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PC Financial Mobile App Review

Advertiser Disclosure

The PC Financial Mobile App, offered by President's Choice Financial, provides convenient access to a range of financial services and rewards through the PC Optimum program. Users can easily manage their accounts, check online account balances, and track individual transactions anytime, anywhere. With the app, members can also redeem PC Optimum points for rewards, making it easy to save money on purchases at participating stores. Available for download on the Apple App Store and Google Play, the app features an intuitive interface with the familiar PC Money design. Whether for online purchases or in-store transactions, the PC Financial Mobile App offers seamless access to President's Choice services, making it a valuable tool for managing finances and maximizing rewards.

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Key Takeaways

  1. Free to Use. The PC Financial Mobile App is available to users at no cost, providing access to a range of financial management tools and rewards without any fees or subscription charges.

  2. Access to Rewards. Through integration with the PC Optimum program, users can earn, redeem, and see how many points they have seamlessly using the app. This allows members to maximize their savings and benefits while managing their finances.

  3. Apple Pay and Google Pay. The app supports convenient payment options such as Apple Pay and Google Pay, enabling users to make purchases securely and efficiently both online and in-store.

  4. See How You Spend. With features like transaction tracking and spending analysis, the app empowers users to gain insights into their spending habits. By monitoring individual transactions and categorizing expenditures, users can better understand where their money is going and make informed financial decisions.

PC Financial Mobile App

Mobile App Features

  1. Account Management. Users can access their President's Choice bank accounts and view account balances easily within the app.

  2. Transaction Tracking. The app allows users to monitor individual transactions in real-time, providing a comprehensive overview of their spending habits.

  3. PC Optimum Integration. Members of the PC Optimum program can link their accounts to the app, enabling them to earn and redeem PC Optimum points seamlessly.

  4. Rewards Redemption. Users can redeem accumulated PC Optimum points for rewards directly through the app, making it convenient to access savings and benefits.

How to download PC Financial Mobile App

For iOS

  1. Open the App Store. Locate the App Store icon on your iOS device's home screen and tap to open it.

  2. Search for the App. Use the search bar at the bottom of the App Store to search for "PC Financial" or "President's Choice Financial."

  3. Find the App. Once you've entered the search term, look for the PC Financial Mobile App in the search results. It should have the Apple logo next to it.

  4. Download the App. Tap on the PC Financial app icon to view its details. Then, tap the "Download" button (it might appear as a cloud icon with an arrow) to start the download process.

  5. Authenticate if Necessary. If prompted, enter your Apple ID password or use Touch ID/Face ID to authenticate the download.

For Android

  1. Open Google Play Store. Locate the Google Play Store icon on your Android device's home screen or app drawer and tap to open it.

  2. Search for the App. Use the search bar at the top of the Google Play Store to search for "PC Financial" or "President's Choice Financial."

  3. Find the App. Once you've entered the search term, look for the PC Financial Mobile App in the search results. It should have the Google LLC logo next to it.

  4. Download the App. Tap on the PC Financial app icon to view its details. Then, tap the "Install" button to start the download process.

  5. Accept Permissions. If prompted, review the permissions required by the app and tap "Accept" to proceed with the installation.

Others

  1. Direct Download from Official Website. Users can visit the official website of PC Financial or President's Choice Financial and look for a dedicated section or page where they can download the app directly. The website may provide a link or QR code for users to scan and download the app directly to their device.

  2. Third-Party App Stores. Some users may choose to download the app from third-party app stores other than the official Apple App Store or Google Play Store. However, it's essential to exercise caution and ensure that the source is reputable and trustworthy to avoid downloading potentially harmful or unauthorized versions of the app.

  3. Pre-Installed on Devices. In some cases, the PC Financial Mobile App may come pre-installed on certain devices, particularly those sold by retailers or carriers that have partnerships with President's Choice Financial. Users can check their device's pre-installed apps or app library to see if the PC Financial app is available for immediate use.

  4. App Installation via Email or Text Message. Users may receive invitations or links to download the PC Financial Mobile App via email or text message from PC Financial or affiliated partners. These messages typically contain a direct link or instructions on how to download the app to the user's device.

How to apply in the app?

  1. Open the App. Launch the PC Financial Mobile App on your device.

  2. Sign In or Create an Account. If you haven't already done so, sign in to your PC Financial account. If you're a new user, you may need to create an account by providing necessary personal and financial information.

  3. Navigate to Products. Look for a section within the app that lists available products or services. This may be labeled as "Products," "Services," or similar.

  4. Browse Available Products. Explore the list of products or services offered by PC Financial. This may include credit cards, savings accounts, loans, insurance, and more.

