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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Eden Park's pay off


Repayment of loan

You can make your payments online right on their website.

  • Step 1

You need to head over to the official website of this company, and click on “Make a payment” at the top of the menu and then on “Pay online now”.

  • Step 2

Enter your personal information including your account number, your first name, last name, phone, and email. Click the “Next Step” button in the lower right corner.

  • Step 3

Provide your address information including city, region, and postal/zip code. Click the “Next Step” button in the lower right corner.

  • Step 4

Fill out your card information. Enter the card number, expiration month, expiration year, security code - CVV, and name on the card.

  • Step 5

Review and confirm.

There is also an option to adjust the frequency of payments. You can change the due date and payment frequency of your loan. But the lender allows it only once during the lifetime of your loan. Certain rules apply, but the lender doesn’t specify them. Please contact their customer service team at 855-366-8667 to learn more. Certain fees will be applied In the case of making extra payments or late ones. If you want to delay your payment temporarily, your loan must be current and the duration of the delay is limited.

Conditions of loan extension

If you want to change the duration of your existing loan, you should contact the lender as it will be at the lender's discretion. Note that may cost you in interest and charges.

Early payoff

If you want to pay in advance, there will be penalties for early payoff. Simply contact the customer service team to confirm a payoff quote. Please remember that an administration fee will apply to any early payoff.


How do I make a payment on Eden park?

Eden Park has the “Make a payment” button at the top of the menu on its website, where you can make payments at any time by filling in the required information. 

What happens if you don't pay back Eden Park?

The company doesn’t state what happens if the borrower doesn't pay the credit back. In the event of non-payment, some lenders may direct 3rd collection agent parties to assist in any collections matters. Clarify the terms and conditions with the company. However, it reports to Equifax every month.

Can you pay Eden Park early?

Yes, you can, but remember this lender charges a prepayment penalty fee for paying the loan off early. Note that your payment will be two or three times more than it should have been due to the fees charged. 

Can Eden Park sue you?

Eden Park doesn’t provide this information. But, as the general rule, to collect the outstanding debt, the creditor firstly must sue you. Depending on the legal category, your lender will have certain foreclosure rights and opportunities to negatively affect you and your business. It's important for you to understand the legal status of your debt, therefore you should know what your and the creditor's rights are.

Calculate loan payments in Eden Park

Eden Park calculator will allow you to calculate an approximate payment schedule for the loan

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What to pay attention to when applying for a loan from Eden Park

  1. The company must have a license if it runs business in Alberta, British Columbia, Manitoba, Ontario and Quebec.
  2. You can check the availability of the relevant license (copy) at the branch of the lending company.
  3. Membership in a self-regulatory organization (SRO) is an additional guarantee of the reliability of the lending company. This information can also be checked at the company's branch or on its official website.
  4. Availability of lending policies.
  5. The procedure for applying for a loan.
  6. The procedure for concluding the loan agreement and receiving the payment schedule.
  7. Other conditions for granting loans.

We recommend

  1. To check out the interest rates and frequency. 
  2. Check the availability of individual terms in the loan agreement (principal amount, term, date of advance, etc.).
  3. Check whether the loan agreement contains information about the total cost of borrowing.
  4. Take time to think – you can change your mind before agreeing or signing a loan agreement.
  5. Speed of loan processing.
  6. Accessibility – alternative lenders often operate where there are no bank branches.
  7. For the borrower - high interest on the loan.
  8. For an investor, the safety of funds is not guaranteed by the state.

What distinguishes Eden Park from banks:

  1. Simplicity - loan processing is less formalized than in a bank.
  2. Fast loan processing.
  3. Accessibility.
  4. For the borrower - high interest on the loan.
  5. For an investor, the safety of funds is not guaranteed by the state.
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