Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

iCash Mobile App

Advertiser Disclosure

iCash app is a leading online lending platform in Canada, offering convenient and quick access to small loans for Canadians in need of financial assistance. With its easy-to-use interface and streamlined application process, iCash has become a go-to solution for individuals facing unexpected expenses or cash shortages. Whether it's covering urgent bills, emergency repairs, or other unforeseen costs, iCash provides borrowers with a hassle-free way to obtain up to $1,500 in funds.

One of the standout features of the iCash app is its commitment to accessibility and inclusivity. Unlike traditional lenders that may scrutinize credit scores or income levels, iCash welcomes applicants from all financial backgrounds, including those with bad credit or no credit history. Additionally, the app accepts various forms of income, including government benefits and self-employment earnings, making it easier for a wider range of Canadians to qualify for loans. With its focus on simplicity, transparency, and customer satisfaction, iCash continues to redefine the borrowing experience for thousands of users across the country.

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Key takeaways

  1. Accessibility. iCash app offers loans to Canadians regardless of their credit history or income level, including those receiving government benefits or self-employment income.

  2. Streamlined Application. The app provides a quick and easy application process, allowing borrowers to apply for loans within minutes and receive instant approval decisions.

  3. Fast Funding. Upon approval, funds are sent directly to borrowers via e-Transfer, providing quick access to cash for urgent financial needs.

  4. Transparent Fees. iCash app discloses all fees upfront, ensuring borrowers understand the total cost of their loan before accepting the funds.

  5. Secure Platform. With 256-bit encryption technology, iCash app prioritizes the security and privacy of users' financial information, providing peace of mind to borrowers.

icash mobile app

iCash app features

  1. Loan Amount. Borrowers can access loans of up to $1,500 through the iCash app, providing flexibility to meet various financial needs.

  2. No Hidden Fees. iCash app charges transparent interest fees depending on the borrower's province, with no hidden charges or surprises.

  3. 24/7 Availability. The app allows users to apply for loans anytime, anywhere, with round-the-clock approval and funding.

  4. Customer Support. iCash app provides dedicated customer support to assist borrowers with any inquiries or concerns, ensuring a smooth borrowing experience.

  5. Member of CFA. As a member of the Canadian Consumer Finance Association, iCash adheres to industry best practices and regulatory standards, promoting trust and reliability among users.

How to download

For iOS

  1. Open the App Store. Unlock your iOS device and locate the App Store icon on your home screen. Tap on it to launch the App Store.

  2. Search for iCash. In the search bar at the top of the screen, type "iCash" and press Enter. The search results will display various apps, including iCash. Select the iCash app from the list.

  3. Download iCash. Once you've selected the iCash app, tap on the "Get" button next to its icon. You may be prompted to enter your Apple ID password or use Face ID/Touch ID for verification.

  4. Install iCash. After the download is complete, the iCash app will automatically install on your device. You can find it on your home screen or in the App Library.

For Android

  1. Access Google Play Store. Unlock your Android device and locate the Google Play Store app on your home screen or in the app drawer. Tap on it to open the Play Store.

  2. Search for iCash. In the search bar at the top of the Play Store, type "iCash" and press Enter. The search results will display various apps, including iCash. Select the iCash app from the list.

  3. Install iCash. Once you've selected the iCash app, tap on the "Install" button below its icon. You may be asked to grant permissions for the app to access certain features on your device.

  4. Download iCash. The iCash app will begin downloading and installing on your device. You can view the progress in the notification bar at the top of your screen.

How to apply in the iCash app?

  1. Download and Install the App. Before applying for a loan through the iCash app, ensure that you have downloaded and installed the app on your mobile device. You can find the iCash app on the App Store for iOS devices or on Google Play Store for Android devices.

  2. Create an Account or Log In. Once the app is installed, open it on your device. If you're a new user, you'll need to create an account by providing some basic information, including your name, email address, and phone number. If you're an existing user, simply log in using your credentials.

  3. Navigate to Loan Application. After logging in, you'll be directed to the app's main dashboard. Look for the option to apply for a loan, typically labeled as "Apply Now" or "Get Cash." Tap on this option to initiate the loan application process.

  4. Provide Personal and Financial Information. The iCash app will prompt you to enter various details, including your personal information (such as your full name, date of birth, and address) and financial information (such as your employment status, income, and bank account details). Ensure that all information provided is accurate and up to date.

  5. Select Loan Amount and Repayment Terms. Once you've entered your personal and financial information, you'll need to specify the loan amount you wish to borrow and select your preferred repayment terms. iCash typically offers loans of up to $1,500 with flexible repayment options.

  6. Review and Submit Application. Before submitting your loan application, take a moment to review all the information you've provided. Make sure there are no errors or discrepancies. Once you're satisfied with the details, submit your application through the app.

