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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

PC Financial app


How to download?

President's Choice Financial mobile banking application is available for iPhone, iPad, iPod touch, and Mac through App Store, or Android through Google Play.

  • iPhone and iPod touch requires iOS 13.0 or later.

  • iPad requires iPadOS 13.0 or later.

  • Mac requires macOS 11.0 or later and a Mac with an Apple M1 chip or later.

  • For Android smartphones, Android 5.0 is required.

PC Financial at Google Play


PC Financial at App Store


How to use?

To start, download the PC Financial Mobile App to your mobile device or tablet from the Apple App Store or Google Play.

After installation, open your app and log in with your account information for your PC Financial Mastercard and/or your PC Money Account — existing username and password or register your new account by selecting «Sign up.»

Now you can: view transactions, statements, and account balances (including your PC Optimum points balance), check available credit and request for an increase, review monthly spending insights, activate your card online and setup/change your card PIN, lock your card if misplaced, add an authorized user, update your personal information and, receive secure messages and online customer support anytime you want.

To pay with Google Pay, tap your Android device wherever you tap your card.

Contactless payments are accepted to pay with Apple Pay using your iPhone or Apple Watch and make payments anywhere.


PC Financial Mobile has 4.7 Ratings on App Store and 4.4 on Google Play.

President’s Choice Financial's mobile app allows you to access and manage all your online banking needs quickly and conveniently.

This app is designed to manage your PC Financial Mastercard and your PC Money Account. It is secure, has an intuitive design, and has all the needed functions in one place.

  • View all of your transactions and balances.

  • Get your transaction details.

  • Lock your card directly in the mobile app and change your PIN if you think your card has been lost or stolen.

  • Keep track of your spending by viewing your monthly trends and insights.

  • Create budgets from these details to plan your financial needs and future.

  • View your PC Optimum points balance.

  • Find out how many points you’ve accumulated and from which individual transactions, and see how much you can redeem towards in-store or online purchases.

  • Receive push notifications for real-time updates: spending and refund alerts, monthly payment due dates, payments made, missed payments, and payroll deposits.


How to apply for a loan?

Currently, President's Choice Financial doesn't provide lending services. Personal loans, lines of credit, and mortgages were transferred to CIBC Simplii direct digital bank. Consequently, you cannot do it in the app.

How to pay?

With PC Financial, you could make payments using your PC Money account through online banking or mobile app or PC Financial Mastercard to pay online, in-store, or make transfers. For example, you could pay with your PC Financial Mastercard in any store and location accepting Mastercard, withdraw money using the PC Financial ATM for free, or with a minimal fee using the other ATMs. To perform this operation in the mobile app, access your PC Money Account.

How to restore access to the app?

Launch the PC Financial mobile app, tap «Forgot Password» to reset your password, and create a new password. Then, you can set up Biometric Authentication and don't worry about passwords.

How to delete the app?

To delete the mobile app, go to App Store or Google Play, choose the application, and click «Uninstall.» Note: your data can’t be deleted. The developer doesn’t provide a way for you to request the data to be deleted.

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All PC Financial’s reviews by September 2022
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