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Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

goPeer's account

Advertiser Disclosure

How to register an account?

For borrowers:

1. Go to the goPeer official website and click the "Borrow" button.

2. You open the screen with the general information about loans with goPeer and conditions. Click the red button "Apply today."

3. Then, you can see the screen with the requirements and a Borrower Questionnaire. Click "Continue."

4. Choose an amount of the loan using a slider. It could be any sum from $1,000 to $25,000.

5. Specify the purpose of your loan choosing from credit refinancing, debt consolidation, bills/expenses, home renovation, education, business, etc. Click «Continue.»

6. To sign up, fill in your name and email and set your password.

Submit the application form. You have registered a personal account. Wait until your info is verified, and the application will be approved.

Then you can receive and choose loan offers and get your money.

For investors:

1. Go to the goPeer official website and click the "Invest" button.

2. You open the screen with the general information about loans with goPeer and requirements. Click the red button "Start investing."

3. Fill in your name and email. Click "Continue".

4. Answer a few questions about your investment objectives.

Submit the application form. You have registered a personal account. The company will determine what note grades are suitable for you.

Then you can transfer funds and start investing.

How to reset a password?

If you have already signed up, but forget your password:

1. Go to https://my.gopeer.ca/auth/login

2. Enter your account email address

3. Click “Reset”

4. Check your email for the instructions from the company

To get all the needed info about your personal account, email hello@gopeer.ca or call +1 (844) 960-3090 the customer care.

How to delete an account?

To get all the needed info about your personal account, email hello@gopeer.ca or call +1 (844) 960-3090 the customer care.

goPeer account

FAQ

How does goPeer work?

The lending platform offers to link a lender and a borrower anonymously to provide a loan at competitive rates. 

The services are provided on the Internet. The entire process can be done online without any banks involved. An application form and all the documents are available paperless. 

Online you could apply 24/7.

How do I contact goPeer?

To contact the company, you could use a feedback form at the official website https://gopeer.ca, one of the experts will be happy to help. 

You could email hello@gopeer.ca or call on 1 (844) 960-3090

Address: 111 Peter St, Suite 700, Toronto, ON M5V 2H1

You can apply online 24/7.

Financial products

goPeer
Personal loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000 - $25,000
Rate
i

Effective interest rate on the product

up to 33.92%
Term
i

Loan term for the financial product

up to 60 months

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Calculate loan payments in goPeer

goPeer calculator will allow you to calculate an approximate payment schedule for the loan

goPeer calculator
Interest rates are given in accordance with the rates of the bank in Ottawa as of 25.03.2023
Loan amount
i

Enter the desired loan amount

CAD
CAD
USD
1000 C$
25000 C$
Loan term
i

Specify the loan term for the calculation

months
days
36
60
Province

What to pay attention to when applying for a loan from goPeer

  1. The company must have a license if it runs business in Alberta, British Columbia, Manitoba, Ontario and Quebec.
  2. You can check the availability of the relevant license (copy) at the branch of the lending company.
  3. Membership in a self-regulatory organization (SRO) is an additional guarantee of the reliability of the lending company. This information can also be checked at the company's branch or on its official website.
  4. Availability of lending policies.
  5. The procedure for applying for a loan.
  6. The procedure for concluding the loan agreement and receiving the payment schedule.
  7. Other conditions for granting loans.

We recommend

  1. To check out the interest rates and frequency. 
  2. Check the availability of individual terms in the loan agreement (principal amount, term, date of advance, etc.).
  3. Check whether the loan agreement contains information about the total cost of borrowing.
  4. Take time to think – you can change your mind before agreeing or signing a loan agreement.
  5. Speed of loan processing.
  6. Accessibility – alternative lenders often operate where there are no bank branches.
  7. For the borrower - high interest on the loan.
  8. For an investor, the safety of funds is not guaranteed by the state.

What distinguishes goPeer from banks:

  1. Simplicity - loan processing is less formalized than in a bank.
  2. Fast loan processing.
  3. Accessibility.
  4. For the borrower - high interest on the loan.
  5. For an investor, the safety of funds is not guaranteed by the state.
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All goPeer’s reviews by march 2023
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