Choose a country
Canada
Choose a city
Choose a city
Choose a language
English
Select country
Choose a country
Canada
Canada
España
México
Philippines
United States
Việt nam
Казахстан
Best Western Rewards® Mastercard®
Credit cards

Best Western Rewards® Mastercard®

Updated 01.12.2022

About Best Western Rewards Mastercard

Best Western Mastercard is an MBNA-issued credit card that allows you to earn bonuses for making purchases and spend your rewards at Best Western hotels redeeming them for nights, dines, and more. 

Best Western Rewards Mastercard features

The key feature of Best Western Mastercard is that you earn rewards for making purchases at Best Western properties.

MBNA will initially provide you with a welcome bonus of 20,000 Best Western Rewards points after your first eligible purchase, which would be enough for a night's stay. Besides this offer, you will earn the following: 

  • 1 point for every $1 in eligible purchases;

  • 5 points for every $1 in eligible purchases at Best Western properties. 

These rewards can only be redeemed through the Best Western network. You can use your Best Western Rewards points in many ways – hotel stays, dining, gift cards, and more. There’s no annual limit to earning the Best Western Rewards.

Moreover, your account status may change while you use this credit card. First, you will have a Gold Status, and when you spend over $10,000 on eligible purchases within a year, you will be awarded the Diamond Status. In addition, there are no limitats on the quantity of points you earn, and they don’t expire.

Also, these points can even be transferred to Aeroplan or Air Miles, but the main downside is that you lose a lot of the value this way. 

The Best Western Mastercard interest rates are 19.99% on purchases and 22.99% on cash advances, and the same rate is charged on balance transfers and access cheques. 

On the other hand, you are offered more additional services, such as insurance coverage options. For example, cardholders are provided with an extended warranty option that extends the original manufacturer’s warranty for two times up to one additional year; purchase assurance that covers most items purchased with your MBNA credit card for the first 90 days from the date of purchase; travel accident coverage for up to $1,000,000; rental car accident coverage for up to $200,000 and other options such as travel interruption coverage or rental car personal effects. Also, you will have a discount on rental cars provided by Avis or Budget. You can save a minimum of 10% off the base rates in Canada and the U.S., and a minimum of 5% off the base rates internationally, on qualifying car rentals at participating Avis and Budget locations. 

Furthermore, MBNA provides Best Western Mastercard holders with such perks as: 

  • The MBNA Payment Plan; 

  • Emergency services;

  • Trip assistance and legal assistance;

  • Mastercard services; 

  • Rental car theft and damage coverage.

Pros and cons

Below you will see the key benefits of Best Western Mastercard:

  • The annual fee is $0;

  • Rewards are earned for making purchases;

  • Plenty of additional services are offered;

  • Ability to transfer your points;

  • Welcome offer;

  • Ability to level up your account;

  • No income requirements. 

Nevertheless, there are still some downsides to this credit card that you should note:

  • Interest rates are high;

  • Limitation of points redemption;

  • Points are usable only if you stay at BW hotels.  

How to apply for a Best Western Rewards Mastercard

To apply for a Best Western Mastercard, you must visit the company’s website and fill out the application form. For example, at mbna.ca, you need to find the Best Western Mastercard section. Afterward, you need to click on the “Apply Now” button, and this action will redirect you to the online application page. At the top, you will see legal disclosures. You need to read those and then choose the preferred language of correspondence. As those actions are done, go down and see the application form. Fields that must be filled out are: 

  • Primary Applicant's Information: your name, home address, housing status, years at current address, monthly payment, years at current address, phone number, and several questions: “Is your mailing address different from your home address?” and “Are you a Canadian resident?”.

  • Personal Information: date of birth, mother’s maiden name, email address, and SIN (optional).

  • Employment Information. In this section, you need to choose your employment status, and depending on it, you will be asked to provide the required information. 

Afterward, you will be offered to add an authorized user and request a balance transfer. Both are optional, so that you can skip them. In the end, you will be offered to enroll in a payment protection plan, and if you are interested in it, you will need to put a tick into the required box. Finally, you will need to click on the “Review your application” button, and the application will be made.

Am I eligible for a Best Western Mastercard?The eligibility requirements for the Best Western Mastercard applicants are simple enough. You only need to be a resident of Canada, be over the provincial age of majority, and have a credit score over 660. In addition, there are no income requirements for this card.
How can I level up my account status?You can upgrade your account to Gold Status and Diamond Status. The Gold one only requires you to make the first purchase with your Best Western Mastercard. The Diamond one is provided to those who spend over $10,000 on eligible purchases within a year.
How many points do I need for a free night at a Best Western hotel?To have a free night at a Best Western hotel, you need to have at least 8,000 points. However, the average award night typically starts at 16,000, and nights for 8,000 points or 12,000 points are more difficult to find.
Rate
i

Effective interest rate on the product

19.99% - 22.99%

Top offers of the February 2023

Your comment has been added
Error
Your complaint has been recorded
Invalid username or password
comment.alert.error-reg
Please log in to like/dislike
Invalid SMS code has been entered
All MBNA reviews in 2023
Leave feedback