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Toronto-Dominion Bank Deposits of december 2023

Open a deposit at TD Bank verified by our specialists. On 11.12.2023 6 deposits are available to you.
Offers: 6
Updated
26.10.2023
17:55
Toronto-Dominion Bank
TD Every Day Savings Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$0 monthly fee
Toronto-Dominion Bank
TD Unlimited Chequing Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$16.95 monthly fee
Toronto-Dominion Bank
TD All-Inclusive Banking Plan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$29.95 monthly fee
Toronto-Dominion Bank
TD No-Catch CDs
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$250 minimum deposit
Rate
i

Effective interest rate on the product

0.05%
Toronto-Dominion Bank
TD Choice Promotional CDs
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$250 minimum deposit
Rate
i

Effective interest rate on the product

0.05%
Toronto-Dominion Bank
TD Step Rate CDs
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$250 minimum deposit
Rate
i

Effective interest rate on the product

up to 0.15%
MDG
1
Removed money from my bank account, to apparently verify my bank account. Then denied my application because I live in a unorganized township that does not have a physical address...
Review
Money Mart
1
Bad customer service they can never fix your problems...
Review
GoDay
1.6
the application is easy and takes less then 5 mins to fill out. but the funding time is quite long. if looking for instant funding then its not here...
Review

Types of TD Bank deposits

At TD Bank, you can choose from the three types of certificates of deposit (CDs).

  1. TD Choice Promotional CDs. Its feature is tiered interest rates — the higher your balance, the greater the return. Clients with an eligible TD Checking account can count on a relationship bump rate. The terms range from 3 months to 5 years. To open a CD of this type, you need to deposit at least $250. There is no monthly fee to pay.
  2. TD No-Catch CDs. The feature is a guaranteed APY of 0.05% for your CD term. You can choose between a 6-month or 12-month term, during which you can make one withdrawal, penalty-free. Opening a TD No-Catch CD requires depositing at least $250.
  3. TD Step Rate CDs. Its feature is a guaranteed return with the APY increasing each year. For the first year, your APY will be 0.05%, for the second year — 0.10%, and for the third year — 0.15%. You can choose a 3-year or a 5-year term. Deposit as low as $250 to get started and enjoy no monthly maintenance fees. Once a year, you can withdraw the funds penalty-free.

These products are cross-border solutions (US).

Requirements 

Opening a TD certificate of deposit requires a minimum deposit of $250.

Pros and cons

Here are the advantages of TD certificates of deposit:

  • An option to automatically renew your CD
  • An affordable minimum deposit of $25
  • A variety of ways to make a deposit
  • Insurance coverage by FDIC of up to $250,000 per depositor

The disadvantages include:

  • Relatively low APYs compared to offers from other financial institutions
  • Terms and conditions apply to insurance coverage of deposits of over $250,000

How to make a deposit?

If you are not sure, which certificate of deposit to choose, use the account selector tool on the Toronto-Dominion website.

Once you make up your mind, you can open a CD of your choice online, through the mobile app, by phone, or by visiting your local TD branch.

There are several ways to deposit funds to your CD. You can make a cash deposit at a branch or through an ATM or transfer funds from your other account to a CD.

Besides, Toronto-Dominion Bank has a mobile deposit feature in place. With the TD Bank app, you can securely deposit checks right from your smartphone by taking a picture of it. 

FAQ

Is it safe to keep funds at TD Bank?

TD Bank is an FDIC-insured financial institution that ensures the insurance coverage of deposits of up to $250,000 per depositor. Depending on your bank account type, you can qualify for more than $250,000 in coverage.

How soon will the funds arrive after making a mobile deposit?

The funds will appear in your deposit account on the next business day.

Can I deposit funds through an ATM?

Using a TD ATM is one of the ways to make a deposit. Once you deposit funds, the ATM records the transaction and transfers it for further review by bank personnel. After passing the review, the funds will appear on your account.