Lender
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

goPeer Account Review

Advertiser Disclosure

goPeer is an innovative online platform that provides borrowers with a seamless experience to manage their loans effectively. Users can access their complete repayment schedule, request payment deferrals, update banking details, and make one-time payments effortlessly through the platform. This comprehensive suite of features empowers borrowers to stay in control of their finances with ease and convenience.

Key features

  1. Loan Monitoring. Users can easily monitor the details of their loans, including repayment schedules and outstanding balances, providing transparency and control over their financial commitments.

  2. Online Access. The platform offers convenient online access, allowing borrowers to manage their loans from anywhere with an internet connection, whether it's checking balances or making payments.

  3. Banking Information Update. Users have the flexibility to update their banking information directly through the platform, ensuring that their payment details are always current and accurate.

  4. Payment Deferral Requests. Borrowers can request payment deferrals through goPeer, providing them with temporary relief from their loan obligations in times of financial hardship or unforeseen circumstances.

How to create a goPeer account?

  1. Click Login. Once you're on the homepage, locate and click on the "Login" button usually found in the top-right corner of the website's interface.

  2. Click Sign Up. On the login page, you'll see an option to sign up for a new account. Click on the "Sign Up" button to proceed to the registration form.

  3. Enter Your Information. You'll be directed to a registration form where you need to provide your details. Enter your full name, email address, and create a secure password for your account. Make sure to choose a strong password to enhance the security of your account.

  4. Click Create Account. After filling in your information, review it to ensure accuracy. Once everything looks correct, click on the "Create Account" button to finalize the registration process.

  5. Verify Your Email (if required). Depending on the platform's verification process, you may need to verify your email address by clicking on a confirmation link sent to the email you provided during registration. Check your email inbox (and spam/junk folder) for the verification email from goPeer and follow the instructions provided.

Step-by-step registration

  1. Go to the Website. Navigate to the official website of goPeer by entering the URL in your web browser's address bar and pressing Enter.

  2. Click Login. Once you're on the homepage, locate and click on the "Login" button usually found in the top-right corner of the website's interface.

  3. Click Sign Up. On the login page, you'll see an option to sign up for a new account. Click on the "Sign Up" button to proceed to the registration form.

  4. Enter Your Information. You'll be directed to a registration form where you need to provide your details. Enter your full name, email address, and create a secure password for your account. Make sure to choose a strong password to enhance the security of your account.

  5. Click Create Account. After filling in your information, review it to ensure accuracy. Once everything looks correct, click on the "Create Account" button to finalize the registration process.

  6. Verify Your Email (if required). Depending on the platform's verification process, you may need to verify your email address by clicking on a confirmation link sent to the email you provided during registration. Check your email inbox (and spam/junk folder) for the verification email from goPeer and follow the instructions provided.

  7. Complete Registration. After verifying your email (if necessary), you'll typically be redirected back to the goPeer website, where you may receive a confirmation message indicating that your account has been successfully created. You can now log in to your newly created account using the email address and password you provided during registration.

How to log in?

  1. Go to the Website. Open your web browser and navigate to the official website of goPeer by typing the URL in the address bar and pressing Enter.

  2. Click Login. Once you're on the homepage, locate and click on the "Login" button usually located in the top-right corner of the website's interface.

  3. Enter Your Email and Password. On the login page, you'll see fields to enter your email address and password. Fill in the appropriate information associated with your goPeer account.

  4. Click Log In. After entering your email and password, click on the "Log In" button to proceed. If the credentials are correct, you'll be granted access to your goPeer account.

How to activate my goPeer account?

To activate your goPeer account, simply log in using the credentials you provided during the registration process. While there may not be specific instructions for activating your account, typically, your account becomes active once you successfully log in for the first time. Upon logging in, you'll gain access to all the features and functionalities of the goPeer platform, allowing you to manage your loans and utilize other services offered by the platform. If you encounter any issues or have questions regarding account activation, you can reach out to goPeer's customer support for assistance.

How to delete my goPeer account?

To delete your goPeer account, there isn't official information available on the process. However, typically, you'll need to contact goPeer directly to request deletion of your account. This might involve reaching out to their customer support team via email or through their website's contact form. Once you've contacted them, they should provide guidance on the steps you need to take to proceed with deleting your account. It's important to follow their instructions carefully to ensure that your account is deleted securely and completely.

How to reset my password?

  1. Go to the Website. Open your web browser and navigate to the official website of goPeer by typing the URL in the address bar and pressing Enter.

  2. Click Login. Once you're on the homepage, locate and click on the "Login" button usually located in the top-right corner of the website's interface.

  3. Click Forgot Password. On the login page, you'll see an option that says "Forgot password" or similar. Click on this option to initiate the password reset process.

  4. Enter Your Email. You'll be prompted to enter the email address associated with your goPeer account. Type in your email address in the provided field.

  5. Click Reset Password. After entering your email address, click on the "Reset Password" button to proceed. An email containing instructions for resetting your password will be sent to the email address you provided.

  6. Check Your Email. Open your email inbox and look for a message from goPeer regarding password reset. Follow the instructions provided in the email to reset your password.

Editorial opinion

goPeer's online platform offers a novel approach to borrowing and lending, providing individuals with an alternative avenue for accessing funds or investing capital. The platform's user-friendly interface and comprehensive features, such as loan monitoring and payment deferral requests, empower users to manage their financial obligations effectively. However, like any financial service, potential users should conduct thorough research and consider their own financial circumstances before engaging with goPeer or any peer-to-peer lending platform. While goPeer presents opportunities for borrowers and investors alike, it's essential to approach such platforms with caution and prudence to mitigate potential risks.

Additional resources

Sources

FAQ

What types of loans are available through goPeer?

goPeer facilitates various types of loans, including personal loans, debt consolidation loans, and small business loans, catering to the diverse financial needs of borrowers.

Can investors choose the specific loans they want to fund on goPeer?

Yes, investors have the flexibility to browse through available loan listings on goPeer's platform and select the loans they wish to fund based on factors such as loan amount, interest rate, and borrower profile.

How does goPeer determine the interest rates for loans?

goPeer employs a risk-based pricing model, where the interest rates for loans are determined based on factors such as the borrower's creditworthiness, loan term, and prevailing market conditions.

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