How to apply for a loan?
Trust, stability, and current income are the main factors on which SkyCap Financial's lending decisions are based. A borrower needs to complete a quick online application with personal information to apply for a loan. Further, it's necessary to provide proof of income (1 most recent paystub), the last 90 days of your bank statement, a void cheque or a pre-authorization debit form, and a piece of valid government-issued photo ID. These documents are essential to determine the loan repayment capacity of the borrower.
Application details
- Unlike other banks that make customers wait a long time and take days or even weeks to get back to their clients, this lender promises to get your decision fast. SkyCap Financial strives to provide better service by getting you a fast decision. It can issue an approval in as little as 24 hours during regular business hours (applications completed on the weekend may not be classified as completed until the end of the next business day).
- This lender aims to provide an opportunity to receive a loan with a poor credit history. However, this does not give a 100% guarantee of loan approval. Promoting transparency and openness, SkyCap states that it reserves the right to approve or decline an applicant based on SkyCap's internal underwriting guidelines and procedures. As a result, not all applicants are approved.
Requesting a loan, use the online application form. The process is quick and easy. It will take approximately about 5 minutes.
Go to the SkyCap Financial website – www.skycapfinancial.com and click on the "Get a Loan" button
Choose your loan amount (from $500 to $10,000). You have to state the amount you need and the purpose of the loan, email, and cell phone number. Read Skycaps Credit, Privacy, and CALL Policy and confirm your consent with them. Ensure that your information is correct and click "Confirm your information and go to the next step."
Fill out your personal information such as date of birth and SIN (9-digit Social Insurance Number), current address, apartment/suite number, city, province, postal code, and current status. Next, fill out your employment information, including Net Pay each Pay Period, how often you get paid, employment status, and whether you are currently in credit counseling. Finally, click the button "Next."
Review and submit your application
They also offer services in most provinces. For more detailed information on which provinces and cities are served, visit their website https://skycapfinancial.com/skycap-locations/
If you have any questions or need help, call at +1 (877) 924-4557 or email at [email protected].
