Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

easyfinancial Account Review

Advertiser Disclosure

easyfinancial accounts are provided through goeasy LTD., easyfinancial's parent company. This digital tool gives you access to your loan details and financial education tips database. However, if you still do not have an active easyfinancial loan, you can only look through the financial education articles. These materials teach how to use credit wisely, look out for additional fees, go through wellness challenges, get your finances back on track, and many more. However, when applying for a company's financial product, you can add more details to your profile, such as your name, date of birth, residency status, cell phone number, address, and employment status.

Key features

  1. Variety of Loan Options. Customers can apply for personal loans tailored to their needs, including options such as personal loans, loan protection, and additional payments.

  2. Transparent Offer Analysis. Users can easily navigate through various loan offers, analyzing crucial details like annual interest rate, loan terms, and credit history to make informed borrowing decisions.

  3. Efficient Document Submission. The platform allows for seamless submission of necessary documents, streamlining the application process and ensuring quick approval.

  4. Debt Monitoring. Customers can conveniently monitor their outstanding debt balance and track their payments to stay on top of their financial obligations.

How to create an easyfinancial account?

  1. Locate the Account Icon. Look for the icon of a person located in the top-right corner of the screen. Click on it to initiate the sign-up process.

  2. Initiate Sign-Up. After selecting your language and province, locate and click on the "Sign Up" button to proceed.

  3. Enter Email Address. In the provided field, enter your email address. Make sure it is a valid email address that you have access to.

  4. Create a Strong Password. Choose a strong password for your account. Make sure it includes a combination of letters, numbers, and special characters to enhance security.

  5. Complete Account Creation. Once you have entered your email address and created a password, click on the "Create account" button to proceed with creating your online account.

Step-by-step registration

  1. Access the easyfinancial Website. Navigate to the easyfinancial website on your preferred web browser.

  2. Locate the Account Icon. Look for the icon of a person located in the top-right corner of the screen. Click on it to initiate the sign-up process.

  3. Initiate Sign-Up. After selecting your language and province, locate and click on the "Sign Up" button to proceed.

  4. Enter Email Address. In the provided field, enter your email address. Make sure it is a valid email address that you have access to.

  5. Confirm Email. Re-enter your email address to confirm its accuracy and ensure there are no typos.

  6. Create a Strong Password. Choose a strong password for your account. Make sure it includes a combination of letters, numbers, and special characters to enhance security.

  7. Confirm Password. Re-enter your chosen password to confirm it matches the one you entered previously.

  8. Complete Account Creation. Once you have entered your email address and created a password, click on the "Create account" button to proceed with creating your online account.

How to login in?

  1. Access the easyfinancial Website. Open your web browser and navigate to the easyfinancial website.

  2. Locate the Account Icon. Look for the icon of a person located in the top-right corner of the screen. Click on it to initiate the login process.

  3. Select "Log In". After clicking on the person icon, a drop-down menu will appear. Select the option labeled "Log In" to proceed.

  4. Enter Email and Password. On the login page, enter the email address associated with your easyfinancial account in the provided field. Next, enter your password in the designated field.

  5. Submit Login Information. Once you have entered your email address and password, click on the "Log In" button to proceed with logging into your account.

How to activate my account?

Activating your account on easyfinancial typically occurs automatically when you log in for the first time. However, while there isn't official documentation detailing the activation process, it's generally understood that accessing your account through login initiates the activation.

If, for any reason, your account isn't activated upon logging in, it's recommended to reach out to easyfinancial's support team for assistance. They can provide specific guidance and ensure your account is activated promptly.

How to delete my account?

To delete an account, you should contact the support team via email through the special form on the "Contact us" page and wait for a response.

How to reset my password?

  1. Access the easyfinancial Website. Navigate to the easyfinancial website and locate the icon of a person in the top-right corner of the screen. Click on it to initiate the login process.

  2. Log In. After clicking on the person icon, select the "Log In" option from the drop-down menu.

  3. Forgot Password? On the login page, locate and click on the "Forgot Password?" link. This will redirect you to the password reset page.

  4. Follow Instructions. Once on the password reset page, follow the instructions provided. You may be prompted to enter your email address associated with your easyfinancial account or answer security questions to verify your identity.

  5. Reset Password. After completing the necessary steps, you will receive further instructions via email on how to reset your password. Follow these instructions to create a new password for your account.

Editorial opinion

easyfinancial's online account platform offers a comprehensive array of services tailored to the diverse financial needs of its customers. With features such as payment arrangements and extra payments, users can conveniently manage their money and payments to suit their individual circumstances. The platform's emphasis on building credit is commendable, providing an avenue for individuals to improve their credit score through good payment history and responsible borrowing. While the platform's ability to provide insurance and coverage adds a layer of security, its knowledgeable representatives and helpful customer service further enhance the overall user experience. However, it's important for users to be aware of the limitations and future obligations associated with borrowing, ensuring they can afford the requested loan amounts and avoid arrears. Overall, easyfinancial's online account platform presents a valuable solution for those seeking accessible and flexible financial services in Canada.

