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UNI loan calculator

UNI loan calculator online in Canada in 2022. How to figure out the loan yourself? A handy tool that will show whether you can pay off a loan, help you choose lending with affordable payments.

Your city
Scotiabank Scotiabank
Canadian Imperial Bank Of Commerce (CIBC) Canadian Imperial Bank Of Commerce (CIBC)
Bank of Montreal Bank of Montreal
ATB Financial ATB Financial
National Bank Of Canada National Bank Of Canada
Capital One Capital One
Tangerine Bank Tangerine Bank
Simplii Financial Simplii Financial
Laurentian Bank Of Canada Laurentian Bank Of Canada
UNI Financial Cooperation UNI Financial Cooperation
Manulife Bank Of Canada Manulife Bank Of Canada
Canadian Western Bank Canadian Western Bank
American Express Company American Express Company
First Nations Bank Of Canada First Nations Bank Of Canada
Motusbank Motusbank
B2b Bank B2b Bank
Alterna Bank Alterna Bank
Calculate the loan
Interest rates are given in accordance with the rates of the bank in Ottawa as of 07.02.2023
Loan amount

Specify the desired loan amount

5000 C$
50000 C$
Loan term

Specify the loan term for the calculation

Interest rate

Choose the interest rate on the loan

1 %
15 %
Fill out an application for a loan!
Fill out an application for a loan!

Take advantage of our loan selection system with a free credit rating check!

What is the UNI loan calculator?

For the personal borrowing needs of clients, UNI offers loans and lines of credit. With a personal loan, you can borrow the desired amount for a fixed 1-to-5-year term and make equal weekly, bi-weekly, or monthly payments until repayment. A personal line of credit provides access to an approved credit amount. You can use it as you need and pay only interest on the borrowed amount. To apply for a personal loan or line of credit, you need to book an appointment with a UNI financial advisor.

Before visiting a UNI branch, you can get an idea of your estimated loan payments or the amount you can borrow using the UNI loan calculator. With this tool, you can calculate your regular payments by entering the amount to borrow, payment frequency, interest rate, and the number of payments. Or, you can calculate the loan amount by entering a payment frequency, regular payment amount, interest rate, and the number of payments. 

UNI loan calculators

There are several online calculator tools on the UNI website:

Why do you need the UNI loan calculator?

Once you’ve come up with the preferred payment frequency and have an idea of an interest rate and the number of payments you’ll make, the UNI Loan Calculator will help you determine the following:

How to use the UNI loan calculator?

Let’s assume you want to borrow $18,000 at a 5.5% interest rate and repay your loan in 58 regular monthly payments. Once you enter these values into the designated fields, you will see that your monthly payment will be $354.13, the total interest paid will be $2,539.32, and the total payments you’ll make will be $20,539.32.

How to compare UNI loans using the UNI loan calculator

By adjusting the key loan parameters in the UNI Loan Calculator, you can compare various loan options in terms of regular payments or the amount to borrow.

Will I pay the same regular payment amounts that I see in the UNI loan calculator?

The results displayed in the UNI loan calculator are approximate and serve for illustration purposes only. The actual payment amounts may vary based on factors like your credit history and UNI’s assessment of your creditworthiness.

What interest rate should I enter into the UNI loan calculator?

UNI doesn’t provide interest rates for personal loans on its website as they are subject to credit approval. However, you can use the Canada Prime Rate of 5.45% as a reference.

Does decreasing the loan term increase the regular payment amount?

As a rule, shorter loan terms involve more significant regular payments.