Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Go Auto PayOff

Advertiser Disclosure

Repayment of loan

The repayment period is an important part of the agreement. It should be strictly followed. Every repayment is recorded and reflected in the credit report. Paying off is normally done automatically by the lender. But there should be enough amount in the account of the borrower.

Conditions of loan extension

Go Auto every time considers your lifestyle and your budget carefully to offer you the most convenient and beneficial payment schedule. If by some emergency or any other unexpected circumstances, you cannot afford to make payments with the agreed timetable, you should contact the lender as soon as possible.

Go Auto can lower the interest rate on your vehicle over time as long as you are making regular payments, or reconsider the loan duration. The company is not in a position to have you stuck with a rate you can’t afford. So, address the company as soon as possible and ask to reconsider your circumstances.

Early payoff

If you consider paying off your debt earlier and thus downturn your financial burden, address the lender first. Early payments are not always available free of charge, and you need to calculate your loan obligations carefully.

Besides, if early payments reduce the exact number of the payments you do within the loan, they do not improve your credit score as far as credit score calculations include the number of payments made. Thus, consult the lender, verify the terms for early payments, and then just calculate what is more profitable.

Go Auto repayment

FAQ

How do I make a payment to Go Auto?

Go Auto consultants either accept bank car loans or consider provisions of the enterprise's funds. The schedule of payments is stipulated and agreed upon by the contract the client signs. The payments are generally withheld with the client's bank account, as indicated in the agreement with Go Auto.

What happens if you don't pay back Go Auto?

If you miss a loan payment, the lender will contact you first to get the issue settled. But, please, do not forget that any missed payment brings a derogatory mark on your credit report and may negatively influence your credit score. The lender may consider your account as delinquent, with further reporting to credit bureaus.

Defaulting on a vehicle loan will affect further credits, including mortgages and credit cards. Your vehicle can be repossessed and sold out at an auction. In case the sum gained upon selling does not cover the total debt amount, the lender will come back to you to get the rest of the money or even sue you. A repossession is considered a serious degrading point for a credit report and will stay there for seven years.

 Any remaining debt can be also sent to collections, and you may face further problems, including a lien to put on your house.

Can you pay Go Auto early?

Go Auto on its website does not publish clear and exact information on early payments. This issue may be discussed at the agreement signing.

Can Go Auto sue you?

Yes, it definitely can sue the clients. It is a client’s responsibility to pay out his/her obligations in due previously agreed order.

Financial products
Go Auto
Car loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000-$50,000
Rate
i

Effective interest rate on the product

up to 29.99%
Term
i

Loan term for the financial product

up to 60 months
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$7,500 - $59,995
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Effective interest rate on the product

up to 31.99%
Term
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Loan term for the financial product

up to 96 months
Rifco
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$5,000-$100,000
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Effective interest rate on the product

up to 31%
Term
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Loan term for the financial product

up to 86 months
Eden Park
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000-$50,000
Rate
i

Effective interest rate on the product

up to 22.9%
Term
i

Loan term for the financial product

up to 84 months
iA Auto Finance
Car loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$5,000-$50,000
Rate
i

Effective interest rate on the product

up to 29.99%
Term
i

Loan term for the financial product

up to 84 months
Coast Capital Savings
Auto finance
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

from 4%
Term
i

Loan term for the financial product

from 84 months
Calculate loan payments in Go Auto

Go Auto calculator will allow you to calculate an approximate payment schedule for the loan

Go Auto calculator
Interest rates are given in accordance with the rates of the Go Auto of 09.02.2025
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