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Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Magical Credit's account

Finanso.Multilogin™

How to register an account

To register an account or to create your member's area, you need to fill to click on the "Apply now" button and fill out the form that asks for your first and last name, SIN, e-mail, birth date, home, preferred, and cell phones, the best time to call, address, city, province, postal code, time at address, and set the login information: user name, password, answer the question "What is the Purpose of your Loan Today"? And click on the "Continue" button.

How to reset the password

To reset your password and restore access to your account, you have to hit the "Sign in" button, and later the "Forgot password?" button. Then, follow the instructions.

How to delete an account

If you ever need to make an arrangement or update your account information, contact the company's team.

FAQ

How does Magical Credit work?

You can borrow online 24/7. The company's staff offers quick short-term loans to high-risk borrowers with bad credit history and low income.

How can I contact Magical Credit?

You can call 1-855-639-6888 or contact by email at info@magicalcredit.ca. The company is headquartered at 970 Lawrence Ave W #402, North York ON M6A 3B6, Canada.

Calculate loan payments in Magical Credit

Magical Credit calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount
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Enter the desired loan amount

CAD
CAD
USD
1500 $
20000 $
Loan term
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Specify the loan term for the calculation

months
days
12
60

What to pay attention to when applying for a loan from Magical Credit

  1. The company must have a license if it runs business in Alberta, British Columbia, Manitoba, Ontario and Quebec.
  2. You can check the availability of the relevant license (copy) at the branch of the lending company.
  3. Membership in a self-regulatory organization (SRO) is an additional guarantee of the reliability of the lending company. This information can also be checked at the company's branch or on its official website.
  4. Availability of lending policies.
  5. The procedure for applying for a loan.
  6. The procedure for concluding the loan agreement and receiving the payment schedule.
  7. Other conditions for granting loans.

We recommend

  1. To check out the interest rates and frequency. 
  2. Check the availability of individual terms in the loan agreement (principal amount, term, date of advance, etc.).
  3. Check whether the loan agreement contains information about the total cost of borrowing.
  4. Take time to think – you can change your mind before agreeing or signing a loan agreement.
  5. Speed of loan processing.
  6. Accessibility – alternative lenders often operate where there are no bank branches.
  7. For the borrower - high interest on the loan.
  8. For an investor, the safety of funds is not guaranteed by the state.

What distinguishes Magical Credit from banks:

  1. Simplicity - loan processing is less formalized than in a bank.
  2. Fast loan processing.
  3. Accessibility.
  4. For the borrower - high interest on the loan.
  5. For an investor, the safety of funds is not guaranteed by the state.
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All Magical Credit’s reviews by October 2022
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