  7. Wait for the Approval Decision. After submitting your application, iCash will process it and provide an instant approval decision in most cases. If your application is approved, you'll receive confirmation through the app, along with details of the loan terms and the amount you're eligible to borrow.

  8. Receive Funds. Upon approval, the funds will be disbursed directly to your bank account via e-Transfer, typically within minutes. You can then use the funds for whatever purpose you require, whether it's covering bills, expenses, or emergencies.

How to make payments through the iCash app?

  1. Open the iCash App. Begin by opening the iCash app on your mobile device. If you haven't already done so, log in to your account using your username and password.

  2. Navigate to the Payments Section. Once you're logged in, locate the "Payments" or "Repay Loan" section within the app. This section is typically found on the main dashboard or in the menu navigation.

  3. View Your Loan Details. Within the Payments section, you'll be able to view details of your active loan, including the current outstanding balance, upcoming payment due dates, and any accrued interest or fees.

  4. Select Payment Method. iCash app typically offers various payment methods to facilitate loan repayments. Choose your preferred payment method, such as bank transfer, debit card, or electronic funds transfer (EFT).

  5. Enter Payment Amount. Input the amount you wish to repay towards your loan. This can be the minimum required payment or a larger sum if you're looking to pay off your loan faster and reduce interest charges.

  6. Authorize Payment. Once you've entered the payment amount, review the details to ensure accuracy. Then, authorize the payment using the selected payment method. Follow any additional prompts or security measures as required.

  7. Confirm Payment. After authorizing the payment, you may receive a confirmation screen or notification indicating that your payment has been successfully processed. Take note of any reference numbers or confirmation codes provided.

How to delete the iCash app?

For iOS

  1. Locate the iCash App. Unlock your iOS device and navigate to the home screen where the iCash app icon is located. Look for the app icon, which typically features the iCash logo.

  2. Long-press the iCash App Icon. Press and hold the iCash app icon until all the app icons on the screen start to wiggle. This action activates the app deletion mode.

  3. Tap the "X" Icon. While the app icons are wiggling, you'll notice a small "X" icon appear at the corner of each app icon. Locate the "X" icon on the iCash app icon and tap on it.

  4. Confirm Deletion. A confirmation pop-up message will appear, asking if you want to delete the iCash app and all its data. Tap on "Delete" to confirm and proceed with the deletion.

  5. Wait for Deletion. The iCash app will be removed from your iOS device, and the app icons will stop wiggling. Depending on the size of the app, it may take a few moments to complete the deletion process.

For Android

  1. Access App Settings. Unlock your Android device and navigate to the home screen where the iCash app icon is located. Alternatively, you can access the app drawer by swiping up from the bottom of the screen or tapping the App Drawer icon.

  2. Find the iCash App. Scroll through the list of installed apps or use the search bar at the top to locate the iCash app. Once you've found it, tap and hold the iCash app icon to activate the app deletion mode.

  3. Drag to Uninstall. While holding the iCash app icon, you'll notice options appear at the top or bottom of the screen, including "Uninstall" or a trash can icon. Drag the iCash app icon to the "Uninstall" option or the trash can icon to initiate the deletion process.

  4. Confirm Deletion. A confirmation pop-up message will appear, asking if you want to uninstall the iCash app and delete all its data. Tap on "OK" or "Uninstall" to confirm and proceed with the deletion.

  5. Wait for Uninstallation. The iCash app will be uninstalled from your Android device, and you'll see a progress bar indicating the uninstallation process. Once complete, you'll receive a notification confirming that the app has been successfully uninstalled.

Additional resources

FAQ

How do I download the iCash app?

To download the iCash app, simply visit the App Store on your iOS device or the Google Play Store on your Android device. Search for "iCash" in the app store's search bar, locate the iCash app from the search results, and tap on the "Download" or "Install" button. Once the installation is complete, open the app and follow the prompts to create an account or log in if you already have one. Once logged in, you can access the various features and services offered by iCash, including applying for loans and managing your account.

How do I check my iCash balance?

To check your iCash balance, log in to the iCash app using your credentials. Once logged in, navigate to the account dashboard or balance section within the app. Here, you'll be able to view your current balance, including any outstanding loans, available credit, and transaction history. You can also check your balance by contacting iCash's customer support team or logging in to your account via the iCash website.

How do I transfer money from iCash to other accounts?

To transfer money from your iCash account to other accounts, such as your bank account, follow these steps. First, log in to the iCash app and navigate to the "Transfer" or "Send Money" section. Enter the recipient's account details, including the account number and bank information. Next, specify the amount you wish to transfer and any additional details required for the transaction. Review the transfer details to ensure accuracy, then authorize the transfer using your preferred payment method. Once confirmed, the money will be transferred from your iCash account to the recipient's account, typically within a few business days, depending on the banking system's processing time.

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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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