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goPeer PayOff

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To repay a goPeer loan, borrowers have several methods at their disposal. Payments can be made online through the goPeer website via the borrower portal, where borrowers can review their repayment schedule, request payment deferrals, update banking information, and make one-time payments. Additionally, borrowers can arrange direct debit payments, collected automatically on a bi-weekly, semi-monthly, or monthly cycle, initially synced with their payroll. While there is no mobile app available for making loan repayments, borrowers can still manage their loans effectively through the website. Furthermore, while specific instructions for making payments via ATM or through a different bank are not provided, borrowers can reach out to goPeer directly for assistance. By offering these various payment options and support services, goPeer ensures a seamless and convenient repayment experience for borrowers.

Make payments online through the account

To make goPeer loan payments online through the account, borrowers can navigate to the goPeer portal. While there isn't official information on making payments through the portal alone, the process is typically arranged by direct debit. Payments are collected automatically on a bi-weekly, semi-monthly, or monthly cycle, initially synced with the borrower's payroll. However, borrowers have the flexibility to request a change in payment cycles at any time, without incurring charges.

Borrowers receive email reminders two days before each payment processing. Within the goPeer portal, borrowers can review their entire repayment schedule, request payment deferrals, update banking information, and complete missed or additional one-time payments. This user-friendly interface streamlines the repayment process, ensuring borrowers can manage their loans efficiently and conveniently.

Make payments through the app

To make goPeer loan payments through the app, borrowers can follow the same instructions outlined for online payments through the account portal. It's important to note that there is currently no goPeer app available. Therefore, borrowers can manage their loan payments seamlessly by accessing the goPeer portal via their web browser. By following the steps mentioned earlier, borrowers can set up automatic payments, receive email reminders, and access various features such as reviewing repayment schedules, updating banking information, and making one-time payments. 

Make payments through a different bank

To make payments through a different bank account on the GoPeer platform, borrowers have the convenience o connecting multiple bank accounts. Within the "Transfer Funds" or "Make a Payment" menu, borrowers can select "Manage Bank Accounts."

Here, borrowers will find the option to connect their bank accounts through two methods.

  1. Express Method. Borrowers can utilize the "Express" method for a quick and seamless connection. This method typically involves verifying account information instantly or within a short timeframe, allowing borrowers to start making payments promptly.

  2. Manual Option. Alternatively, borrowers can choose the "Manual" option to upload documents for bank account verification. While this method may take slightly longer for verification, it offers flexibility for borrowers who prefer to provide documentation directly.

Via ATM

To make goPeer loan payments via ATM, there is no official information available on how to do so. Since goPeer operates as a peer-to-peer lending platform where borrowers repay loans to individual investors, the process for making payments via ATM may vary and is not explicitly outlined by the platform.

In such cases, it's recommended to reach out to goPeer directly for guidance on how to proceed with making payments through an ATM. They can provide assistance and clarify any specific instructions or requirements for making payments in this manner. Contacting goPeer ensures that borrowers receive accurate information tailored to their individual circumstances, helping to facilitate smooth and efficient loan repayment.

Additional resources

Sources

FAQ

Can I make repayments online through the goPeer website?

Yes, borrowers can make repayments online through the goPeer website. Through the goPeer portal, borrowers have access to various features, including reviewing their full repayment schedule, requesting payment deferrals, updating banking information, and completing missed or additional one-time payments. This user-friendly interface streamlines the repayment process, allowing borrowers to manage their loans conveniently and efficiently.

Is there a mobile app available for making loan repayments with goPeer?

As for the availability of a mobile app for making loan repayments with goPeer, currently, there is no mobile app available for this purpose. However, borrowers can still effectively manage their loan repayments through the goPeer website, accessing the portal via their web browser. While a mobile app may enhance user experience in the future, borrowers can rely on the online portal to fulfill their repayment needs.

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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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$1,000 - $25,000
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up to 60 months
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