Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

MCAP Account Review

Advertiser Disclosure

How to register an account?

To register on the company’s online portal, customers need to click the “Register” button on the login page and enter a mortgage account number and the last four digits of the bank account. Then, the company withdraws customers’ mortgage payments. Afterward, customers will receive an activation code sent to the email address or cell phone number provided during the registration process and a link to the activation page. Finally, they will need to enter the username and password they have selected and the activation code on this page to complete the registration and gain access to MyMCAP.

How to reset a forgotten password?

Customers may forget their passwords or usernames, but in that case, the company can help them with resetting their access to the account. To reset a forgotten password, customers need to click on the “Having Trouble Signing In. Click Here” link on the main Login page and follow the prompts to provide a temporary password. 

How to delete an account?

Unfortunately, the company doesn’t provide an answer for this question in their FAQ section, so to delete an account, customers will need to contact the company’s support center. 

MCAP account

FAQ

How does MCAP work?

The company works online and offline. They have a lot of offices across the whole country in almost all provinces. Also, they have toll-free phones for English- and French-speaking customers that are available between the hours of 8AM and 8PM. 

How do I contact MCAP?

Customers can contact the company by toll-free phones available for English- and French-speaking customers. Also, they can use fax, email, send them a letter or just visit their office.

Financial products
MCAP
Mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Term
i

Loan term for the financial product

up to 25 years
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $10.000
Coast Capital Savings
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$50,000
Rate
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Effective interest rate on the product

7.5%
Term
i

Loan term for the financial product

60 months
Mogo
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$15,000
Rate
i

Effective interest rate on the product

up to 46.96%
Term
i

Loan term for the financial product

up to 60 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
1000.00 – 15000.00 C$
Term
i

Loan term for the financial product

6 months – 60 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
500.00 – 1500.00 C$
Rate
i

Effective interest rate on the product

to 18.99 %
Term
i

Loan term for the financial product

3 months – 6 months
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