Choose a country
Canada
Choose a city
Choose a city
Choose a language
English
Select country
Choose a country
Canada
Canada
España
México
Philippines
United States
Việt nam
Казахстан
Россия
Україна
Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Dynamic Capital

Finanso.Multilogin™

About lender

Dynamic Financial is a Canadian-based financial company that serves British Columbia, Alberta, and Saskatchewan. It provides various financial services specializing in equipment leasing and financing. The company was established in 2009 to help Canadian entrepreneurs improve their businesses. It deals with companies from different sectors but mostly resource-based industries like mining, gas, oil, etc. Dynamic Capital regularly originates and closes over $200MM in business annually and works with more than 20 different underwriters for their transactions. They have a vast network of lending partners that allow them to provide their customers with the best and the most creative and suitable financing solutions to achieve their long- or short-term goals.

Features

Dynamic Capital is not a conventional lender. First of all, the company doesn’t deal with individuals. They only provide businesses and entrepreneurs with loans or leases. The company offers various financial products: term loans, capital leases, pre-approved equipment lines of credit, working capital loans & sale and leasebacks, in-house financing, and consolidations. Moreover, because the company deals with many lenders, they have an opportunity to offer their customers appropriate financial solutions that would suit their businesses.

However, we must note that all the services provided by Dynamic Capital have different conditions. Terms, structure, security, and rates are determined case-by-case so that clients will be informed about the terms before approval. Therefore, it depends on several factors. Also, the company only has offices in British Columbia, Alberta, and Saskatchewan. They operate with businesses from industries requiring heavy machines based on resources. These industries are oil & gas, transportation, construction, manufacturing, mining, forestry, and automotive.

Pros and cons

Pros

  • The company deals with many lenders that allow them to provide customers with the best solutions.

  • Dynamic Capital operates in different resource-based industries.

  • The company offers many different financial products.

  • Customers can get short-term and long-term loans.

  • The company has operated since 2009 and has an impressive experience in this industry.

Cons

  • The company offers its services only to businesses.

  • The company only has offices in British Columbia, Alberta, and Saskatchewan.

  • Terms, structure, security, and rates are determined on a case-by-case basis.

  • The website doesn’t contain any information about the company’s requirements.

  • The company’s website doesn’t contain the application form.

To sum up, we see that the company has several advantages. First, dynamic Capital provides various financing products that may suit many business people. Also, they have a vast network of lenders that let them provide clients with the best financial solution.

On the other hand, there are some significant disadvantages. The company doesn’t have any fixed conditions and terms. It all depends on different factors. Also, there is no online application on the company’s website.

Loan conditions

If customers are interested in Dynamic Capital's services, they need to contact the company. First, they must write their name, email, phone number, and message on the “Contact Us” webpage. After that, they will be approached by the company’s operator.

The conditions of this company’s services are variable. It depends on the product that the customer needs, on their business, and some pieces of personal and credit information. Also, there are still some basic requirements that customers and their companies must meet. A customer must be older than 18, be a Canadian, and have an active business. Their businesses must belong to the oil & gas sector, transportation, construction, manufacturing, mining, forestry, or automotive industries.

All the terms and conditions are variable and determined on a case-by-case basis. However, customers are allowed to borrow amounts from $5,000 to $5 million.

Methods of loan funding

As soon as customers finish the application for the loan, they will need to connect with the company’s operators. Funding methods depend on lenders that the company deals with and the chosen financial option.

FAQ

What is Dynamic Capital?

Dynamic Capital is a company based in Canada that deals with Canadian business people and entrepreneurs. It provides equipment leasing and financial services to businesses. Dynamic Capital operates with companies that work in the oil & gas industry, transportation, construction, manufacturing, mining, forestry, and automotive industry.    

Who owns Dynamic Capital?

Dynamic Capital is a privately held company. Dustin White is the CEO of Dynamic Capital Equipment Finance.

How do you qualify for Dynamic Capital?

To qualify for the company’s services, the customer must fit in some basic requirements in the first place. A customer must be older than 18, be a Canadian, and have an active business. Their businesses must belong to the oil & gas, transportation, construction, manufacturing, mining, forestry, or automotive industries. However, the exact requirements depend on the product customers choose. 

How much can you borrow from Dynamic Capital?

Customers can borrow from $5,000 to $5 million.

Is it a legitimate company?

Dynamic Capital is a legitimate company. It is registered on the OrgBook BC. The business number is 845147974.

Company documents

Privacy Policy

Our goal is to provide you with the right solution that will meet your needs today, as well as in the future.

© Dynamic Capital

Calculate loan payments at Dynamic Capital

With Dynamic Capital calculator you can calculate an approximate payment schedule for the loan

Dynamic Capital calculator
Interest rates are given in accordance with the rates of the bank in Ottawa as of 25.09.2022
Loan amount
i

Specify the desired loan amount

CAD
CAD
5000 $
5000000 $
Loan term
i

Specify the loan term for the calculation

months
days
1
120
City

What to pay attention to when applying for a loan from Dynamic Capital

  1. The company must have a license if it runs business in Alberta, British Columbia, Manitoba, Ontario and Quebec.
  2. You can check the availability of the relevant license (copy) at the branch of the lending company.
  3. Membership in a self-regulatory organization (SRO) is an additional guarantee of the reliability of the lending company. This information can also be checked at the company's branch or on its official website.
  4. Availability of lending policies.
  5. The procedure for applying for a loan.
  6. The procedure for concluding the loan agreement and receiving the payment schedule.
  7. Other conditions for granting loans.

We recommend

  1. To check out the interest rates and frequency. 
  2. Check the availability of individual terms in the loan agreement (principal amount, term, date of advance, etc.).
  3. Check whether the loan agreement contains information about the total cost of borrowing.
  4. Take time to think – you can change your mind before agreeing or signing a loan agreement.
  5. Speed of loan processing.
  6. Accessibility – alternative lenders often operate where there are no bank branches.
  7. For the borrower - high interest on the loan.
  8. For an investor, the safety of funds is not guaranteed by the state.

What distinguishes Dynamic Capital from banks:

  1. Simplicity - loan processing is less formalized than in a bank.
  2. Fast loan processing.
  3. Accessibility.
  4. For the borrower - high interest on the loan.
  5. For an investor, the safety of funds is not guaranteed by the state.
Your comment has been added
Error
Your complaint has been recorded
Invalid username or password
comment.alert.error-reg
Please log in to like/dislike
Invalid SMS code has been entered
All Dynamic Capital’s reviews by September 2022
Leave feedback

Similar companies

Goeasy
33 City Centre Dr #510, Mississauga, ON L5B 2N5
1 844 446 3279
Kingcash
TD Canada Trust Tower, 161 Bay St. 27th Floor, Toronto, ON M5J 2S1
1-844-895-8808
Auto Loan Solutions
3200 Bloor Street West Toronto, ON M8X 1E1
1-800-610-2391
Driven
License No. 6482091
130 Adelaide St W, Suite 3100, Toronto, Ontario, Canada, M5H 3P5.
1-866-889-9412
Symple Loans
161 Bay Street, Suite 2700 Toronto, ON, M5J 2S1
1-888-479-2292