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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

PC Financial account


How to open an account?

To manage your PC Money account, PC Financial Mastercard, PC Optimum points and use the mobile app you need to open a PC Financial account — an online banking account.

  1. Go to the PC Financial official website and click the Sign in button.

  2. The Sign-in page will open. If you already have an account, log in by entering your username and password, if not click the Sign up link.

  3. Fill out the required fields in the form: enter your personal card number, CVV number, and postal code. Click Continue.

  4. Enter a Username and click Continue.

  5. Set a Password and click Continue.

  6. Read and accept the Terms & Conditions for Online Banking.

  7. Verify your account by clicking on the link in the email received from the bank.

Now you have enrolled in a PC Financial banking account. You could monitor your budget, transactions, PC Optimum points, pay bills and make transfers, locate ATMs, get support, and many more.


To open a PC Financial account you must

  • be a Canadian resident

  • be the age over 16

  • have PC Financial Mastercard card.


How to reset a forgotten password?

If you've forgotten your password, or you are locked out of your account, you can reset them online. Make sure you have your PC Financial Mastercard on hand and follow the steps. 

Go to the PC Financial website, and click the Sign in button. The sign-in page will open. Click on Forgot Password to reset your password and create a new one. 

Or launch the PC Financial mobile app, tap on Forgot Password to reset your password, and make the new password. You can set up biometrics and don't worry about passwords. 

If you see that an account is blocked due to too many incorrect One-time Password entries (OTP), call 1-866-246-7262. 

How to delete an account?

To delete an account contact the support:

  • On the website through the chatbot — Virtual Assistant 24/7 for an immediate response;

  • Email:;

  • Through online banking account and mobile app: sign into your account and send a note to the Support Centre;

  • By mail: President's Choice Financial Mastercard, P.O. Box 4403, Station A Toronto, ON M5W 5Y4;

  • By phone, toll-free, 24/7: 1 866 246 726.

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All PC Financial’s reviews by September 2022
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