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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Mortgage Alliance


About lender

Mortgage Alliance is a team of mortgage professionals connecting Canadians with the right financing solutions, including mortgages and other products. Along with providing access to mortgage options, the company can connect you with its network of insurance partners.

Launched in 2007 as Right Mortgage®, the company has been operating in the market for 20+ years. As stated on their website, Mortgage Alliance specialists will work on your behalf to find the best financing option. The company serves more than 40,000 Canadians annually.


Mortgage Alliance bases its work on what it calls the Five Diamond Credo:






With Mortgage Alliance, you can get financing for different types of properties:

  • Residential properties

  • Investment properties

  • Commercial real estate

If you are looking for mortgage renewal or refinancing, Mortgage Alliances promises to connect you with the best options from their partners.

Pros and cons

Here are the key benefits of working with Mortgage Alliance.


  • No cost — Mortgage Alliance professionals don’t charge you their services as long as they get payments from lenders.

  • Favorable interest rates — Mortgage Alliance can win the discounted rates you wouldn’t get on your own.

  • Tons of time saved — instead of reaching out to numerous financial institutions, you can just contact a Mortgage Alliance Professional.

  • Easy application process — apply either online or by phone.

  • Extended availability — Mortgage Alliance works on evenings and weekends.

  • Holding the rate after pre-approval — you can count on the rate offered on your pre-approval for 60-120 days, even if the market rates go up.

Still, there are certain drawbacks to be aware of.


  • Limited availability of insurance services — the network of Mortgage Alliance’s insurance partners may not be available in all provinces.

  • Limited access to some lenders — while the company has a vast network of partners, not all the lenders agree to work with mortgage brokers.

Advantages such as affordability, ease of application, and time savings make Mortgage Alliance an attractive mortgage broker. As for disadvantages, we can highlight the potentially limited availability of certain services and lenders.

Loan conditions

Mortgage Alliance doesn’t specify differences in mortgage conditions for first-time lenders and buyers purchasing their next property. But, as they claim, their specialists will help you identify what’s in your best interest. So, they encourage everyone to talk to a local Mortgage Alliance Professional.

With Mortgage Alliance, you can choose between fixed-rate mortgages and variable-rate mortgages. Fixed rates stay the same through your term, regardless of market fluctuations. Variable rates are subject to change based on the market fluctuations. Note the rate they offers are “Today’s rates.”

According to the website, fixed rates start from 4.79%, and the variable rate for a 5-year term can be 2.75%. Remember that rates may vary provincially and are subject to change without notice OAC.

The mortgage terms range from 1 to 10 years.

Methods of loan funding

Mortgage Alliance doesn’t provide information on the available methods of loan funding. The company partners with a vast network of lenders so that loan funding methods may differ across the financial institutions.


What is Mortgage Alliance?

Mortgage Alliance is a mortgage brokerage company that provides Canadians with access to the right financing solutions. Their services are available in all provinces of Canada.

The company’s products go beyond mortgages. With Mortgage Alliance, you can choose the legal offices and insurance products that will work best for you.

Who owns Mortgage Alliance?

The legal name of the company is Mortgage Alliance Company of Canada. The president of Mortgage Alliance is Peter Aceto.

How do you qualify for Mortgage Alliance?

As a first step toward becoming a homeowner, Mortgage Alliance offers to get a mortgage pre-approval. Once pre-approved, you will have a clear picture of a specific dollar amount that you can afford. 

To qualify for a mortgage, you will need to verify your income. There is no information on the minimum eligible income on their website. Most likely, this requirement differs from lender to lender in their partner network. If you have the income verification and supporting paperwork, you can expect pre-approval within 24 hours.

How much can you borrow from Mortgage Alliance?

On their website, Mortgage Alliance doesn’t specify the maximum amount you can borrow. However, since they have a vast network of partner lenders, they claim that they will connect you with a financing option tailored to your needs.

You can also use their mortgage calculator to get an idea of what you can afford.

Is Mortgage Alliance a legitimate company?

The full name of the company is Mortgage Alliance Company of Canada. It’s been around for over 20 years and serves over 40,000 Canadians annually. The company has a license to operate in all the Canadian provinces.

Mortgage Alliance has corporate offices across Canada:

  • TORONTO, ON - #200, 2005 Sheppard Ave. E., Toronto, ON M2J 5B4, Lic#10530

  • CALGARY, AB & PRAIRIES - #3-1010 1st Avenue NE, Calgary, AB T2E 9C6

  • VANCOUVER, BC - #310, 130 Brew St., Port Moody, BC V3H0E3

  • HALIFAX, NS - #600, 1741 Lower Water St., Halifax, NS B3J0J2

  • MONTREAL, QC - 525 rue Viger Ouest, Montreal, QC, H2Z 1G6

You can reach Mortgage Alliance professionals by toll-free number: 1-877-366-3487.

Company documents

Privacy Policy

The best rates from the best lenders! By choosing a Mortgage Alliance Professional you can access all your mortgage options with just one application.

© Mortgage Alliance

Calculate loan payments in Mortgage Alliance

Mortgage Alliance calculator will allow you to calculate an approximate payment schedule for the loan

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What to pay attention to when applying for a loan from Mortgage Alliance

  1. The company must have a license if it runs business in Alberta, British Columbia, Manitoba, Ontario and Quebec.
  2. You can check the availability of the relevant license (copy) at the branch of the lending company.
  3. Membership in a self-regulatory organization (SRO) is an additional guarantee of the reliability of the lending company. This information can also be checked at the company's branch or on its official website.
  4. Availability of lending policies.
  5. The procedure for applying for a loan.
  6. The procedure for concluding the loan agreement and receiving the payment schedule.
  7. Other conditions for granting loans.

We recommend

  1. To check out the interest rates and frequency. 
  2. Check the availability of individual terms in the loan agreement (principal amount, term, date of advance, etc.).
  3. Check whether the loan agreement contains information about the total cost of borrowing.
  4. Take time to think – you can change your mind before agreeing or signing a loan agreement.
  5. Speed of loan processing.
  6. Accessibility – alternative lenders often operate where there are no bank branches.
  7. For the borrower - high interest on the loan.
  8. For an investor, the safety of funds is not guaranteed by the state.

What distinguishes Mortgage Alliance from banks:

  1. Simplicity - loan processing is less formalized than in a bank.
  2. Fast loan processing.
  3. Accessibility.
  4. For the borrower - high interest on the loan.
  5. For an investor, the safety of funds is not guaranteed by the state.
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