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Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

1.6

GoDay's application

Finanso.Multilogin™

How to apply

Requirements

As a rule, DayGo applicants need money urgently. Therefore, to avoid frustration, you should carefully read Company's loan eligibility criteria. They are quite simple. Also, it would be a good idea to prepare the necessary information to fill out the application quickly, making sure that the data is correct.

You must provide the following information:

  • your data;

  • information about the place of residence;

  • income information;

  • bank information.

  • Credit eligibility from GoDay's perspective includes the following:

  • the borrower is 18 years of age or older;

  • holds Canadian citizenship;

  • Active bank account;

  • monthly income;

  • valid contact information.

    After providing the required data, you can relax and wait for the decision within an hour.

Both back-office and online services for our borrowers work every day. We provide access to borrowers 24/7

The only day off at GoDay is Christmas.

Loan applications are reviewed daily. As a rule, a decision is made within an hour. The money is disbursed within 1 hour after signing the loan agreement.

The money is transferred to the borrower's account either by direct debit or EMT.

The process of applying for online payday loans can be done with these certain steps:

  • Go to the GoDay official website;

  • Specify the D loan amount using the slide bar;

  • Select the type of lending;

  • Click on the "Apply now" button;

  • The system will show the detailed calculation;

  • Check the calculation and in case it is accepted by you, click on "Go";

  • Specify your personal and contact information, which includes the province of residence, full name, current address, SIN, etc.;

  • After that you need to read and accept Privacy Policy and press the "Next" button;

When all the required data is filled in, GoDay will verify the details.

The customers of GoDay can borrow funds with no paperwork and hidden fees.

FAQ

How long are applications considered?

GoDay in Canada provides instant decisions about fast online payday loan issuance. The company's automated system reviews applications, and applicants get a quick response whether they get pre-approval or not.

How quickly funds can be received?

GoDay payday loan can be received in the following ways:

  • Email money transfer.: GoDay deposits an online payday loan straight to the customer's website profile by the end of the day. Money is transferred to the specified bank account.

  • Online form. After applying, the service will inform the applicant in case of getting pre-approved. The lenders can get their money within several hours in cash or use Interac e-Transfer.

The actual time of transferring depends on the time of application submission and the financial institution.

Reasons for rejection

The service analyses the income, bill paying, history of credit, available bank accounts, payments to other credit companies in Canada as well as other factors. It is also may reject the application for one or a combination of these reasons.

GoDay loans calculator

GoDay calculator will allow you to calculate an approximate payment schedule for the loan

Goday loans calculator
Interest rates are given in accordance with the rates of the bank in Ottawa as of 24.09.2022
Loan amount
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Enter the desired loan amount

CAD
CAD
100 $
1500 $
Loan term
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Specify the loan term for the calculation

days
months
14
62

What to pay attention to when applying for a loan from GoDay

  1. The company must have a license if it runs business in Alberta, British Columbia, Manitoba, Ontario and Quebec.
  2. You can check the availability of the relevant license (copy) at the branch of the lending company.
  3. Membership in a self-regulatory organization (SRO) is an additional guarantee of the reliability of the lending company. This information can also be checked at the company's branch or on its official website.
  4. Availability of lending policies.
  5. The procedure for applying for a loan.
  6. The procedure for concluding the loan agreement and receiving the payment schedule.
  7. Other conditions for granting loans.

We recommend

  1. To check out the interest rates and frequency. 
  2. Check the availability of individual terms in the loan agreement (principal amount, term, date of advance, etc.).
  3. Check whether the loan agreement contains information about the total cost of borrowing.
  4. Take time to think – you can change your mind before agreeing or signing a loan agreement.
  5. Speed of loan processing.
  6. Accessibility – alternative lenders often operate where there are no bank branches.
  7. For the borrower - high interest on the loan.
  8. For an investor, the safety of funds is not guaranteed by the state.

What distinguishes GoDay from banks:

  1. Simplicity - loan processing is less formalized than in a bank.
  2. Fast loan processing.
  3. Accessibility.
  4. For the borrower - high interest on the loan.
  5. For an investor, the safety of funds is not guaranteed by the state.
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All GoDay’s reviews by September 2022
Leave feedback
1 reviews
1.6
Advantages
the application is easy and takes less then 5 mins to fill out. but the funding time is quite long. if looking for instant funding then its not here. and take anywhere from 4-8hours or longer ive been waiting pretty much a week now and of course there all the sudden answeing just completely ignoring me....like wtf? no explanation nothing...and they actually had the strange gull to set my application 'as false and fake' mode so Id think im filling real application and NG and BTN sothe system automatically reject.....strange and f'd up all say and for what reason ??? i have no clue accept apprarently it the loan rep has some kind of issue with me. i could understand if I did something to them but havent done a thing accept pay and reaaply as usual...oh yeah and when i mentioned it was my bday and if they could please process my application at their earliest avail because it was long weekend ..of course I got a were processing your loan with a list of their funding times....followed by of course another email asking for my banking at closing time after I have already verified my banking more then 6 TIMES ...tell me thats not total b/s nothing but games and unprofessional so i guess i cant say there is any advantages at this point just left in "AWE"
Disadvantages
Im not so sure anymore what to think of Goday. They are definately not a friendly bunch. Anyways Ive been a customer for a few months, things were fine acceept this month all the sudden after repaying them and on time. getting another reloan. seems to be some kind of a problem. Whats confusing about it is ..k my child tax whent into a different account this month instead of what it used to. but so what big deal right? lenders would say ok send in bank statement showing a deposit of it ...and I did and did everything im required to do. but for some they keep having some petty issues, and its the person that dealing with ..the obviously have some kind of problem with me. or something and of course all the sudden. are now unreponsive unprofessional?... very. like i said friendly is not their ally. they ask me to send something ...i do it not a problem ..its good and gets updated...then ill get notified by them saying all good ...just have to wait for loan rep to finish with it then u will send ur money......but when whoever this loan rep is ...all the sudden i get another email from custonmer service asking for the same thing all over again....so its the loan rep ..finance dept said i was fine its the loan rep that has an issue. im definaty going to esculate my matter to the ECOA and PLA. I dont know what this person issue is with me or i havent done anything wrong, I confirmed supplied and verified whatever they wanted and like I said havent had any problem with them in the past ..just all the sudden....strange...very...but very interested in finding out so definatly will be getting an authority offical to investigate and see whats up.

Complain
Overall company rating
1.6
/ 5
1 reviews
Execution of an application
3.0
Support service
1.0
Mobile app
2.0
Service quality
1.0
Your satisfaction level
1.0

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