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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Financeit's pay off


Repayment of loan

The process of making the easy monthly payments is very convenient for customers. After setting a repayment schedule, installments will be automatically written-off from the bank account. Clients do not have to make monthly payments manually.

Loan extension

The policy of Financeit does not provide any opportunity for loans extension or a break in payments.

Early repayment

Customers can set up pre-authorized payments in the mobile application. This option gives an opportunity to pay earlier without any penalties.


Debt collection methods

Financeit agents collect debts using usual methods in compliance with Canadian legislation. If the repayment was not made in time, the company specialists have to make payment arrangements with the customer while taking into consideration his or her current situation.

Missed monthly payments will entail penalties contained in the inground and onground financing policies.

How to find out the remaining balance?

In order to check the remaining balance the customer need to contact the support service by phone 1-888-536-3025 or email

What to do if the payment has failed?

If the payment has failed, the customer should contact the support service as soon as possible. The phone number for such cases is 1-888-536-3025. The support specialists will find out the best way to solve this problem.

What to do if I missed the payment?

If a monthly payment was missed the borrower will be additionally charged according to the company policy. That's why it is recommended not to break the terms of loans. The client should contact the customer support service and discuss alternative ways of repayment with a specialist. 

Calculate loan payments in Financeit

Financeit calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount

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Loan term

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What to pay attention to when applying for a loan from Financeit

  1. The company must have a license if it runs business in Alberta, British Columbia, Manitoba, Ontario and Quebec.
  2. You can check the availability of the relevant license (copy) at the branch of the lending company.
  3. Membership in a self-regulatory organization (SRO) is an additional guarantee of the reliability of the lending company. This information can also be checked at the company's branch or on its official website.
  4. Availability of lending policies.
  5. The procedure for applying for a loan.
  6. The procedure for concluding the loan agreement and receiving the payment schedule.
  7. Other conditions for granting loans.

We recommend

  1. To check out the interest rates and frequency. 
  2. Check the availability of individual terms in the loan agreement (principal amount, term, date of advance, etc.).
  3. Check whether the loan agreement contains information about the total cost of borrowing.
  4. Take time to think – you can change your mind before agreeing or signing a loan agreement.
  5. Speed of loan processing.
  6. Accessibility – alternative lenders often operate where there are no bank branches.
  7. For the borrower - high interest on the loan.
  8. For an investor, the safety of funds is not guaranteed by the state.

What distinguishes Financeit from banks:

  1. Simplicity - loan processing is less formalized than in a bank.
  2. Fast loan processing.
  3. Accessibility.
  4. For the borrower - high interest on the loan.
  5. For an investor, the safety of funds is not guaranteed by the state.
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All Financeit’s reviews by October 2022
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