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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Mr. Payday's account


How to register an account

1. Go to Mr. Payday's official website and click the «Apply» button.

2. Choose the province in Canada where you live.

3. You can see the maximum charges permitted in your province and APR for your loan. Click «Continue.»

4. Fill in your name, and choose the loan amount.

5. Choose your income type.

6. Fill in your email, phone number, address, and postal code.

7. Choose your status: are you a homeowner/ rent/ live with parents, etc., and how long have you been living there.

8. Fill in your date of birth.

9. Fill in your employment info: employer name, dates and payment method, job position, work phone number, address, etc.

10. Fill in your Social Insurance Number.

11. Give the information about two references.

12. Choose the payment method: email money transfer or direct deposit (it is specified that the last one can take two business days).

13. Confirm the agreement with terms and conditions.

You have registered a personal account. Wait until your info is verified, and the application will be approved.

Then the money will be deposited directly to your bank account within 24 hours (or 30 minutes by email transfer during business hours).

How to reset a password

If you have already signed up, but forget your password:

1. Go to

2. Enter your account email address

3. Click «Password reminder»

4. Check your email for the instructions from the company

To get all the needed info about your account, call toll-free phone: 1-877-432-2274 customer care.

How to delete an account

To get all the needed info or perform any action of this type about your personal account, call on toll-free phone: 1-877-432-2274


How does Mr. Payday work?

The lender offers payday loans. It's a short-term loan designed to help you in emergencies when you need some extra cash but your payday days away.

The services are provided on the Internet. The entire process can be done online without any banks involved. An application form and all the documents are available paperless: through the personal account at the website or mobile app.

Online you could apply 24/7.

Also, you could get a cash advance loan offline at the head office located in Vancouver, British Columbia. Simply bring your bank statement for the last 60 days, your IDs, pay stub, and a void cheque or a pre-authorized debit form.

How do I contact Mr. Payday?

To contact the company, you could call

Telephone: 604-435-2274.

Toll-free phone: 1-877-432-2274

Address: Mr. Payday Easy Loans Inc.3421 Kingsway, Vancouver, BC V5R 5L3.

 Business hours: Mon. - Thu. 10 am to 6 pm, Friday 9 am to 7 pm, Saturday 11 am to 5 pm.

You can apply online 24/7 at

Calculate loan payments in Mr. Payday

Mr. Payday calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount

Enter the desired loan amount

100 $
1500 $
Loan term

Specify the loan term for the calculation


What to pay attention to when applying for a loan from Mr. Payday

  1. The company must have a license if it runs business in Alberta, British Columbia, Manitoba, Ontario and Quebec.
  2. You can check the availability of the relevant license (copy) at the branch of the lending company.
  3. Membership in a self-regulatory organization (SRO) is an additional guarantee of the reliability of the lending company. This information can also be checked at the company's branch or on its official website.
  4. Availability of lending policies.
  5. The procedure for applying for a loan.
  6. The procedure for concluding the loan agreement and receiving the payment schedule.
  7. Other conditions for granting loans.

We recommend

  1. To check out the interest rates and frequency. 
  2. Check the availability of individual terms in the loan agreement (principal amount, term, date of advance, etc.).
  3. Check whether the loan agreement contains information about the total cost of borrowing.
  4. Take time to think – you can change your mind before agreeing or signing a loan agreement.
  5. Speed of loan processing.
  6. Accessibility – alternative lenders often operate where there are no bank branches.
  7. For the borrower - high interest on the loan.
  8. For an investor, the safety of funds is not guaranteed by the state.

What distinguishes Mr. Payday from banks:

  1. Simplicity - loan processing is less formalized than in a bank.
  2. Fast loan processing.
  3. Accessibility.
  4. For the borrower - high interest on the loan.
  5. For an investor, the safety of funds is not guaranteed by the state.
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