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The Titanium+® Prepaid Mastercard®
Credit cards
(1 Ratings)

The Titanium+® Prepaid Mastercard®

Updated 07.05.2023

About The Titanium+® Prepaid Mastercard®

The Titanium+® Prepaid Mastercard® is a reloadable card issued by Money Mart. Once you have loaded funds to this card, you can shop with it at any merchant that accepts Mastercard. Unlike credit cards, The Titanium+® Prepaid Mastercard® doesn’t involve interest charges.


The Titanium+ Prepaid Mastercard® is a reloadable card providing access to funds you’ve added to it previously. As long as you are using the funds you’ve put on the card; you won’t owe any interest to Peoples Trust Company.

With the Titanium+ Prepaid Mastercard®, you can choose between the Standard Plan and the Premium Plan, with monthly fees of $6.50 and $12.99, respectively. The Premium Plan allows you to save on fees for select transaction types.

Issued instantly, Titanium+® Prepaid Mastercard® won’t have your name on it. Still, it works the same way personalized cards do. You can pay with your Titanium+ Prepaid Mastercard® at merchants accepting Mastercard online, in telephone transactions, and at ATMs. You can find your Titanium+ Prepaid Mastercard account in any of the fill ways:

  • Through DirectLoadTM enabling you to load payments from your employer or benefits provider directly to the card;
  • At Money Mart stores;
  • By purchasing a Vanilla Reload PIN from a participating merchant and loading the value directly to your card, online or over the phone.

Purchases below $100 made with your Titanium+® Prepaid Mastercard® through contactless payment don’t require you to enter your PIN or sign a receipt.

Pros and Cons

Let’s outline the advantages of using the Titanium+® Prepaid Mastercard®:

  • Instant card issuance;
  • No interest charges;
  • Easy reloading;
  • Built-in chip and PIN technology;
  • Worldwide acceptance;
  • Contactless payment capabilities;
  • Access to ATMs displaying the Cirrus® or Mastercard logo;
  • An opportunity to set up text or email alerts;
  • Additional security provided by Identity Theft Alerts and Enhanced Zero Liability Protection.

Still, there are certain disadvantages to be aware of: 

  • A range of fees for using a card, including activation fees, monthly fees, funds load fees, withdrawal fees, and more;
  • Load and spending limits applied.

How to apply for a Titanium+® Prepaid Mastercard®

Visit any Money Mart store to apply for a Titanium+® Prepaid Mastercard®. Getting the Titanium+® Prepaid Mastercard® doesn’t involve an application process as such, and there is no credit check either. You can buy your Titanium+ Card at Money Mart® or Insta ChequesMD locations near you.

To become a Titanium+® Prepaid Mastercard® cardholder, you must be a Canadian resident at the age of majority in your province. When going for a card, be ready to provide your valid address and two pieces of ID — one government-issued ID and one photo ID.


How to activate my Titanium+® Prepaid Mastercard®?

To activate your Titanium+® Prepaid Mastercard®, call Peoples Trust Company at 1-866-914-5863. Then, follow the voice prompts to complete the activation process.

How do I check my Titanium+® Prepaid Mastercard® account balance?

There are several ways to check your Titanium+® Prepaid Mastercard® balance:
  • Through your online account 
  • By calling Customer Care at 1-866-914-5863 to request account information 
  • Through text, email, and web-based alerts

Can I assign additional cardholders to my Titanium+® Prepaid Mastercard®?

For security reasons, only one cardholder can use Titanium+® Prepaid Mastercard®. Being the only cardholder, you are responsible for taking reasonable care, controlling your card, and keeping your PIN confidential.

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