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Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Pay2Day's application

Finanso.Multilogin™

How to apply

You can visit one of the offices located in Ontario, Nova Scotia, or British Columbia. The second and more comfortable method is to apply online. Borrowed funds will be transferred directly to your bank account after you sign the loan agreement. No credit checks are applied.

FAQ

Reasons for rejection

Take a look at the requirements for the clients to see if you can receive a payday loan. If you qualify, there would be no reasons for rejecting short-term loans.

How long are applications considered?

Typically, the whole process takes 1-3 hours after the application has been submitted to Pay2Day.

How quickly can funds be received?

If the application is approved, you will receive short-term loans within 1 hour by an e-Transfer.

Pay2Day loans calculator

Pay2Day calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount
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Enter the desired loan amount

CAD
CAD
USD
300 $
1500 $
Loan term
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Specify the loan term for the calculation

days
months
1
14

What to pay attention to when applying for a loan from Pay2Day

  1. The company must have a license if it runs business in Alberta, British Columbia, Manitoba, Ontario and Quebec.
  2. You can check the availability of the relevant license (copy) at the branch of the lending company.
  3. Membership in a self-regulatory organization (SRO) is an additional guarantee of the reliability of the lending company. This information can also be checked at the company's branch or on its official website.
  4. Availability of lending policies.
  5. The procedure for applying for a loan.
  6. The procedure for concluding the loan agreement and receiving the payment schedule.
  7. Other conditions for granting loans.

We recommend

  1. To check out the interest rates and frequency. 
  2. Check the availability of individual terms in the loan agreement (principal amount, term, date of advance, etc.).
  3. Check whether the loan agreement contains information about the total cost of borrowing.
  4. Take time to think – you can change your mind before agreeing or signing a loan agreement.
  5. Speed of loan processing.
  6. Accessibility – alternative lenders often operate where there are no bank branches.
  7. For the borrower - high interest on the loan.
  8. For an investor, the safety of funds is not guaranteed by the state.

What distinguishes Pay2Day from banks:

  1. Simplicity - loan processing is less formalized than in a bank.
  2. Fast loan processing.
  3. Accessibility.
  4. For the borrower - high interest on the loan.
  5. For an investor, the safety of funds is not guaranteed by the state.
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All Pay2Day’s reviews by October 2022
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