Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

iA Auto Finance PayOff

Advertiser Disclosure

Repayment of loan

The main goal of the iA Auto Finance loans platform is to make the process of repayments for its borrowers as easy and comfortable as possible. Due to this point, the company offers two ways for making payments: either via direct transfer from the customer’s bank account or via its platform. The platform can make all the withdrawals fully automated – the funds scheduled for being repaid can be directly withdrawn from the bank account of the borrower, where his income is normally deposited at.

The structure of the payment period is designated to make the payment process for the customer as convenient as possible as well.

Conditions of loan extension

A customer could negotiate a loan extension – but no certain conditions are mentioned on the website of iA Auto Finance as each specific situation requires a different approach, depending on the amount of the loan, already taken by the customer, and the repayment history for the loan.

Early payoff

At iA Auto Finance the borrower has an opportunity to pay his loan off at any point in case he has got a rate-reducing loan.

There is no specific information about the possibility for a customer to pay early should such a customer have a standard loan, provided by the company.

Normally in the lending industry, there is an opportunity for the customers to pay early, but in some cases, the lenders can charge additional fees for a full early repayment - all the potential borrowers should be aware of this aspect.

FAQ

How do I make a payment on iA Auto Finance?

Typically, payments are automatically withdrawn from the customer’s bank account.

In case the borrower expresses the willingness to make payments on his own – the payments can be made via direct transfer from their account or their account in the system of the lender.

What happens if you don't pay back iA Auto Finance?

In case there is a delay with the scheduled reimbursement performed by the client, the company is putting all the efforts possible to negotiate with the client and help him in this situation. Should all the negotiation options have failed, the company is forced to file with a court or pass the case over to money collectors.  

Can you pay iA Auto Finance early?

At iA Auto Finance a borrower has an opportunity to refund his loan off at any point in case he has got a rate-reducing loan.

There is no specific information about the possibility for a customer to pay early should such a customer have a standard loan, provided by the company.

Can iA Auto Finance sue you?

iA Auto Finance loans service is always considering its customers as partners who are actively and effectively assisting the company in its further growth. However, iA Auto Finance has its obligations as well – to provide its customers with sufficient financial support any time the customer addresses the company. Under these settings – and only in case of a long-standing default on payments expressed by the borrower,  the company has no choice but to bring a case before the court or pass the case over to bill collectors. In any event, the company is making all efforts possible to carry out mediation procedures with all its customers, having difficulties with timely repayments to resolve all the issues before starting legal proceedings.

Financial products
iA Auto Finance
Car loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$5,000-$50,000
Rate
i

Effective interest rate on the product

up to 29.99%
Term
i

Loan term for the financial product

up to 84 months
Similar products
Car Loans Canada
Car loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$7,500 - $59,995
Rate
i

Effective interest rate on the product

up to 31.99%
Term
i

Loan term for the financial product

up to 96 months
Rifco
Auto financing
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$5,000-$100,000
Rate
i

Effective interest rate on the product

up to 31%
Term
i

Loan term for the financial product

up to 86 months
Eden Park
Car loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000-$50,000
Rate
i

Effective interest rate on the product

up to 22.9%
Term
i

Loan term for the financial product

up to 84 months
Coast Capital Savings
Auto finance
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

from 4%
Term
i

Loan term for the financial product

from 84 months
Loanz
Car Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000-$15,000
Rate
i

Effective interest rate on the product

up to 46.9%
Term
i

Loan term for the financial product

up to 60 month
Calculate loan payments in iA Auto Finance

iA Auto Finance calculator will allow you to calculate an approximate payment schedule for the loan

iA Auto Finance calculator
Interest rates are given in accordance with the rates of the iA Auto Finance of 15.06.2024
Loan amount
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CAD
CAD
USD
5000 C$
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Loan term
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months
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84
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