a 12-month plan
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8% for an 18-month plan
A TD® Aeroplan® Visa Infinite Card features extensive insurance coverage, including travel medical insurance, trip cancellation, and interruption insurance, flight or trip delay and insurance, delayed or lost baggage insurance, common carrier accident insurance, hotel burglary insurance, auto rental collision and loss damage insurance, mobile device insurance, purchase security, and extended warranty insurance.
Pros and cons
Here are the definite advantages of a TD® Aeroplan® Visa Infinite Card:
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Reward-earning and redemption opportunities from Aeroplan
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An opportunity to earn welcome bonus reward points
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Additional benefits from Air Canada
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Benefits from partner integrations
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Exclusive privileges from Visa
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Eligibility for TD Payment Plans
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Extensive insurance coverage
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Contactless payment through digital wallets
Still, there are certain disadvantages:
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A $139 annual fee
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Steep minimum annual income requirements to apply
How to apply for a TD® Aeroplan® Visa Infinite Card
You can apply for a TD® Aeroplan® Visa Infinite Card online, by phone, or at your local branch.
To proceed with an online application, click the “Apply online” button on the credit card description page. If you are a TD client already, sign in using your EasyWeb online banking credentials. If you are not a TD client yet, click the “Apply Online” button and proceed with the application form. During the application, you will need to provide the following information:
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Your province of residence
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Your personal information (including your first name, middle name, last name, title, and date of birth)
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Your social insurance number
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Your phone number
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Your email
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Your address
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Your employment details (including your employment status, employer’s name, industry, occupation, work phone number, and the date since when you’ve been employed)
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Your gross annual personal income
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Other household income
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Your residential status (own, rent, live with parents, or board)
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Your housing expenses (monthly mortgage payment, property tax, gas/electricity cost, condo fee, and rent)
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The credit limit you need
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Whether you are an Aeroplan member
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Whether you need to register additional cardholders
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Whether you want to enroll in the TD Credit Card Payment Protection Plan
After that, review the terms and conditions and agree to them to complete the application.
To qualify for a TD® Aeroplan® Visa Infinite Card, you must have at least $60,000 or an annual household income of at least $100,000.