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UNI loan calculator online in Canada in 2022. How to figure out the loan yourself? A handy tool that will show whether you can pay off a loan, help you choose lending with affordable payments.
Scotiabank 
Canadian Imperial Bank Of Commerce (CIBC) 
Bank of Montreal 
HSBC 
ATB Financial 
National Bank Of Canada 
Capital One 
Tangerine Bank 
Simplii Financial 
Laurentian Bank Of Canada 
Manulife Bank Of Canada 
Canadian Western Bank 
American Express Company 
First Nations Bank Of Canada 
Motusbank B2b Bank 
BDC 
Alterna Bank Scotiabank Canadian Imperial Bank Of Commerce (CIBC) Bank of Montreal HSBC ATB Financial National Bank Of Canada Capital One Tangerine Bank Simplii Financial Laurentian Bank Of Canada 
UNI Financial Cooperation Manulife Bank Of Canada Canadian Western Bank American Express Company First Nations Bank Of Canada Motusbank B2b Bank BDC Alterna Bank 
Take advantage of our loan selection system with a free credit rating check!
For the personal borrowing needs of clients, UNI offers loans and lines of credit. With a personal loan, you can borrow the desired amount for a fixed 1-to-5-year term and make equal weekly, bi-weekly, or monthly payments until repayment. A personal line of credit provides access to an approved credit amount. You can use it as you need and pay only interest on the borrowed amount. To apply for a personal loan or line of credit, you need to book an appointment with a UNI financial advisor.
Before visiting a UNI branch, you can get an idea of your estimated loan payments or the amount you can borrow using the UNI loan calculator. With this tool, you can calculate your regular payments by entering the amount to borrow, payment frequency, interest rate, and the number of payments. Or, you can calculate the loan amount by entering a payment frequency, regular payment amount, interest rate, and the number of payments.
There are several online calculator tools on the UNI website:
Loan Calculator to estimate your loan payments or the amount to borrow
Auto Loan Calculator to estimate your regular car loan payment or a car purchase price you can afford
Personal budget calculators to calculate your earnings and expenses
Loan Comparison Calculator to compare up to three loans in terms of monthly payments, fees, and other costs
Mortgage affordability calculator to get an idea of how much you can afford to spend on a house
Mortgage Calculation tables to come up with the basic budget for your home-buying project
Mortgage calculator to estimate a possible amortization period, mortgage amount, interest rate, or mortgage payment
Mortgage Comparison Calculator to compare up to three mortgages in terms of monthly payments, fees, and other costs
Mortgage prepayment calculator to identify penalties you may face when exceeding the allowed prepayment amounts
A retirement assessment tool to evaluate your potential to meet your retirement goals
RRSP Loan Calculator to estimate regular payments and total interest charged
“What is my financial situation?” calculator to define your net-worth
“What is my saving capacity?” calculator to define your surplus or deficit
Once you’ve come up with the preferred payment frequency and have an idea of an interest rate and the number of payments you’ll make, the UNI Loan Calculator will help you determine the following:
Your regular loan payments, given the payment frequency, the amount you want to borrow, interest rate, and number of payments
The amount you can afford to borrow, given the payment frequency, regular payment amount, interest rate, and number of payments
Let’s assume you want to borrow $18,000 at a 5.5% interest rate and repay your loan in 58 regular monthly payments. Once you enter these values into the designated fields, you will see that your monthly payment will be $354.13, the total interest paid will be $2,539.32, and the total payments you’ll make will be $20,539.32.
By adjusting the key loan parameters in the UNI Loan Calculator, you can compare various loan options in terms of regular payments or the amount to borrow.
The results displayed in the UNI loan calculator are approximate and serve for illustration purposes only. The actual payment amounts may vary based on factors like your credit history and UNI’s assessment of your creditworthiness.
UNI doesn’t provide interest rates for personal loans on its website as they are subject to credit approval. However, you can use the Canada Prime Rate of 5.45% as a reference.
As a rule, shorter loan terms involve more significant regular payments.
