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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

LM Credit's account


How to register an account

There is no sign that LM Credit offers a personal account or any entrance to the private part of the website. Thus, all concerns on a personal account, its settings, password service, and account deletion are topics to discuss with the lender addressing them by phone at 1-833-301-1058 or email at However, to become their client, you have to indicate a bulk of your personal data, such as residency status, employment status (if you are still on probation), your province, payroll info (how much you are paid and how you are paid, if you have filed for bankruptcy and if you have any active payday loans.


How does LM Credit work?

The company offers an online prequalification service for the customer to have a clear picture of his/her possible financial burden. In case the customer is fine with the offered prequalified loan conditions, he/she may continue with an online loan application. LM Credit will assess the documents provided, make a verification phone call with the client, and transmit the money as soon as possible.

How do I contact LM Credit?

To contact the LM Credit, you may:

  • Visit its office personally the address is 33 City Centre Drive, Suite 250, Mississauga, Ontario L5B 2N5,

  • Call at 1-833-301-1056 within operating hours,

  • Write an email and send it to,

  • Submit a message directly via the site.

There is a contact form on the LM Credit website allowing you to send a direct message. Just click on the button “Contact us” at the right header, insert your first and last names, email addresses, and phone numbers, and ask about LM financial services whatever you wish to know in the message field. Phone calls can also be done directly via the site. Just click on the button with a phone number at the header.

Calculate loan payments in LM Credit

LM Credit calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount

Enter the desired loan amount

500 $
15000 $
Loan term

Specify the loan term for the calculation


What to pay attention to when applying for a loan from LM Credit

  1. The company must have a license if it runs business in Alberta, British Columbia, Manitoba, Ontario and Quebec.
  2. You can check the availability of the relevant license (copy) at the branch of the lending company.
  3. Membership in a self-regulatory organization (SRO) is an additional guarantee of the reliability of the lending company. This information can also be checked at the company's branch or on its official website.
  4. Availability of lending policies.
  5. The procedure for applying for a loan.
  6. The procedure for concluding the loan agreement and receiving the payment schedule.
  7. Other conditions for granting loans.

We recommend

  1. To check out the interest rates and frequency. 
  2. Check the availability of individual terms in the loan agreement (principal amount, term, date of advance, etc.).
  3. Check whether the loan agreement contains information about the total cost of borrowing.
  4. Take time to think – you can change your mind before agreeing or signing a loan agreement.
  5. Speed of loan processing.
  6. Accessibility – alternative lenders often operate where there are no bank branches.
  7. For the borrower - high interest on the loan.
  8. For an investor, the safety of funds is not guaranteed by the state.

What distinguishes LM Credit from banks:

  1. Simplicity - loan processing is less formalized than in a bank.
  2. Fast loan processing.
  3. Accessibility.
  4. For the borrower - high interest on the loan.
  5. For an investor, the safety of funds is not guaranteed by the state.
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All LM Credit’s reviews by October 2022
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