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PC Financial pay off

Advertiser Disclosure

To repay a PC Financial loan, provided through Simplii CIBC, you can utilize various methods offered by financial institutions. One option is to visit a local branch of your bank, such as TD Canada Trust or Scotiabank TD Canada, and make a payment in person. Alternatively, you may use online banking services provided by your financial institution to access your cardholder's account and initiate a payment. Some institutions also offer the convenience of paying your PC Financial loan through their mobile apps or via online bill payment. If you prefer more traditional methods, you can opt to purchase a money order and send it to the issuing institution of your loan. Whichever method you choose, ensure to include your loan account details to facilitate the repayment process efficiently.

Make payments online through the bank account

To make payments online, follow these steps:

  1. Log In. Log in to your PC Money Account via the PC Financial website or mobile app.

  2. Bill Payments. Navigate to the "Bill Payments" or "Pay Bills" section.

  3. Select a New Payee. Select the option to add a new payee if the payee isn't already set up. Choose the payee you want to make a payment to from your list of payees.

  4. Enter Amount. Enter the payment amount and select the account from which to make the payment.

  5. Confirmation. Rement details and confirm the payment.

Note that while you can pay bills and manage various financial tasks through your PC Money Account, there may not be explicit instructions on how to repay PC Financial personal loans directly through this platform. PC Financial loans are offered through Simplii Financial, which is a division of CIBC. Therefore, loan repayments are typically made through the Simplii Financial online banking platform.

If you have a PC Financial personal loan, you should access your Simplii Financial account to make loan payments. Simply log in to your Simplii Financial online banking account, add PC Financial as a payee, and initiate loan payments from there.

Make payments through the app

  1. Open the PC Financial App. Launch the PC Financial mobile app on your smartphone or tablet. Ensure that you are logged in to your account.

  2. Navigate to Payments or Transfers Section. Look for the "Payments" or "Transfers" section within the app. This is where you'll initiate the process to make a payment.

  3. Add New Payee. If you haven't already set up PC Financial or Simplii Financial/CIBC as a payee for your loan payment, you'll need to add it. Look for an option like "Add Payee" or "Add New Payee."

  4. Search for Payee. Use the search function within the app to find PC Financial or Simplii Financial/CIBC as the payee for your loan payment. Type in the name or keywords related to the payee to locate it quickly.

  5. Enter Payment Details. Once you've selected PC Financial or Simplii Financial/CIBC as the payee, you'll need to enter the necessary payment details. This may include the amount you wish to pay and any required account numbers or references.

  6. Review Payment Information. Before confirming the payment, review the payment details carefully to ensure accuracy. Double-check the payment amount, payee information, and any reference numbers.

  7. Confirm Payment. Once you're satisfied that all the information is correct, proceed to confirm the payment. This action will initiate the transfer of funds from your account to your PC Financial loan account.

It's important to note that while the PC Financial app offers various features for managing your finances, including bill payments and transfers, there may not be specific instructions on how to repay PC Financial personal loans directly through the app. PC Financial loans are provided through Simplii Financial, a division of CIBC. Therefore, loan repayments are typically made through the Simplii Financial online banking platform rather than the PC Financial app.

Make payments through a different bank

  1. Log in to Your Bank's Online Banking. Access your online banking platform provided by the financial institution where you hold your account.

  2. Navigate to Bill Payment Section. Look for the section related to bill payments or transfers. This is where you'll initiate the process to make a payment to PC Financial.

  3. Add PC Financial as a Payee. If PC Financial is not already listed as a payee, you'll need to add it to your list of payees. Look for an option like "Add Payee" or "Add New Payee."

  4. Enter Payment Details. Once PC Financial is added as a payee, you'll need to enter the necessary payment details. This typically includes the payee name (PC Financial), account number, and any other relevant information.

  5. Specify Payment Amount. Enter the amount you wish to pay towards your PC Financial account, whether it's for your PC Financial Mastercard bill or another type of payment.

  6. Review Payment Information. Before confirming the payment, review all the entered information to ensure accuracy, including the payment amount and account details.

It's important to note that PC Financial personal loans are provided through Simplii CIBC. Therefore, if you have a PC Financial personal loan, it's recommended to contact your bank directly for guidance on how to make payments towards your loan. Simplii CIBC's online banking platform is typically used for loan repayments, and your bank can provide you with specific instructions tailored to your loan account.

Via ATM

  1. Locate a Bank Machine. Find a bank machine affiliated with Simplii CIBC, as PC Financial personal loans are provided through this institution. You can typically find bank machines at Simplii CIBC branches, in retail locations, or standalone machines.

  2. Insert Your Card. Insert your debit card linked to your bank account into the bank machine's card slot.

  3. Enter Your PIN. Use the keypad on the bank machine to enter your Personal Identification Number (PIN) associated with your debit card.

  4. Select Bill Payment Option. From the menu options displayed on the screen, choose the "Bill Payment" or "Loan Payment" option. This may be labeled differently depending on the bank machine interface.

  5. Enter Payment Details. Follow the prompts on the screen to enter the necessary payment details, including your PC Financial personal loan account number and the amount you wish to pay. Confirm the information entered is correct, then proceed to complete the transaction.

Additional Resources

Sources

FAQ

Can I pay off a credit card from a different bank?

Yes, you can pay off a credit card from a different bank. Simply use online bill payment or pay in branch of your financial institution to make the payment.

How do I pay for my PC Mastercard?

You can pay for your PC Mastercard through various methods, including online bill payment, in-branch payments at President's Choice Bank, or using the tap pay bills feature if available.

Can I pay off my PC Financial loan early?

Yes, you can pay off your PC Financial loan early. Contact your financial institution or visit a local branch to inquire about early repayment options.

Financial products
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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Effective interest rate on the product

20.97% - 22.97%
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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650
1000
Rate
i

Effective interest rate on the product

20.97% - 22.97%
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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300
650
1000
Rate
i

Effective interest rate on the product

20.97% - 22.97%
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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300
650
1000
Rate
i

Effective interest rate on the product

20.97% - 22,97%
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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Effective interest rate on the product

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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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from $5,000
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Effective interest rate on the product

19.99% - 22.99%
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
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Effective interest rate on the product

20.99% - 22.99%
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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300
650
1000
Rate
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Effective interest rate on the product

21.99% - 22.99%
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