Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Lamina PayOff

Advertiser Disclosure

Lamina's payment system is designed to provide users with a convenient and flexible way to manage their financial transactions securely. Through its online platform, Lamina offers various payment options to accommodate the diverse needs of its users. Users can make payments towards their loans or other financial obligations using methods such as electronic funds transfer (EFT), debit card payments, or direct withdrawals from their bank accounts. The platform prioritizes user convenience by allowing scheduled payments, enabling users to set up automatic payments to ensure timely repayment of their loans without the need for manual intervention.

Furthermore, Lamina's payment system incorporates robust security measures to protect users' sensitive financial information and transactions. The platform utilizes encryption technology and secure payment gateways to safeguard data transmitted during payment processes, ensuring that users' personal and financial details remain confidential and protected from unauthorized access. Additionally, Lamina adheres to industry regulations and compliance standards to maintain the integrity and security of its payment system, providing users with peace of mind when conducting financial transactions through the platform.

Make payments online through the Lamina account

  1. Log In to Your Lamina Account. Start by accessing the Lamina website and logging in to your account using your email address and password.

  2. Navigate to the Payment Section. Once logged in, locate the payment section within your Lamina account dashboard. This may be labeled as "Make a Payment," "Repay Loan," or something similar.

  3. Select Payment Method. Choose the payment method you prefer to use for making your payment. Lamina typically offers options such as electronic funds transfer (EFT), debit card payments, or direct withdrawals from your bank account.

  4. Enter Payment Details. Depending on the payment method you selected, you may need to provide additional payment details such as your bank account information, debit card details, or payment amount.

  5. Choose Payment Frequency. Decide whether you want to make a one-time payment or set up recurring payments. If you choose recurring payments, you'll need to specify the frequency (e.g., weekly, biweekly, monthly).

  6. Review and Confirm Payment. Double-check all payment details to ensure accuracy, including the payment amount and frequency. Once you're satisfied, confirm your payment to proceed.

  7. Verify Payment Confirmation. After confirming your payment, Lamina may provide a payment confirmation screen or send you a confirmation email. Verify that your payment was processed successfully.

  8. Monitor Payment Status. Keep track of your payment status within your Lamina account dashboard. You may see your payment reflected in your account balance or transaction history.

  9. Set Up Payment Reminders. To stay on top of your payments, consider setting up payment reminders within your Lamina account. This will help ensure that you never miss a payment deadline.

Make payments through the Lamina app

As of the present moment, Lamina does not offer a dedicated mobile application for its users. While the platform provides online access through its website, allowing users to manage their accounts, apply for loans, and make payments conveniently from desktop and mobile web browsers, there is currently no standalone mobile app available. Despite the absence of a mobile app, Lamina continues to prioritize user accessibility and convenience through its responsive web platform, ensuring that users can access their accounts and utilize essential services seamlessly across various devices.

Additional resources

Sources

FAQ

How long does it take Lamina to receive payment?

How long it takes for Lamina to receive payment depends on various factors such as the payment method used and the processing times of financial institutions involved. Generally, payments made through electronic funds transfer (EFT) or direct debit from a bank account may take 1-3 business days to process and reflect in Lamina's account. Debit card payments or other instant payment methods may result in quicker processing times, with payments typically reflecting within 24 hours. Lamina encourages users to ensure that payments are made in advance of due dates to account for potential processing delays and ensure timely payment.

How do I add a bill payee to my Lamina account?

To add a bill payee to your Lamina account, you typically need to log in to your account dashboard and navigate to the bill payee or payment settings section. From there, you may find an option to add a new bill payee by providing relevant information such as the payee's name, account number, and billing address. Follow the prompts to complete the bill payee setup process, and once added, you should be able to initiate payments to the new payee directly from your Lamina account.

Can make a Lamina payment over the phone?

Currently, Lamina does not offer the option to make payments over the phone. Payments are typically processed through the online account portal or via other designated payment methods such as electronic funds transfer (EFT), debit card payments, or direct debits. While Lamina prioritizes user convenience and accessibility, the platform's payment processing system is primarily designed to facilitate secure and efficient transactions through online channels. Users are encouraged to utilize the available online payment methods for making payments to Lamina accounts.

Financial products
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
300.00 – 1500.00 C$
Rate
i

Effective interest rate on the product

120.00 – 275.00 %
Term
i

Loan term for the financial product

3 months – 7 months
Similar products
Best Quick Loan Today 15.03.2025*
Mr. Payday
Need a Quick Loan Now?
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $10.000
Coast Capital Savings
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$50,000
Rate
i

Effective interest rate on the product

7.5%
Term
i

Loan term for the financial product

60 months
Mogo
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$15,000
Rate
i

Effective interest rate on the product

up to 46.96%
Term
i

Loan term for the financial product

up to 60 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
1000.00 – 7500.00 C$
Rate
i

Effective interest rate on the product

12.99 – 29.99 %
Term
i

Loan term for the financial product

2 years – 5 years
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000 - $25,000
Rate
i

Effective interest rate on the product

up to 33.92%
Term
i

Loan term for the financial product

up to 60 months
Your comment has been added
Error
Your complaint has been recorded
Invalid username or password
comment.alert.error-reg
Please log in to like/dislike
Invalid SMS code has been entered
All Lamina’s reviews by march 2025
Leave feedback
Similar companies
Simple Credit
2001 boul. Robert-Bourassa, suite 1700, Montréal (Québec) H3A 2A6
+1 (514) 904-40-28
Micro Click Loans
-
+1 (800) 933-09-60
Loonie Financial
1329-B Arena Road, Lot 110, Kahnawake Mohawk Territory Via:Quebec, Canada J0L 1B0
+1 (833) 423-22-08
Magik Cash
4180 Boul Henri-Bourassa E, Montreal, QC, H1H1L3
Prêt en ligne
-