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TD Bank Student Loans of december 2023

Apply for a TD Bank Student Loan verified by our specialists. On 01.12.2023 1 Student Loans are available to you. Increase your chances of getting a loan — fill out an online application with a free credit rating check.
Offers: 1
Toronto-Dominion Bank
Student Line of Credit
Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
up to $350,000
Online Loan Application of December 2023
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You are able to pick a loan with discount. You can receive money in: 15m

Online Loan Application of December 2023
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0 C$
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0 months
Loan comission

Here is the average overpayment on a loan based on data from lenders in Canada.

2 050 C$
Removed money from my bank account, to apparently verify my bank account. Then denied my application because I live in a unorganized township that does not have a physical address...
Money Mart
Bad customer service they can never fix your problems...
the application is easy and takes less then 5 mins to fill out. but the funding time is quite long. if looking for instant funding then its not here...

Types of TD Student Loans

To cover a variety of school expenses, students can get the advantage of a TD student line of credit.

  1. Line of credit for undergraduate students. Full or part-time post-secondary students enrolled in accredited Canadian colleges and universities can borrow up to $20,000 per year. Throughout the entire period of study, the maximum amount of funding can be $80,000.

    The interest rate for students enrolled in the Undergraduate - Honors Business Administration (University of Western Ontario) program will equal TD Prime Rate. For students enrolled in Undergraduate programs, the rate will equal TD Prime Rate plus 1%. For Post-Secondary Certificate Program students, the rate will equal TD Prime Rate plus 1.5%.

  2. Line of credit for graduates and professionals. Depending on the chosen specialization, credit limits for graduate students during the entire period of study range from $80,000 to $175,000.

    Credit limits for professional students are higher. Medical and dental students can count on the financing of up to $350,000 and $100,000 in their first year. Veterinary students can get funding of up to $200,000 and up to $50,000 in their first year of study.

How to apply for a TD Student Loan?

To apply for a student line of credit, you will need to schedule a visit to your local branch of TD Bank. You can do this by filling in the form on the website. Or, you can make an appointment by phone: +1-855-882-6918.


If you are an undergraduate student looking for a line of credit, you will need to have a co-signor most likely.

When applying for a student line of credit, be ready to provide the following information:

  • Your previous and current address.
  • Your annual income.
  • Your monthly expenses, such as a mortgage, rent, loan, credit card, or line of credit payments.
  • Your household expenses — utility, property tax, and so on.
  • Proof of enrolment.
  • Social Insurance Number.

Pros and cons

Here are the key benefits of TD student lines of credit:

  • Affordable interest rates.
  • Paying only interest while studying and for 24 months after graduating.
  • No need to re-apply for a credit to use it again after you pay off the outstanding debt.
  • Managing your credit is easy and convenient through EasyWeb or the TD app.

As for disadvantages, the requirement to have a co-signor can sometimes put a young borrower in a tough situation.

How to make a payment?

Just like with loans and personal lines of credit, there are several ways to pay off a student line of credit:

  • Paying from your other TD Bank account online.
  • Transferring the sum of credit payment from your TD checking or savings account to your credit line.
  • Making a payment by phone through an automated system.
  • Visiting a local TD branch to make a payment.
  • Using a TD Bank ATM.


What expenses can I cover with my TD student line of credit?

You can use your TD line of credit to pay for many of your education-related expenses, including tuition, living expenses, and buying books.

Can I pay off my credit early?

You are free to make larger payments than the minimum monthly amount required. You can make lump-sum payments or pay off your credit in full at any time.

I am a graduate student enrolled in the MBA program. What is the credit limit for me?

MBA students can count on the financing of up to $125,000 over the entire study period