Repaying an NBC personal loan in Canada offers several convenient options to customers. You can make payments through NBC's online banking platform or mobile banking app, allowing you to manage your loan from the comfort of your home. Additionally, in-person payments can be made at NBC payments branches, providing a face-to-face interaction for those who prefer it. These options offer flexibility and ease in managing your loan repayments, ensuring timely payments while exploring the value and benefits of early repayment to save on interest. It's essential to explore these options and choose the one that best fits your preferences and financial situation.
Make payments online through the bank account
Unfortunately, there is no official information available on how to make personal loan payments directly. However, you can still make additional payments through the National Bank website. Here's how:
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Sign In. Sign in to your National Bank online banking account using your credentials (username and password) on the National Bank website.
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Go to Overview. Once logged in, navigate to the "Overview" section, which typically provides an overview of your accounts and financial products.
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Select Account. Select the specific account from which you want to make the payment in full, which would likely be your personal loan account.
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Choose an Option. Look for an option such as "Accelerated repayment" or "Make Additional Payment" and click on it.
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Click Continue. You will then be prompted to choose either the "Pay all" option to pay off the loan in full or select "Additional payment" for making an extra payment on top of your regular installments. Click "Continue" to proceed.
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Select Account and Enter Amount. Next, select the account from which you wish to make the transaction (e.g., your checking or savings account) and enter the amount you want to pay. If you're paying off the loan in full, leave the amount field blank. Click "Continue" to proceed.
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Review the Details. A summary page will appear displaying the details of your payment. Review the information carefully to ensure accuracy.
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Confirm. Once you've confirmed the payment details, click "Confirm" to finalize the transaction.
Make payments through the app
Regrettably, there is currently no official guidance on making personal loan payments directly through the NBC app. Nevertheless, you still have the option to make extra payments through the National Bank website following the steps outlined previously.
Make payments through a different bank
It is advisable to reach out to NBC support first for guidance on making personal loan payments through a different bank. You can contact them at 1-888-835-6281, Monday to Friday from 8 a.m. to 8 p.m., and Saturday from 9 a.m. to 5:30 p.m. (ET). They will provide you with the necessary instructions and assistance tailored to your specific situation.
Via ATM
NBC does not provide official information on making personal loan payments via ATM. However, here are general instructions you can follow:
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Locate ATM. Find a nearby ATM that is affiliated with your bank or network.
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Insert Card. Insert your debit or ATM card into the card slot and follow the prompts on the screen.
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Select Language. Choose your preferred language if prompted.
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Enter PIN. Enter your Personal Identification Number (PIN) to access your account.
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Choose Transaction Type. Select the option for "Bill Payment" or "Loan Payment" from the menu.
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Enter Payment Details. Enter the necessary information, which may include your account number and the amount you wish to pay.
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Confirm Payment. Review the payment details for accuracy and confirm the transaction.
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Receive Confirmation. Once the transaction is processed, you will receive a receipt as confirmation of your payment.
Additional Resources
- About National Bank of Canada
- NBC Online Banking
- NBC Mobile App
- NBC Customer Reviews
- NBC Personal Loans for January 2025
- NBC Personal Loans Calculator