Additional resources

Sources

FAQ

Can you pay off easyfinancial loan early?

Yes, you can pay off your easyfinancial loan early without penalties. Making extra payments or paying the full amount ahead of schedule can help you save on interest charges and reduce the principal balance faster.

How much can you borrow from easyfinancial?

The specific amount you can borrow from easyfinancial depends on various factors such as your creditworthiness, income, and the type of loan you're applying for. The maximum loan amount may be limited based on your ability to repay and other factors determined during the application process.

What happens if I miss a payment on my easyfinancial loan?

If you miss a payment on your easyfinancial loan, it's important to take immediate action to avoid further consequences. Contact easyfinancial as soon as possible to discuss your situation and explore possible solutions. Depending on the circumstances, further action may include late fees, collection efforts, or reporting the missed payment to credit bureaus, which could negatively impact your credit score.

How do I request additional funds or services with my easyfinancial account?

If you require additional funds or services with your easyfinancial account, you can reach out to easyfinancial directly through their branch locations, telephone support, or online channels. Simply request the specific amount or service you need, and easyfinancial representatives will assist you in exploring available solutions tailored to your financial needs.

Financial products
easyfinancial
Bad credit loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$50,000
Rate
i

Effective interest rate on the product

from 34.99%
Term
i

Loan term for the financial product

9 - 120 months
easyfinancial
Debt consolidation loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$50,000
Rate
i

Effective interest rate on the product

from 34.99%
Term
i

Loan term for the financial product

9 - 120 months
easyfinancial
Home Equity Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$15,000-$75,000
Rate
i

Effective interest rate on the product

from 9.99%
Term
i

Loan term for the financial product

72 - 240 months
easyfinancial
Installment loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$50,000
Rate
i

Effective interest rate on the product

from 34.99%
Term
i

Loan term for the financial product

9 - 120 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$20,000
Rate
i

Effective interest rate on the product

from 29.99%
Term
i

Loan term for the financial product

9 - 84 months
easyfinancial
Home Equity Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$15,000-$75,000
Rate
i

Effective interest rate on the product

from 9.99%
Term
i

Loan term for the financial product

72 - 240 months
easyfinancial
Auto loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$5,000-$50,000
Term
i

Loan term for the financial product

12 - 84 months
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $10.000
Coast Capital Savings
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$50,000
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i

Effective interest rate on the product

7.5%
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Loan term for the financial product

60 months
Mogo
Personal Loan
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$15,000
Rate
i

Effective interest rate on the product

up to 46.96%
Term
i

Loan term for the financial product

up to 60 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
1000.00 – 7500.00 C$
Rate
i

Effective interest rate on the product

12.99 – 29.99 %
Term
i

Loan term for the financial product

2 years – 5 years
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000 - $25,000
Rate
i

Effective interest rate on the product

up to 33.92%
Term
i

Loan term for the financial product

up to 60 months
Mogo
Mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

4.46%
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$10,000-$100,000,000
Rate
i

Effective interest rate on the product

up to 4.95%
Term
i

Loan term for the financial product

up to 10 years
Think Financial
Mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$50,000-$500,000
Rate
i

Effective interest rate on the product

up to 5.19%
Term
i

Loan term for the financial product

up to 25 years
CHIP Reverse Mortgage
Reverse Mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$100,000-$500,000
Rate
i

Effective interest rate on the product

up to 7.67%
Term
i

Loan term for the financial product

up to 25 years
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000-$10,000,000
Rate
i

Effective interest rate on the product

up to 4.94%
Term
i

Loan term for the financial product

up to 40 years
Car Loans Canada
Car loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$7,500 - $59,995
Rate
i

Effective interest rate on the product

up to 31.99%
Term
i

Loan term for the financial product

up to 96 months
Rifco
Auto financing
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$5,000-$100,000
Rate
i

Effective interest rate on the product

up to 31%
Term
i

Loan term for the financial product

up to 86 months
Eden Park
Car loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000-$50,000
Rate
i

Effective interest rate on the product

up to 22.9%
Term
i

Loan term for the financial product

up to 84 months
iA Auto Finance
Car loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$5,000-$50,000
Rate
i

Effective interest rate on the product

up to 29.99%
Term
i

Loan term for the financial product

up to 84 months
Coast Capital Savings
Auto finance
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

from 4%
Term
i

Loan term for the financial product

from 84 months
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