Credit Union
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Meridian personal account

Advertiser Disclosure

Meridian Credit Union developed a user-friendly platform to enable its clients to bank from the comfort of their homes - Meridian online banking.

Features

You can sign in to the Meridian account through online banking from the official website using your computer or tablet. It is designed to:

  • Manage all your accounts

  • Sort and personalize your accounts

  • Send, receive, or share confidential information with Meridian

  • Link your Credential Asset Management (CAM), Credential Securities Inc. (CSI), and Qtrade Direct Investing accounts

  • View account balances and transactions

  • View online statements

  • Set up account alerts and notifications 

  • Pay bills

  • Transfer funds between your accounts and other banks

  • Set up CRA direct deposit

  • Make INTERAC e-Transfer

  • Apply for a mortgage or credit card 

  • Open a new account 

  • Purchase GICs 

  • Find the no-fee Meridian ATM or local branch

  • Send a secure message, chat, or call support

  • Change account details, update passwords

  • Use Price Drop to save money

  • Use Auto-Save to save every time you spend

How to open a Meridian account

To open a Meridian Online banking account, 

  1. Open the Meridian website home page. 

  2. Enter your Member number as your username in the field «Email, Member Number, or User ID.». The number is in the consolidated statement you received when you joined Meridian. 

Enter your 8-digit temporary password. You were given it when you opened an account. The password is active within 24 hours, so if you don’t have it, call the Contact Centre at 1-866-592-2226.

Click the yellow «Sign In» button. 

  1. Review and read the Terms and conditions. Then, click on the «I Agree» button to confirm your acceptance.

  2. Change your temporary password. Input it in the «Current Password» field. Create, enter and repeat the new password. Click the «Continue» button to save it. 

  3. Set up three security questions and answers by selecting them from the drop-down lists. Click the «Continue» button to go to the next step. 

  4. Add your email address as a sign-in ID, or skip this step by clicking the «Skip» button. Review your accounts at the «Account Summary» screen. 

  5. Activate two-step authentication. Select the yellow «Set up now» button or skip the step. 

  6. To set up two-step authentication, verify your phone number, fill it in the «Phone Number» field and select your way to receive the security code:by text message or a phone call. Next, select the blue «Get code» button. 

  7. Receive and enter the 6-digit code and press the «Continue» button. 

  8. Select your preferred notification method: «Text message (SMS)» or «Phone call,» and click the «Save» button below. 

  9. Receive a confirmation email. 

Requirements

To open an online banking account, you should be a Meridian member. To join Meridian, you usually should:

  • Be a Canadian resident

  • Be the age of majority in your province or territory 

  • Have a valid email 

  • Be ready to provide personal, contact, and income information.

Meridian Personal Account

FAQ

How to reset a forgotten Meridian password?

To reset your Meridian Online Banking password:

  1. Open the official website home page and select the «Forgot your password?» link from the sign-in module.

  2. Input your Email or Member Number and your last name. Then, click the yellow «Continue» button. 

  3. Authenticate identity via the chosen method. 

  4. Create a new password. 

  5. If you have trouble signing in, call 1-866-592-2226.

You may set up authentication using your email address or phone number. If you can unlock your account, replace a forgotten password, and obtain a new password.

How to delete a Meridian account?

If you cease to be a Member of Meridian or any Account Agreement you may terminate your personal banking accounts and online banking account. Meridian will keep the Personal Information in the records according to the purposes described in the Personal Membership – Terms and conditions. You may request to stop using your Personal Information anytime by calling the Contact Centre at 1-866-592-2226.

