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Assiniboine Savings Accounts of september 2023

Open a deposit at Assiniboine verified by our specialists. On 29.09.2023 4 deposits are available to you.
Offers: 4
Updated
06.01.2023
10:10
Youth High Rate Savings
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$0 monthly fee
Rate
i

Effective interest rate on the product

up to 3.25%
Matched Savings Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

High Rate Savings
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$0 monthly fee
Rate
i

Effective interest rate on the product

up to 3.25%
Everyday Savings
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$0 monthly fee
Rate
i

Effective interest rate on the product

0.05%
MDG
1
Geraldine Little
Geraldine Little
28.08.2023 at 16:06
Removed money from my bank account, to apparently verify my bank account. Then denied my application because I live in a unorganized township that does not have a physical address...
Review
Money Mart
1
Jessica skjeie
Jessica skjeie
06.03.2023 at 06:39
Bad customer service they can never fix your problems...
Review
GoDay
1.6
JUDGEV
JUDGEV
26.05.2022 at 15:46
the application is easy and takes less then 5 mins to fill out. but the funding time is quite long. if looking for instant funding then its not here...
Review

Types of ACU savings accounts

For everyone willing to earn interest on the deposited funds, ACU offers several types of savings accounts.

  1. Everyday Savings account allows you to earn 0.05% interest on your entire balance. With this account, you get two free electronic transactions and one free in-branch transaction per month, all for a zero monthly fee.
  2. High Rate Savings account provides tiered interest rates ranging from 2.50% to 2.70%, depending on the balance. Each electronic or in-branch transaction will cost you $1.
  3. Youth High Rate Savings. Designed for clients aged under 18, a youth high-rate savings account features tiered interest rates ranging from 2.50% to 2.70%, depending on the balance. This account also provides unlimited free electronic transfers between your ACU accounts and unlimited free in-branch transactions.

How to open an ACU savings account?

If you are an ACU member already, you can apply for a savings account right from the website upon signing in to your online banking account. Otherwise, you should become a member first — book an appointment online and specify the service you are interested in ("Personal banking" — "New account").

Requirements

To open a savings account with ACU, you must be a Canadian resident at the age of majority in your province or territory.

When applying for an ACU savings account, prepare two pieces of valid personal identification from among those listed in Part A (Primary ID) and Part B (Secondary ID).

Pros and cons

Here are the definite advantages of ACU savings accounts:

  • Zero annual fees
  • Free in-branch transactions and certain electronic transactions for youth
  • Competitive interest rates for high-rate savings accounts
  • Safety of deposits guaranteed by the Deposit Guarantee Corporation of Manitoba (DGCM)

The disadvantages are:

  • Few or zero transactions included
  • The lack of an option to apply online for new clients

How to fund an ACU savings account?

There are several ways to fund your ACU savings account:

  • By transferring funds between your accounts through online, mobile, or telephone banking
  • By depositing a cheque or cash at an ATM
  • By making a mobile cheque deposit through the ACU mobile app
  • By depositing funds in person at your local ACU branch

FAQ

How does ACU calculate interest?

ACU calculates interest daily on your closing balance and pays it on the last day of each month to your account.

What is the fee for electronic transactions with an everyday savings account?

Once you’ve used your two free electronic transactions and one free in-branch transaction per month included in an everyday savings account, each electronic transaction will cost you $0.5, and each in-branch transaction — $0.7.

Can I automate the process of making savings?

To make savings automatically, you can set up automatic transfers from your other account to an ACU savings account.