How to apply for a loan?
Flexiti business is operating online through the advanced assessment algorithm. It verifies and evaluates your information to decide whether you are eligible for a loan and promotional plan, what amount with which interest, and for how long you could borrow. Sometimes manual evaluation is required.
What do you need to apply:
Go to the corporative site. Click the «Apply now» button.
Then, fill out your personal, financial, and employment info.
The data that will be collected or verified during the application:
Your contact information, including your name, address, telephone number, and email address;
Your identifying information, including your date of birth, social insurance number (optional), data from your driver’s license or other government identification;
Information that is used to authenticate you, such as your mother’s maiden name or your personal identification word;
Your financial data including income, expenses, assets, and liabilities;
Your credit info (such as credit history, payment history, and details pertaining to other credit accounts you have and to your account, and all other personal data that affects your credit that has been provided to you or that you have applied for);
Your banking information;
Details of your interests and purchasing preferences;
Your location information, including your internet protocol address (“IP”) and geo-location data.
Review and accept your Cardholder Agreement.
Your account and card are opened. You are welcome to choose a participating retailer and make a purchase using Flexiti.
Now you are able to buy without reapplying at your arranged borrowing capacity.
Application details
An application form could be filled out and submitted in a couple of minutes 24/7. After that, you will have access to your profile number and could complete a bargain at the merchant's office or through the checkout process if you buy online.
After receiving and activating the card you can make purchases in Flexiti network businesses, you don't have to reapply, just mind your credit limit.
Operating hours: Monday to Friday – 9 am to 9 pm ET, Saturday – 9 am to 7 pm ET.
Your application may be rejected as the result of a credit check, considering your income, credit score, and past credit history.
The final loan terms differ by province and business. Promotional plans, including 0% AIR aren't available at all retailers.
Apply at the official website
Go to the site and click the «Apply now» button on the main page.
Fill out personal information: email address, phone number, name, date of birth, address.
Read the cardholder agreement and click the «Next» button.
Fill out financial and employment information: personal and household annual income, housing type (rent, own, live with relatives), occupation, job title, employer name, and phone number. It is necessary to validate your credit request.
Fill in your Social Insurance Number to speed up your approval.
Make up the personal identification word, security question, and answer. It's needed for the future logging into your account. Click «Next».
Review your Cardholder Agreement and click «I Agree».
Validate your email address by entering the security code that has been sent to it.
You have opened an account and credit card.
The card is sent to you by mail, receive it within 10-15 days, and activate it at the site. You could make any purchases within your credit limit. Purchase with a preferable retailer using your paying option or credit card.
Where to buy
Go to the official website of the company to find a suitable business to deal with.
Click the «Where to buy» on the sidebar.
Choose a needed retailer. You can classify it, tick «In-store» or «Online», or pick the proper category from the drop-down list, «Auto» to «Fitness.»
You will be transferred to the retailer's website.
Make a purchase and select Flexiti as a form of payment at checkout.
Some retailers operate offline so that you may make a deal at the merchant's office as well.
