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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Pay2Day's pay off


Repayment of loan

There are three options to repay short term loans at Pay2Day:

  1. With automatic withdrawals from the client's bank account that has been used to receive funding You can call the 1-833-pay2day (729-2329) phone number to activate this repayment method.

  2. Via Email Money Transfer. In this case, the borrower needs to utilize the account on the Client login page or the mobile app. The client can always go to the Pay2Day office and talk about the details or call the 1-833-pay2day (729-2329) phone number.

  3. By cash at the nearest Pay2day store.

Early repayment

The company allows early repayment. You can do it on any day within the 14 days loan term.


How can I find out the remaining balance?

The remaining balance can be checked in the account on the browser website or in the app. You can also visit the nearest Pay2day branch or call the 1-833-pay2day (729-2329) phone number to apply for loans.

What to do if the payment has failed?

If you have any problems with the transactions, call 1-833-pay2day (729-2329) phone number, and the staff of Pay2Day will do their best to resolve the issue as soon as possible. The loans must be paid off anyway.

Please note that the Email Money Transfer processing can take from 30 minutes to 3 hours, depending on the loan amount. Therefore, if you have been waiting for more than 3 hours, it is better to contact the lender. The same goes for the problems connected with withdrawals from the bank account regarding loan repayment.

What to do if I missed the payment?

You should dial the 1-833-pay2day (729-2329) phone number as soon as possible if you have missed the loan payment.

Pay2Day loans calculator

Pay2Day calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount

Enter the desired loan amount

300 $
1500 $
Loan term

Specify the loan term for the calculation


What to pay attention to when applying for a loan from Pay2Day

  1. The company must have a license if it runs business in Alberta, British Columbia, Manitoba, Ontario and Quebec.
  2. You can check the availability of the relevant license (copy) at the branch of the lending company.
  3. Membership in a self-regulatory organization (SRO) is an additional guarantee of the reliability of the lending company. This information can also be checked at the company's branch or on its official website.
  4. Availability of lending policies.
  5. The procedure for applying for a loan.
  6. The procedure for concluding the loan agreement and receiving the payment schedule.
  7. Other conditions for granting loans.

We recommend

  1. To check out the interest rates and frequency. 
  2. Check the availability of individual terms in the loan agreement (principal amount, term, date of advance, etc.).
  3. Check whether the loan agreement contains information about the total cost of borrowing.
  4. Take time to think – you can change your mind before agreeing or signing a loan agreement.
  5. Speed of loan processing.
  6. Accessibility – alternative lenders often operate where there are no bank branches.
  7. For the borrower - high interest on the loan.
  8. For an investor, the safety of funds is not guaranteed by the state.

What distinguishes Pay2Day from banks:

  1. Simplicity - loan processing is less formalized than in a bank.
  2. Fast loan processing.
  3. Accessibility.
  4. For the borrower - high interest on the loan.
  5. For an investor, the safety of funds is not guaranteed by the state.
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