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Instant Loans Canada


About lender

Sometimes creditworthiness problems make it difficult to obtain financing on reasonable terms and interest rates. Expensive but accessible cash is tempting as an easy solution but can lead to more problems than your initial situation.

Instant Loans Canada was created to provide a good solution for such cases. With Car Title Loans, you can get between $1,000 and $35,000 for up to 5 years to solve your financial problem and keep driving your car.

The loan amount depends on the wholesale value of the car. Using a car as collateral reduces the lender's risk and allows customers better credit terms.


Instant Loans Canada is a reputable lending institution that can help you solve your financial problems and offers you a much more extended repayment than other rapid loan providers. In addition, the lender promises fast decision-making so that you can get cash within an hour. The loan amount is based on the value of your car that is acting as collateral.

The lender has a straightforward evaluation process to approve a fair loan amount.

Pros and Cons

If you intend to relieve yourself financially, it pays to get details about your potential lender and the loan terms. If your situation is as urgent as a headache, it is even more important than you think and makes the right decision instead of rushing to get money.

Instant Loans Canada has several positive aspects for potential borrowers.


  • the company has a good reputation in the financial services market;

  • the possible loan amount you can borrow from the lender is up to $35,000, and the repayment period is up to 5 years;

  • different methods of loan application (online application, phone call);

  • possibility to receive cash within 1 hour;

  • transparent information about fees and loan terms;

  • the company claims to offer comparatively low-interest rates;

  • even if the lender provides title loans, you can continue to drive your car; from this point of view, nothing changes for you if you repay the loan on time;

  • no job requirements;

  • no credit check;

  • multiple office locations across Canada;

  • ability to repay early with no penalties;

  • minimal paperwork;

  • the lender arranges for an expert to evaluate the car;

  • the most important factors considered in deciding the potential loan amount are not your credit history but the year, condition, mileage, and model of your vehicle;

  • сontact options are available around the clock, Monday through Sunday. So if you need money, the lender is there for you.

Instant Loans Canada has a number of advantages as a lender, but some things could be considered disadvantages. Therefore, we suggest you consider the following list before applying for a loan.


  • you must be the owner of the vehicle and repay it in total if you bought it with a car loan;

  • vehicles older than eight years are not accepted by lenders for title loans;

  • you must purchase two types of insurance for your car: collision and fully comprehensive. It is not described in detail, but probably both insurances must be in place throughout the loan period until full repayment;

  • the interest and the total cost of the loan are not made clear, and you must ask them directly to the lender;

  • it is not entirely clear how you should repay the loan to the lender, whether in cash, by direct debit, or in another way agreed by Instant Loans Canada.

  • there is no credit calculator on the lender's website;

  • it is not clear whether the lender works with debt collectors and can sell bad debts to third parties;


What is Instant Loans Canada?

Instant Loans Canada is a lending institution that operates throughout Canada. It specializes in providing car title loans. It has earned a good reputation for its reliability and openness to finding solutions for borrowers. The company is constantly working on automating the application process.

Who owns Instant Loans Canada?

Public sources do not provide information about Instant Loans Canada UBO and its shareholder structure. However, this information can be provided directly by the lender upon request.

How do you qualify for Instant Loans Canada?

Instant loans Canada have transparent eligibility criteria for borrowers:

  • You must be of legal age or older in the province you choose;

  • You must own a vehicle (car, truck, van, SUV, or motorcycle) that is no more than eight (8) years old;

  • You must have clear title to your vehicle;

  • You must have both comprehensive and collision insurance on your car;

  • You must have the vehicle registered and insured in your name;

  • You must have a valid Canadian driver's license;

  • You must have proof of residency;

  • The vehicle's registration and insurance documents.

  • A second set of keys for your car.

How much can you borrow from Instant Loans Canada?

The lender offers the possibility of receiving between $1,000 and $35,000. The amount you can borrow depends on the value and condition of your car. You should provide details about your vehicle in the application form. You should contact the lender directly about possible exceptions and specifics of your situation.

Is Instant Loans Canada a legitimate company?

The Lender is an officially registered company operating throughout Canada. It works in accordance with provincial and local regulations. It also applies the Code of Practise/Policy for Responsible Lending under the Personal Property Securities Act (PPSA). It is present in British Columbia, Alberta, Saskatchewan, Nova Scotia, New Brunswick, Prince Edward Island, Newfoundland & Labrador, and Ontario.

How does Instant Loans Canada work?

The company's information support operates Monday through Sunday - 24 hours. The company works online and has offices in various cities in the provinces of British Columbia, Alberta, Saskatchewan, Nova Scotia, New Brunswick, Prince Edward Island, Newfoundland & Labrador, and Ontario.

How do I contact Instant Loans Canada?

Instant Loans Canada now serves British Columbia, Alberta, Saskatchewan, New Brunswick, Nova Scotia, Prince Edward Island, Newfoundland & Labrador, and Ontario. Local phone numbers where you can reach the lender can be found on the company's website in the "Contact Us" section.

You may also contact the lender by email at or by phone 1-866-973-5214. You can also submit your questions using the contact form in the "Contact Us" section of the company's website.

How trustworthy is Instant Loans Canada?

Instant Loans Canada is an official company with two branches and a .com domain. It has corporate email addresses, toll-free lines, and permits for title loan activity.

Does Instant Loans Canada verify income?

According to public information, instant loans in Canada do not verify income, as the granting of the loan is conditional on the possession of a car that meets the lender's criteria.

Across Canada, people in need of emergency money can come to us for the cash they need. Here at, Instant Loans Canada We will help you get a title loan to alleviate your financial headaches. With our experience and professionalism, we can supply you with the highest amount of cash in under an hour.

© Instant Loans Canada

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What to pay attention to when applying for a loan from Instant Loans Canada

  1. The company must have a license if it runs business in Alberta, British Columbia, Manitoba, Ontario and Quebec.
  2. You can check the availability of the relevant license (copy) at the branch of the lending company.
  3. Membership in a self-regulatory organization (SRO) is an additional guarantee of the reliability of the lending company. This information can also be checked at the company's branch or on its official website.
  4. Availability of lending policies.
  5. The procedure for applying for a loan.
  6. The procedure for concluding the loan agreement and receiving the payment schedule.
  7. Other conditions for granting loans.

We recommend

  1. To check out the interest rates and frequency. 
  2. Check the availability of individual terms in the loan agreement (principal amount, term, date of advance, etc.).
  3. Check whether the loan agreement contains information about the total cost of borrowing.
  4. Take time to think – you can change your mind before agreeing or signing a loan agreement.
  5. Speed of loan processing.
  6. Accessibility – alternative lenders often operate where there are no bank branches.
  7. For the borrower - high interest on the loan.
  8. For an investor, the safety of funds is not guaranteed by the state.

What distinguishes Instant Loans Canada from banks:

  1. Simplicity - loan processing is less formalized than in a bank.
  2. Fast loan processing.
  3. Accessibility.
  4. For the borrower - high interest on the loan.
  5. For an investor, the safety of funds is not guaranteed by the state.
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