Choose a country
Choose a city
Choose a city
Choose a language
Select country
Choose a country
United States
Việt nam
Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.



About lender

Financeit is an alternative financing provider, which objective is to help companies increase their sales by using modern tools and technologies, and consumers get to get a loan to purchase various items instead of just window shopping.

The company was founded in 2011 in Toronto and has been providing inground and onground financing for over 10 years. Since that time Financeit has partnered over 8,000 companies of different sizes. The total amount of provided loans overrates $5 billion, which has allowed the clients to start creating their own personal oasis in the financial field.

Large enterprises have the opportunity not just to receive big loans but also to gain some modern solutions which help to develop business and increase the amount of closed sales. Also there is the possibility for business owners to get an educational course and increase their own level of knowledge.

Finanace it has won several prestigious awards for its services such as Ace Awards in the nomination “Marketing Communications Campaign of the Year”, Westertone HC in the nomination “Canada's Most Admired Culture” and others. The whole list awards can be seen on the official website. Moreover, Financeit was named Canadian Lenders Association's 2019 Company of the Year in Lending.


The main specialization of the company is inground and onground financing. It provides credits for different types of purchases, makes financing more affordable, and allows consumers to stop performing window shopping. With taken loans customers can purchase easier and afford backyard renovation, pool installation and a lot of other items.

The company can finance purchase of different items and payment for various services: hot tubs, home and backyard renovation, buying recreational vehicles and so no. If the customer needs to renovate a house or wants to have an own personal oasis in the backyard, funding also can be received without any problems.

Clients can make large purchase easier and more affordable using received loans. The current customer's budget does not matter.

Business owners can be a part of a special program for developing their business. Highly qualified specialists can find a solution that will match the needs of almost any client.

The services of Financeit offer businesses simple steps to close much higher number of sales by offering their customers profitable monthly payment conditions. The interest rate is more profitable than the most credit cards have and is affordable for clients.

All the transactions are completely safe and protected by the security measures. That's why consumers can pay and apply for loans easily without any worries.

Financeit has plenty of features which make it convenient and popular among business owners and consumers who want to make a big purchase easier.

  • Opportunity to receive a loan for residents across Canada;

  • Low prime rate, which makes funding affordable and gives the opportunity to stop making window shopping;

  • Opportunity to receive loans directly to a bank account;

  • Getting a credit decision in just a couple of seconds;

  • High security standards, which provide the opportunity to make payments without any worries;

  • Numerous special services for clients;

  • After the funding approval, the customer receives money within 2 business days;


The main advantages of Financeit are:

  • No additional or hidden fees;

  • Easy monthly payments - business owners do not have to make monthly payments manually. Once the schedule is set, money will be automatically withdrawn from the related bank account.

  • Applicants have the opportunity to log in with mobile banking. In this case Financeit does not collect any additional personal documents.

  • Interest rate can vary from 8.99% and 14.99%. These conditions are more profitable than most credit cards have.

  • The opportunity to receive loans of up to $100,000 and to make serious purchases affordable.

  • No penalties for early payments.

  • Custom solutions which match large enterprises.

  • Competent support service which is ready to help in case of any questions.

  • Financeit conducts regular consumer surveys in order to determine a client satisfaction rating and make make the services more attractive by making changes it it is needed.

Campaigns and special offers

The company provides special offers for some kinds of business. For example, for enterprises that specialize in doors and windows installation. They can receive $100,000 loans and use them for increasing sales and gaining customer loyalty.

Moreover, Financeit has special programs for water treatment, pool installation and home renovation companies. These programs have a lot of benefits:

  • Lower interest rate;

  • No charges for up to 12 months.

Owners of large enterprises can receive special business support programs. There are following options:

  • Lead management which allows to monitor installations, potential customers and optimize the workflow.

  • Integration APIs in the workflow;

  • Marketing support which includes support in creating promotional campaigns and core communications with customers.

  • Educational training which helps learn how to achieve all the business objectives.

Loan terms

Funding provided by Financeit has the following terms:

  • The amount of a loan for consumers can vary from $500 to $100,000;

  • Instant decision on a loan application;

  • Money is transferred directly to the specified bank account;

  • Interest rate for consumers varies between 8.99% and 14.99% according to the purchase type, consumer's credit record and other factors. A fee for enterprise's customers depend on their credit qualifications and the size of the provided credit;

  • Funding time: up to 2 business days;

  • Term from: 12 - 240 months.

Methods of a loan granting

The first step is to start creating a personal account at Financeit. It can be done on the official website or in the mobile application. The instruction with all the steps can be found below in this article.

The next step is to apply to financing and provide all the demanded information. Financeit will analyze it and make a decision. If the loan is approved, the money will be transferred directly to customer’s bank account.


Company documents

Privacy Policy
Terms of use

We believe that helping businesses operate at their best is about more than just providing great solutions.

© Financeit

Calculate loan payments in Financeit

Financeit calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount

Enter the desired loan amount

500 $
100000 $
Loan term

Specify the loan term for the calculation


What to pay attention to when applying for a loan from Financeit

  1. The company must have a license if it runs business in Alberta, British Columbia, Manitoba, Ontario and Quebec.
  2. You can check the availability of the relevant license (copy) at the branch of the lending company.
  3. Membership in a self-regulatory organization (SRO) is an additional guarantee of the reliability of the lending company. This information can also be checked at the company's branch or on its official website.
  4. Availability of lending policies.
  5. The procedure for applying for a loan.
  6. The procedure for concluding the loan agreement and receiving the payment schedule.
  7. Other conditions for granting loans.

We recommend

  1. To check out the interest rates and frequency. 
  2. Check the availability of individual terms in the loan agreement (principal amount, term, date of advance, etc.).
  3. Check whether the loan agreement contains information about the total cost of borrowing.
  4. Take time to think – you can change your mind before agreeing or signing a loan agreement.
  5. Speed of loan processing.
  6. Accessibility – alternative lenders often operate where there are no bank branches.
  7. For the borrower - high interest on the loan.
  8. For an investor, the safety of funds is not guaranteed by the state.

What distinguishes Financeit from banks:

  1. Simplicity - loan processing is less formalized than in a bank.
  2. Fast loan processing.
  3. Accessibility.
  4. For the borrower - high interest on the loan.
  5. For an investor, the safety of funds is not guaranteed by the state.
Your comment has been added
Your complaint has been recorded
Invalid username or password
Please log in to like/dislike
Invalid SMS code has been entered
All Financeit’s reviews by September 2022
Leave feedback

Similar companies

33 City Centre Dr #510, Mississauga, ON L5B 2N5
1 844 446 3279
TD Canada Trust Tower, 161 Bay St. 27th Floor, Toronto, ON M5J 2S1
Auto Loan Solutions
3200 Bloor Street West Toronto, ON M8X 1E1
License No. 6482091
130 Adelaide St W, Suite 3100, Toronto, Ontario, Canada, M5H 3P5.
Symple Loans
161 Bay Street, Suite 2700 Toronto, ON, M5J 2S1