Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Mr. Payday PayOff

Advertiser Disclosure

Repayment of loan

After the money is deposited into your account, the repayment period will start. After that, payments are arranged through automatic withdrawal from your account. So you won't miss regular payments.

Make sure you have enough money to cover the repayments, or you could be charged an NSF fee and have your credit score hurt.

Conditions of loan extension

If you can't make the repayment on time or assume that you won't have enough money to pay, call +1 (855) 959-0880.

All returned pre-authorized payments are subject to an NSF fee of up to $50 depending on your province and can damage your credit standing. While your obligation to repay is not waived, the lender will attempt to assist you.

This could happen if there's not enough money in your bank account to cover your loan payment, your bank account has been closed, or the account is suspended or inaccessible.

Early payoff

Payday loans are typically paid the next payday directly from your bank account by automatic withdrawal. During the application, you have specified the dates when you are paid.

Mr. Payday repayment

FAQ

How do I make a payment on Mr. Payday?

Your payments are made from your account automatically in the amount you have submitted.

What happens if you don't pay back Mr. Payday?

All delinquent accounts are subject to an interest rate of up to 59% APR depending on your province. In addition, all returned pre-authorized payments are subject to a non-sufficient funds (NSF) fee of up to $50, depending on your province.

Note: The borrower is responsible for all legal fees required to obtain the balance due. The lender collects delinquent loans using all legal remedies available, including legal debt collection and civil court action.

Can you pay Mr. Payday early?

No, you pay back the loan on the arranged paydays according to your terms.

Can Mr. Payday sue you?

Yes, they can. The borrower is responsible for all legal fees required to obtain the balance due. The lender collects delinquent loans using all legal remedies available, including legal debt collection and civil court action.

Borrow responsibly: review requirements and conditions, and calculate all payments, fees, and terms of borrowing to understand whether Mr. Payday's services answer your financial needs.

Financial products
Mr. Payday
Payday loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$1,500
Rate
i

Effective interest rate on the product

up to 391.07%
Term
i

Loan term for the financial product

up to 31 days
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$50,000
Rate
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Effective interest rate on the product

7.5%
Term
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Loan term for the financial product

60 months
Mogo
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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300
650
1000
$500-$15,000
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Effective interest rate on the product

up to 46.96%
Term
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Loan term for the financial product

up to 60 months
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
1000.00 – 7500.00 C$
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Effective interest rate on the product

12.99 – 29.99 %
Term
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Loan term for the financial product

2 years – 5 years
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000 - $25,000
Rate
i

Effective interest rate on the product

up to 33.92%
Term
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Loan term for the financial product

up to 60 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
1000.00 – 15000.00 C$
Term
i

Loan term for the financial product

6 months – 60 months
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