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Scotiabank Passport® Visa Infinite Card
Credit cards

Scotiabank Passport® Visa Infinite Card

Updated 01.12.2022

About Scotiabank Passport® Visa Infinite Card

A Scotiabank Passport® Visa Infinite Card is a credit card allowing you to save on foreign transaction fees when making purchases in foreign currencies. With this card, you can earn Scene+™ reward points on the purchases you make and redeem them for travel, shopping, or dining.

From time to time, Scotiabank features special offers for new applicants to a Scotiabank Passport® Visa Infinite Card. With such offers, you can earn greater amounts of Scene+™ reward points for meeting the minimum spending requirements within the given timeframe.

Scotiabank Passport® Visa Infinite Card features

A Scotiabank Passport® Visa Infinite Card features an interest rate of 19.99% on purchases and 22.99% — on cash advances. The annual fee for using all the benefits offered by this card is $139. As for additional cards, you can order the first supplementary card free of charge, and each additional card will cost you $50 per year.

When making payments in foreign currencies with your Scotiabank Passport® Visa Infinite Card, you won’t have to pay a 2.5% foreign transaction fee; only the exchange rate applies.

For every dollar spent with your Scotiabank Passport® Visa Infinite Card on grocery stores, dining, entertainment purchases, and daily transit purchases, up to the $50,000 maximum threshold, you earn 2 Scene+™ reward points. Once you’ve reached the $50,000 annual spend maximum, you will earn 1 Scene+™ point for $1 on grocery stores, dining, entertainment, and daily transit purchases. For every dollar spent on other eligible purchases, you will also earn 1 Scene+™ point. With special offers in place, you can accelerate the collection of Scene+™ rewards points, provided you meet the minimum spending requirements within a certain timeframe.

There is a variety of ways to redeem the Scene+™ reward points you’ve earned:

  • Shopping at participating grocery stores

  • Paying for movie and entertainment purchases

  • Covering travel-related expenses

  • Paying at participating dining locations

  • Buying games, food, music, and tickets at the Rec Room and Playdium

  • Making an account credit to participating Scotiabank debit and credit cards

  • Paying at participating pharmacies

A Scotiabank Passport® Visa Infinite Card also provides clients with exclusive benefits from Visa, including:

  • Six complimentary airport lounge visits

  • The Visa Infinite Concierge service to help you plan your trips and book tickets and restaurants

  • The Visa Infinite Hotel Collection providing the advantage of automatic room upgrades and free Wi-Fi on the check-in

  • The Visa Infinite Dining and Wine Country Program providing exclusive dining and wine tasting experiences

As for benefits from partner integrations, Scotiabank Passport® Visa Infinite Card holders can get a complimentary AVIS Preferred Plus membership with upgrades, a special number for reservations, and 5%-25% discounts on car rental rates.

The insurance coverages included in a Scotiabank Passport® Visa Infinite Card are trip cancellation and trip interruption insurance, travel emergency medical insurance, flight delay insurance, delayed and lost baggage insurance, travel accident insurance, rental car collision loss or damage insurance, hotel or motel burglary insurance, purchase security, and extended warranty protection.

A Scotiabank Passport® Visa Infinite Card qualifies for the Scotia SelectPay™ program, which means you can divide the outstanding balance from eligible credit card purchases of $100 and more into 3, 6, or 12 fixed monthly installment payments. With SelectPay™, you won’t have to pay interest on your plan, just a low monthly fee.

Pros and cons

Let’s look through the benefits of a Scotiabank Passport® Visa Infinite Card:

  • No foreign transaction fees on foreign currency purchases

  • Scene+™* reward-earning opportunities

  • Interest-free grace period

  • Exclusive benefits from Visa

  • Discounts for car rentals at AVIS and Budget

  • Extensive insurance coverage

  • Eligibility for Scotia SelectPay™

Here are the drawbacks:

  • A $139 annual fee

  • Minimum annual income requirements to apply

How to apply for a Scotiabank Passport® Visa Infinite Card

Scotiabank accepts online applications for Scotiabank Passport® Visa Infinite Cards. To proceed with an online application, hit the “Apply now” button next to the credit card description. If you have a Scotiabank online banking account already, sign in to it using your login credentials. If you don’t have an account yet, click the “Start your application” button and fill out the online application form with the following information:

  • Your title

  • Your first name

  • Your last name

  • Your date of birth

  • Your social insurance number (optional)

  • Your email

  • Your phone number

  • Your home address

  • Your employment status (including your field of work or industry, job title, employer, and employer’s phone number)

  • Your annual employment income

  • Your other annual income

  • Your monthly housing expenses

Review the provided information and click the “Continue” button. Then, create a PIN and choose a secret word. After that, specify if you want to make your account paperless, add a supplementary cardholder, or apply for creditor insurance coverage. Once you do, agree with the terms and conditions and click the “Continue” button.

Keep in mind that to apply for a Scotiabank Passport® Visa Infinite Card, you must have a minimum annual income of $60,000, a minimum household annual income of $100,000, or a minimum value of assets under management of $250,000.

What is the exchange rate to redeem my Scene+™ reward points for travels of purchases?

The exchange rate varies across redemption categories. For example, you can redeem 100 points for every $1 toward travel-related expenses.

Check the SCENE+ website for more details on Scene+™ reward points redemption.

What is the minimum amount of Scene+™ reward points to redeem for travels at once?

A minimum of 5,000 Scene+ points are required to be redeemed per redemption 

When using the “Apply Points to Travel” option, you must redeem at least 5,000 Scene+ points per redemption.

How do I use complimentary airport lounge access?To start using your complimentary airport lounge access, you must for this benefit either through the Visa Airport Companion Program website or through the Visa Airport Companion App.
Rate
i

Effective interest rate on the product

19.99% - 22.99%

Other Credit cards of Scotiabank

Financial product
Amount
Rate
20.99% - 22.99%

Top offers of the February 2023

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