Financial products
Meridian
Meridian Visa* US Dollar Card®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Meridian
Meridian Visa Infinite* Travel Rewards Card®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Meridian
Meridian Visa* Platinum Travel Rewards Card®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Meridian
Meridian Visa* Platinum Cash Back Card®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Meridian
Meridian Visa* Cash Back Card®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Meridian
Meridian Visa Infinite* Cash Back Card®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Meridian
A hybrid mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Meridian
Self-Employed mortgages
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Meridian
Friends and Family Mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Meridian
Construction Mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Meridian
Flex Line Mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Meridian
Variable rate mortgages
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

5.35% - 7.95%
Term
i

Loan term for the financial product

5 years
Meridian
Fixed-rate mortgages
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

4.84% - 6.79%
Term
i

Loan term for the financial product

5 years
Meridian
AgriInvest account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Meridian
Business Advantage Savings account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Meridian
Business Advantage Plus Savings account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$0 monthly fee
Rate
i

Effective interest rate on the product

up to 2.50%
Meridian
Registered Disability Savings Plan (RDSP)
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Meridian
Registered Retirement Income Fund (RRIF)
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Meridian
Registered Education Savings Plan (RESP)
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Meridian
Tax-Free Savings Account (TFSA)
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Meridian
Registered Retirement Savings Plan (RRSP)
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Meridian
Youth savings account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$0 monthly fee
Meridian
Advantage savings account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$0 monthly fee
Meridian
High interest savings account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$0 monthly fee
Rate
i

Effective interest rate on the product

2.50%
Meridian
Home equity line of credit
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Meridian
Personal line of credit
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Meridian
Personal loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Similar products
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

19.99% - 22.99%
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from $5,000
Rate
i

Effective interest rate on the product

19.99% - 22.99%
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Mogo
Mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

4.46%
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$10,000-$100,000,000
Rate
i

Effective interest rate on the product

up to 4.95%
Term
i

Loan term for the financial product

up to 10 years
Think Financial
Mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$50,000-$500,000
Rate
i

Effective interest rate on the product

up to 5.19%
Term
i

Loan term for the financial product

up to 25 years
CHIP Reverse Mortgage
Reverse Mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$100,000-$500,000
Rate
i

Effective interest rate on the product

up to 7.67%
Term
i

Loan term for the financial product

up to 25 years
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000-$10,000,000
Rate
i

Effective interest rate on the product

up to 4.94%
Term
i

Loan term for the financial product

up to 40 years
Toronto-Dominion Bank
TD Every Day Savings Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$0 monthly fee
Tangerine Bank
Savings Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$0 monthly fee
Rate
i

Effective interest rate on the product

1.00%
Royal Bank of Canada
Savings Deposit
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
no minimum deposit
Rate
i

Effective interest rate on the product

0.5%
Best Quick Loan Today 11.05.2025*
Mr. Payday
Need a Quick Loan Now?
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $10.000
Coast Capital Savings
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$50,000
Rate
i

Effective interest rate on the product

7.5%
Term
i

Loan term for the financial product

60 months
Mogo
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$15,000
Rate
i

Effective interest rate on the product

up to 46.96%
Term
i

Loan term for the financial product

up to 60 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
30.00 – 150.00 C$
Term
i

Loan term for the financial product

to 1 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
500.00 – 4000.00 C$
Rate
i

Effective interest rate on the product

29.90 – 46.90 %
Term
i

Loan term for the financial product

to 12 months
Your comment has been added
Error
Your complaint has been recorded
Invalid username or password
comment.alert.error-reg
Please log in to like/dislike
Invalid SMS code has been entered
All Meridian’s reviews by may 2025
Leave feedback
Similar companies
Public Service
403 Empire Avenue, St. John's NL Canada, A1E 1W6
+1 (800) 563-67-55
UCU
145 Evans Ave., Etobicoke, ON M8Z 5X8, Canada
+1 (800) 461-07-77
Integris
1532–6th Avenue, Prince George, BC V2L 5B5
+1 (866) 554-34-56
Rapport
18 Grenville Street, Suite One, Toronto, ON M4Y3B3, Canada
+1 (888) 516-66-64
Casera
720 St Anne's Rd, Winnipeg, MB R2N 0A2, Canada
+1 (204) 958-63-00