LendDirect Loans in Surrey

LendDirect
Get a LendDirect loan verified by our specialists. On 12.07.2024 there are 1 options available to you. Increase your chances of getting a loan — fill out an application with a free credit rating check.
Offers: 1
Updated
23.05.2024
17:26
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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100.00 – 15000.00 C$
Rate
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Effective interest rate on the product

29.99 – 46.93 %
How to apply for a LendDirect Loan in Surrey? Step-by-Step

How to apply for a LendDirect loan in Surrey?

  1. Online Application. Visit the LendDirect website. Navigate to the loan application section. Fill out the required information, which typically includes personal details, income information, and bank account details. Follow the instructions to complete the application process. Submit your application online.

  2. Visit a LendDirect Branch. Locate a nearby LendDirect branch in your area. Visit the branch during business hours. Speak with a representative who will guide you through the application process. Provide the necessary personal, income, and bank account information in person. Complete any required paperwork. Submit your application at the branch.

Conditions

  • Loan Amount. LendDirect offers lines of credit with a maximum loan amount of up to $15,000.

  • Loan Type. These lines of credit are unsecured, meaning they do not require collateral.

  • Loan Term. Unlike traditional loans with specific end dates, LendDirect lines of credit have no end dates, providing ongoing access to funds.

  • Interest Rate. The interest rates for LendDirect lines of credit range from 29.99% to 46.93%. These rates may vary based on factors such as creditworthiness and lending criteria.

Requirements

  • Proof of Canadian Residency. Applicants must provide documentation confirming they are a Canadian resident between the ages of 18 and 70.

  • Employment Verification. Proof of employment for a minimum of 3 months is required to demonstrate stability.

  • Address Verification. Applicants must provide proof of address indicating residency in one of the following provinces or territories. Alberta (AB), British Columbia (BC), Ontario (ON), Saskatchewan (SK), Nova Scotia (NS), Prince Edward Island (PE), Newfoundland and Labrador (NL), or Northwest Territories (NT).

  • Minimum Income Requirement. Applicants need to have a minimum monthly income of $1,500 to qualify for a LendDirect loan.

  • Active Bank Account. An active bank account with direct deposit capability is necessary for loan disbursement and repayment.

Additional resources