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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Pay2Day's account


How to register an account

A personal account is used to check the credit balance repaid off automatically. It is the primary function of the account on this site. In addition, it gives information about the payment schedule and the exact amount you would pay within a fixed period.

To register an account, you will have to take a few simple steps:

  1. Go to the official Pay2day website and click the "Apply Online" button.

  2. Fill in the form - determine the cash advance amount you want to take and provide other required data.

  3. Review the instructions of the loan provision.

  4. Enter your email address to submit an application.

To access the account, all you need is a login and a password. There are no other official websites.

How to reset a password

If you have forgotten the password, you can reset it by following these steps:

  1. Go to the official Pay2day site and click the "Client Login" button.

  2. Find the "Forgot the password" button and click on it.

  3. Enter the email address to receive further instructions.

After you have changed a password, you can access the account.

How to delete an account

You should contact the customer service specialists by calling the 1-833-pay2day (729-2329) phone number and request to delete the personal account. After your account has been deleted, you will no longer access it.

Pay2Day loans calculator

Pay2Day calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount

Enter the desired loan amount

300 $
1500 $
Loan term

Specify the loan term for the calculation


What to pay attention to when applying for a loan from Pay2Day

  1. The company must have a license if it runs business in Alberta, British Columbia, Manitoba, Ontario and Quebec.
  2. You can check the availability of the relevant license (copy) at the branch of the lending company.
  3. Membership in a self-regulatory organization (SRO) is an additional guarantee of the reliability of the lending company. This information can also be checked at the company's branch or on its official website.
  4. Availability of lending policies.
  5. The procedure for applying for a loan.
  6. The procedure for concluding the loan agreement and receiving the payment schedule.
  7. Other conditions for granting loans.

We recommend

  1. To check out the interest rates and frequency. 
  2. Check the availability of individual terms in the loan agreement (principal amount, term, date of advance, etc.).
  3. Check whether the loan agreement contains information about the total cost of borrowing.
  4. Take time to think – you can change your mind before agreeing or signing a loan agreement.
  5. Speed of loan processing.
  6. Accessibility – alternative lenders often operate where there are no bank branches.
  7. For the borrower - high interest on the loan.
  8. For an investor, the safety of funds is not guaranteed by the state.

What distinguishes Pay2Day from banks:

  1. Simplicity - loan processing is less formalized than in a bank.
  2. Fast loan processing.
  3. Accessibility.
  4. For the borrower - high interest on the loan.
  5. For an investor, the safety of funds is not guaranteed by the state.
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