Lender
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

KOHO Mobile App

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KOHO Finance on Google Play

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KOHO Finance on Google Play

KOHO Finance on App Store

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KOHO Finance on App Store

When you register an account on the KOHO website, the appropriate application link will be sent to your mail address. You are invited to follow the link via the phone and download the KOHO Finance application in App Store or Google  Play, depending on your phone's operating system.

You may also look for the application yourself in App Store or Google Play, making a “KOHO Finance” search query and downloading it. If you still do not have an account with KOHO, you may get it via the application.

How to use the KOHO mobile app?

KOHO Finance has a user-friendly, self-explanatory interface and does not require any special skills to manage it. Just load the proper application on your mobile, sign in, and enjoy operations. KOHO is a fintech company providing mostly all its services online via the application.

How to sign in to the KOHO mobile app?

Load the application into your mobile and open it. There are two buttons on the page, “Sign up” and “Log in.” If you have an account with KOHO via its website or some other way, click on the “Sign up” button.

You will get a page inviting you to select a card you would like to have with KOHO. The options available are pictured with icons above the “Continue” button. The KOHO cards are available in four possible designs: Blueberried Caviar, Frozen Cherry Soda, Gilded Cotton Candy, and Sunkissed Skinny Dip. The functionality of the cards is the same, and the different coloring just makes them look nicer for you. You may see every card's appearance when clicking on each icon. Select a card and press Continue at the end of the page.

You will get a page for the creation of a no-fee KOHO account. You are invited to enter your e-mail address and create a password on this page. Your password should meet the following requirements:

  •  Eight characters as a minimum,

  • at least one lower case character,

  •  at least one upper case character,

  •  at least one special character.

Having entered your e-mail address and password, go further via Continue. On the next page, you will be offered to indicate your first and last names, date of birth, mobile number, and occupation. You will also be required to select the card's intended use from the drop-down list. The offered options are spending, saving, or early pay. Fill in everything and press Continue. KOHO will verify your phone number and will make further instructions on identity verification. You will have to provide the documents and your selfie.

Having done all that, just follow the directions with the application and e-mail messages from KOHO.

Features

KOHO Financial Application for MAC family is available free of charge in App Store for iPhones with iOS 13.0 or later and iPod touch with the same iOS version. KOHO Financial for Android is available in Google Play, also free of charge.

The rating of the app in both stores is relatively high. The functionality offered for iOS and Android is the same and covers all services KOHO provides:

  • Managing your no-fee account

  • Paying utility bills

  • Paying off your line of credit

  • Earning cash back rewards with the KOHO credit card

FAQ

How to apply for a loan in the KOHO mobile app?

KOHO does not provide a classical loan, but you can subscribe to a Credit Building chargeable program or get a KOHO Advance program subject to several terms and conditions. Both options are available via the main menu.

How to restore access to the KOHO mobile app?

If you lost your password, use the “Forgot password?” link at the end of the entrance page. Then, just fill in the e-mail address in the appropriate box and press this link. You will find yourself on the page for password restoration. Verify the preprinted e-mail address, correct it if needed, and click on the “Reset password” button.

The system will e-mail you a message with a link to reset your passport. So, check your e-mails, follow the instructions to manage the password, and try to log in again.

How to delete the KOHO mobile app?

The way to delete this application does not differ from the deletion of any other application on your mobile. Press the app icon on the screen and move it to the basket.

You may also ask the KOHO support team to delete your data. First, address the support team via a small icon in the right-hand corner to do it. Then, click the icon and send a message to a support team.

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