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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Iceberg Finance's account


How to register an account

Applying for a personal loan through the Iceberg Finance website is a way to create your member’s area. You can log in to your personal area when clicking “Connection” from the main menu or the footer. We can assume that Iceberg Finance provides customers with login credentials when they apply for a loan at a point of sale.

How to reset a password

If you already have login credentials at Iceberg Finance, and you’ve forgotten your password, you can reset it.

Go to “Connections” from the main menu or the footer and click “Forgot your password?”. Then enter your username and wait for an email with the link to reset your password. Once you receive this email, follow the provided link.

How to delete an account

Iceberg Finance doesn’t provide information on deleting your personal account. You can reach out to their customer service if you wish to modify or delete a piece of your personal information. Contact them by:

  • E-mail —

  • Phone — 1 855 694-0960

  • Fax — 418 694-3491


How does Iceberg Finance work?

Iceberg Finance offers financial solutions in the three directions:

  • Car financing

  • Personal loans

  • Insurance products and extended warranties financing 

To apply for a personal loan, you can fill out an online application form on the Iceberg Finance website. For other programs, such an option is not available. We can assume that Iceberg Finance offers point-of-sale financing with car loans and financing insurance products.

To apply for a personal loan with the IF Xpress program, click the “Apply for a loan” button under the Personal loans section on the home page. Next, fill out the application form and wait for the company’s representative to contact you. Then, sign a financing contract electronically and receive your funds in 24 hours. With this program, you can count on the amount from $1,000 to $7,500.

How do I contact Iceberg Finance?

Here are the best ways to contact Iceberg Finance:

  • E-mail —

  • Phone — 1 855 694-0960

  • Fax — 418 694-3491

Their business hours (Eastern time) are:

  • Monday to Friday — 8.30 am to 9 pm

  • Saturday and Sunday — 9.30 am to 5 pm

You can also fill out the contact form on the “Contact us” page on the Iceberg Finance website.

Calculate loan payments in Iceberg Finance

Iceberg Finance calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount

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1000 $
35000 $
Loan term

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What to pay attention to when applying for a loan from Iceberg Finance

  1. The company must have a license if it runs business in Alberta, British Columbia, Manitoba, Ontario and Quebec.
  2. You can check the availability of the relevant license (copy) at the branch of the lending company.
  3. Membership in a self-regulatory organization (SRO) is an additional guarantee of the reliability of the lending company. This information can also be checked at the company's branch or on its official website.
  4. Availability of lending policies.
  5. The procedure for applying for a loan.
  6. The procedure for concluding the loan agreement and receiving the payment schedule.
  7. Other conditions for granting loans.

We recommend

  1. To check out the interest rates and frequency. 
  2. Check the availability of individual terms in the loan agreement (principal amount, term, date of advance, etc.).
  3. Check whether the loan agreement contains information about the total cost of borrowing.
  4. Take time to think – you can change your mind before agreeing or signing a loan agreement.
  5. Speed of loan processing.
  6. Accessibility – alternative lenders often operate where there are no bank branches.
  7. For the borrower - high interest on the loan.
  8. For an investor, the safety of funds is not guaranteed by the state.

What distinguishes Iceberg Finance from banks:

  1. Simplicity - loan processing is less formalized than in a bank.
  2. Fast loan processing.
  3. Accessibility.
  4. For the borrower - high interest on the loan.
  5. For an investor, the safety of funds is not guaranteed by the state.
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