  5. Select Desired Product. Once you've found the product you're interested in, tap on it to view more details.

  6. Review Product Information. Take time to review the features, benefits, terms, and conditions associated with the selected product.

  7. Initiate Application. If you're ready to proceed, look for an option to apply for the product within the app. This may be labeled as "Apply Now," "Start Application," or similar.

  8. Provide Required Information. Follow the prompts to complete the application process. You'll likely need to provide additional information and consent to necessary agreements.

How to make payments through the app?

Personal Loan

Unfortunately, you cannot repay personal loans through the PC Financial app, as these loans are offered by Simplii Financial, a division of CIBC. Simplii Financial manages its own set of products and services, including personal loans, which are distinct from those offered by PC Financial. Therefore, you would need to make personal loan payments directly through Simplii Financial's channels, such as their website, mobile app, or by contacting their customer service.

Credit Card

  1. Log in to Your PC Financial Account. Open the PC Financial mobile app or visit the PC Financial website and log in to your account using your username and password.

  2. Navigate to Move Money. Once logged in, locate the "Move Money" option. This may be found in the main menu or dashboard of the app.

  3. Select Pay Bills. Within the Move Money section, look for the option to "Pay Bills" and click on it to proceed.

  4. Choose Payee. From the list of payees, select "PC FINANCIAL MASTERCARD" as the payee. This ensures that your payment is directed towards your PC Financial credit card account.

  5. Specify Payment Details. Next, specify the amount you wish to pay, the date you want the payment to be made, and the frequency with which you would like the payment to recur (if applicable).

  6. Review and Confirm. Before finalizing the payment, review all the details you've entered to ensure accuracy. Once confirmed, proceed to confirm your payment.

Mortgage

Unfortunately, you cannot repay mortgages through the PC Financial app, as these mortgages are offered by Simplii Financial, a division of CIBC. Simplii Financial manages its own set of products and services, including mortgages, which are distinct from those offered by PC Financial. Therefore, you would need to make mortgage payments directly through Simplii Financial's channels, such as their website, mobile app, or by contacting their customer service.

How to delete the PC Financial app?

For iOS

  1. Find the PC Financial App. Locate the PC Financial app icon on your iOS device's home screen. It typically appears as a blue icon with the PC Financial logo.

  2. Enter Edit Mode. Press and hold the PC Financial app icon until all the app icons on your home screen start to jiggle. This indicates that you're in edit mode, and the apps can be rearranged or deleted.

  3. Tap the "X" Icon. Look for a small "X" icon in the top-left corner of the PC Financial app icon. Tap on the "X" icon to initiate the deletion process.

  4. Confirm Deletion. A confirmation message will appear, asking if you want to delete the PC Financial app and all its data. Tap "Delete" to confirm.

  5. Exit Edit Mode. Press the home button or swipe up from the bottom of the screen (depending on your device model) to exit edit mode and stop the app icons from jiggling. This indicates that the deletion process is complete.

For Android

  1. Find the PC Financial App. Navigate to your Android device's home screen or app drawer to locate the PC Financial app icon. It typically appears as a blue icon with the PC Financial logo.

  2. Long Press on the App Icon. Press and hold the PC Financial app icon for a few seconds. This action will activate the app management options.

  3. Drag the App Icon to "Uninstall" or "Remove". After a moment, you should see options appear at the top or bottom of the screen, such as "Uninstall" or "Remove". Drag the PC Financial app icon to this option.

  4. Confirm Uninstallation. A confirmation pop-up will appear, asking if you want to uninstall the PC Financial app. Confirm by tapping "OK" or "Uninstall" to proceed with the deletion.

  5. Finish Uninstallation. Once confirmed, the PC Financial app will be uninstalled from your Android device. Depending on your device settings, you may see a notification confirming the app's removal.

Additional Resources

FAQ

How do I set up the PC Financial mobile app?

After downloading the app, follow the on-screen instructions to create an account or log in if you already have one. You may need to provide personal and account information to complete the setup process.

How do I check my balance on the PC Financial app?

Log in to your account on the app and navigate to the "Account Balances" or "Balance" section. Here, you'll see your balances for various accounts, such as checking, savings, and credit cards.

How do I log into my PC Financial account?

Open the PC Financial app and enter your username and password in the provided fields. If you're logging in for the first time, you may need to complete additional verification steps, such as providing security questions or entering a verification code sent to your registered email or phone number.

Financial products
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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Rate
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Effective interest rate on the product

20.97% - 22.97%
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

20.97% - 22.97%
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

20.97% - 22.97%
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

20.97% - 22,97%
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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Effective interest rate on the product

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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from $5,000
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i

Effective interest rate on the product

19.99% - 22.99%
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

20.99% - 22.99%
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

21.99% - 22.99%
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