Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

PayBright PayOff

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How to repay a loan to PayBright?

Repayment can be made by Visa or Mastercard credit or debit bank cards through bi-monthly or monthly payments, depending on your chosen plan (Pay in 4, Pay Monthly). Prepaid cards are not accepted.

Specify the details on your card in the PayBright account on the website or through the mobile app. Then, set up a pre-authorized debit. The repayments will be debited automatically from your account on your due date.

Loan extension

If you cannot make installments on time, you must notify the company by filling out the form on the PayBright help site. No loan extension is applied, but in some cases, the company can shift the payment schedule.

If you struggle to make your payments on time, approach the team of PayBright directly for further information about your case.

Early repayment

If you decide to return the entire debt in full before the due date, you can do this at any moment without penalties. For this, it is necessary to log in to the PayBright portal and choose the payment plan to be repaid.

Thus, you can save on interest and be approved for a new loan with Paybright to enjoy more purchases.

FAQ

How can I find out the remaining balance?

You need to log into the PayBright account and select the loan. Then, the system will show all the payment schedule details, the outstanding PayBright balance, and the date when the last installment is due to pay off the loan in full.

What to do if my payment to PayBright has failed?

Sometimes, a situation arises when the payment has been made but not credited to the PayBright account. In this case, you need to inform the company about this problem in writing by filling out the form on the PayBright help site.

Is it possible to arrange a PayBright loan restructuring?

Since restructuring is applied when the borrower is in dire financial straits that prevent timely debt repayment, PayBright checks whether applicants have a stable financial position before issuing loans and does not provide restructuring.

What to do if I missed the payment?

If the due payment has not been made on time, you need to notify the company in writing by filling out the form on the PayBright website and indicating the reason for the delay in repayment.

If the customer pays by credit or debit card, the payment will be automatically rescheduled.

PayBright does not impose late payment penalties; however, this will affect future purchases and the loyalty of PayBright to approve low-interest rates. In addition, the longer the payment is delayed, the higher the interest rate will be applied.

Financial products
PayBright
Pay monthly
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from $1,000
Rate
i

Effective interest rate on the product

up to 19.95%
Term
i

Loan term for the financial product

2 - 60 months
PayBright
Pay in 4
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from $500
Rate
i

Effective interest rate on the product

from 0%
Term
i

Loan term for the financial product

up to 60 months
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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Coast Capital Savings
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Loan term for the financial product

60 months
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Recommended FinScore™
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300
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1000
$500-$15,000
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Effective interest rate on the product

up to 46.96%
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Loan term for the financial product

up to 60 months
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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650
1000
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Loan term for the financial product

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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
500.00 – 4000.00 C$
Rate
i

Effective interest rate on the product

29.90 – 46.90 %
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Loan term for the financial product

to 12 months
Calculate loan payments in PayBright

PayBright calculator will allow you to calculate an approximate payment schedule for the loan

PayBright calculator
Interest rates are given in accordance with the rates of the PayBright of 13.05.2025
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