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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

SNAP Home Finance's account


How to register an account

You can register as a borrower on the SNAP Home Finance website. To start registration, click the “BORROWER LOG IN” link above the header menu, then click the “Register for New Account” link. After that, you should create your username, set up your password, specify your email, select a security question, and provide an answer.

Next, you should provide your last name, account number, monthly payment amount, and date of birth. You can find your account number and your monthly payment amount in your Welcome Letter.

After you fill in the required information, check the box to accept the Terms and Conditions, and click the “Submit” button.

To register as a SNAP dealer, you should reach out to SNAP Home Finance first:

Tel: 1.866.282.2384


How to reset a password

To reset your password on SNAP Home Finance, click the “BORROWER LOG IN” link above the header menu, then click the “Forgot Password?” link. Next, you will need to verify your identity by specifying your username. If you don’t remember your username, contact the SNAP Home Finance Customer Support team by the following number: 1.866.475.9184 (8:30 am — 8:00 pm EST).

How to delete an account

SNAP Home Finance doesn’t provide information on deleting your account on their website. You can reach out to their Customer Support team on this matter by the following contacts:

Tel: 1.866.475.9184 (8:30 am – 8:00 pm EST)



How does SNAP Home Finance work?

SNAP Home Finance is partnered with a vast dealership network of home improvement organizations across Canada. As a result, the company’s dealers can provide flexible financing solutions for Canadian homeowners. By directly benefiting customers, SNAP Home Finance’s dealers, in turn, are growing their customer base, increasing the average ticket, and maximizing the profitability of their business.

SNAP Home Finance offers a quick and straightforward loan application process. You get approval in minutes. Or, you can apply for a loan online through a dealer’s website. SNAP Home Finance provides a seamless digital application process with document uploading capabilities. You will need to visit their website to check if an online application is available with your contractor.

How do I contact SNAP Home Finance?

For different inquiries, SNAP Home Finance offers various ways to contact them. 

To get dealer support, reach out to them by the following contacts:

Tel: 1.866.282.2384


If you want to become a SNAP Home Finance dealer or have a sales inquiry, use the following contacts:

Tel: 1.866.282.2384


Homeowners and customers are welcome to use the following contacts:

Tel: 1.866.475.9184 (8:30 am – 8:00 pm EST)


Or, you can fill in the contact form on the “Contact us” page.

What to pay attention to when applying for a loan from SNAP Home Finance

  1. The company must have a license if it runs business in Alberta, British Columbia, Manitoba, Ontario and Quebec.
  2. You can check the availability of the relevant license (copy) at the branch of the lending company.
  3. Membership in a self-regulatory organization (SRO) is an additional guarantee of the reliability of the lending company. This information can also be checked at the company's branch or on its official website.
  4. Availability of lending policies.
  5. The procedure for applying for a loan.
  6. The procedure for concluding the loan agreement and receiving the payment schedule.
  7. Other conditions for granting loans.

We recommend

  1. To check out the interest rates and frequency. 
  2. Check the availability of individual terms in the loan agreement (principal amount, term, date of advance, etc.).
  3. Check whether the loan agreement contains information about the total cost of borrowing.
  4. Take time to think – you can change your mind before agreeing or signing a loan agreement.
  5. Speed of loan processing.
  6. Accessibility – alternative lenders often operate where there are no bank branches.
  7. For the borrower - high interest on the loan.
  8. For an investor, the safety of funds is not guaranteed by the state.

What distinguishes SNAP Home Finance from banks:

  1. Simplicity - loan processing is less formalized than in a bank.
  2. Fast loan processing.
  3. Accessibility.
  4. For the borrower - high interest on the loan.
  5. For an investor, the safety of funds is not guaranteed by the state.
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