RBC Avion Visa Infinite Privilege®

About RBC Avion Visa Infinite Privilege

An RBC Avion Visa Infinite Privilege is a premium credit card from RBC providing great reward-earning opportunities and extensive insurance coverage. The interest rates with this card are the same as most RBC credit cards have. 

From time to time, RBC features special offers for an RBC Avion Visa Infinite Privilege credit card. With such offers, you can get bonus points for the dollar value allowing you to fly anywhere in North America or the Caribbean.

RBC Avion Visa Infinite Privilege card features

An RBC Avion Visa Infinite Privilege credit card features an interest rate of 19.99% on purchases and 22.99% (21.99% for Quebec residents) — on cash advances. As a premium card providing a range of exclusive bonuses for its holders, an RBC Avion Visa Infinite Privilege credit card involves a $399 annual fee. To issue an additional card, you will have to pay $99.

When special offers are in place, RBC can reward you with welcome Avion points upon getting credit card approval. The dollar value of these bonus points can be up to $1,100.

As for the regular rewards you get with an RBC Avion Visa Infinite Privilege credit card, $1 you spend on your daily purchases equals 1.25 Avion points. 

There are many redemption opportunities for your Avion points: 

• Making purchases at select retailers

• Covering travel-related expenses — flights, hotel stays, car rental, cruises, and more

• Performing RBC banking transactions — a credit card, bill, loan, or mortgage payment, contributions to registered and non-registered plans, Interac e-Transfers, and more

• Shopping the Avion Rewards Catalogue for Apple tech, Best Buy products, gift cards to a wide selection of brands, household items, and more

One more way to use your Avion points is to convert them into points from other loyalty programs, such as WestJet dollars and Hudson’s Bay Rewards points.

An RBC Avion Visa Infinite Privilege credit card features extensive insurance coverage, including out-of-province or country emergency medical insurance, travel accident insurance, auto rental collision or loss damage insurance, trip cancellation insurance, trip interruption insurance, emergency purchases insurance, flight delay insurance, hotel or motel burglary insurance, loss or stolen baggage insurance, purchase security and extended warranty insurance, and mobile device insurance.

As for partner integration benefits, an RBC Avion Visa Infinite Privilege credit card provides additional perks to its holders, like:

• Saving $0.03 per liter when purchasing any grade of gasoline, or diesel, at a Petro-Canada location

• Earning 20% more Petro-Points than you normally earn at Petro-Canada 

• Earning 50 Be Well points for 1 dollar spent on eligible purchases at Rexall, a chain of retail pharmacies

• Saving up to 20% and earning 3X the Avion points you normally earn for every dollar spent at select Hertz locations 

• Getting zero delivery fees on orders of over $15 with a 12-month free DashPass subscription worth almost $120 from the DoorDash food delivery service   

In case you have misplaced your RBC Avion Visa Infinite Privilege credit card, you can temporarily lock it through the RBC Mobile app.

An RBC Avion Visa Infinite Privilege credit card also features exclusive benefits from Visa, including:

• The Visa Infinite Luxury Hotel Collection providing the advantage of late check-outs and automatic room upgrades

• The Visa Infinite Privilege Concierge services to book tickets and restaurants and research your other requests

• The Visa Infinite Dining Series providing exclusive music and dining experiences

Pros and cons

An RBC Avion Visa Infinite Privilege credit card has a range of benefits:

• Great reward earning opportunities

• Additional benefits from partner integrations

• Access to exclusive Visa benefits

• Extensive insurance coverage 

• Credit card lock opportunity

The major drawbacks of RBC Avion Visa Infinite Privilege are:

• A high annual fee

• Steep minimum annual income requirements to apply

How to apply for an RBC Avion Visa Infinite Privilege card

RBC accepts applications for an RBC Avion Visa Infinite Privilege credit card online. To proceed, hit the “Apply Now” button next to the credit card description. If you are an RBC client already, you can save time by signing in with login credentials and filling out a shorter version of an application form. If you are new to RBC, you will have to provide your personal information (your first name, last name, contact details, date of birth), address, rent or mortgage expenses, social insurance number (SIN), employment information (including your employment status, occupation, and information about your employer), and your annual income.

If you need insurance protection for your credit card balance or you want to add one more user to your credit card, let RBC know about that. Then, create a personal identification word. Review all the provided information. If everything is correct, accept the terms and conditions, and click the “Agree and Submit” button.

Keep in mind that to qualify for an RBC Avion Visa Infinite Privilege credit card, you must have a minimum personal or household annual income of $200,000. Having investable assets of $400,000 also makes you eligible for this type of credit card.