Banks
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Canadian Western Bank account

Advertiser Disclosure

CWB Online Banking system stands out as a reliable and versatile platform catering to the banking needs of individuals and small businesses across Canada. Through CWBdirect® Online Banking, users gain access to a suite of essential banking services tailored to meet their day-to-day financial requirements conveniently. Whether it's transferring funds, paying bills, or monitoring account transactions and balances in real-time, CWB ensures a seamless experience equipped with the latest security features to safeguard users' financial data and transactions.

Moreover, CWB's commitment to accessibility shines through its provision of instant and free access for all personal accounts, fostering inclusivity in its banking services. With around-the-clock availability, users can manage their finances at their convenience, empowering them with greater control over their financial activities. As technology evolves, CWB remains at the forefront, offering both desktop and mobile device accessibility, ensuring that users can bank anytime, anywhere, with ease and peace of mind.

Key features

  1. Seamless Fund Transfer. Easily transfer funds between accounts or to other recipients with just a few clicks, streamlining financial transactions.

  2. Bill Payment Convenience. Enjoy the convenience of paying bills online, saving time and hassle associated with traditional payment methods.

  3. Real-Time Account Monitoring. Monitor account transactions and balances in real-time, providing users with up-to-date insights into their financial activities.

  4. Desktop and Mobile Accessibility. Access CWB Online Banking seamlessly on both desktop computers and mobile devices, ensuring flexibility and convenience for users on the go.

  5. Instant and Free Access for Personal Accounts. Gain instant access to personal accounts without any additional fees, promoting accessibility and inclusivity in banking services.

How to create a CWB account?

  1. Getting Started. If you're a new client to CWB, visit their website or mobile app and select “Start my Application” when you're ready to begin the account creation process.

  2. Account Selection. Choose the type of account(s) you want to open. Each account type will have a brief description and summary of fees to help you make the right choice. If you're opening a joint account with another person, you'll need to indicate this as well. Once selected, proceed to the next step.

  3. Content, Disclosure, and Agreements. Review and accept CWB's consent to collect, use, and store your personal information by selecting the appropriate checkbox. Similarly, accept all disclosures and agreements before proceeding.

  4. Approval. Upon successful completion, you'll receive confirmation of your account approval along with your Personal Access Number (PAN). Make sure to record this number securely as you'll need it to access your account. You'll also be prompted to choose and confirm a Personal Access Code.

  5. Funding Your Account. Select how you would like to fund your account and follow the prompts to complete the process. A confirmation email will be sent to the provided email address once everything is finalized.

Step-by-step registration

  1. Visit CWB's Website. Navigate to CWB's official website.

  2. Start the Application. If you're a new client, locate the option to start the application process. This may be prominently displayed on the homepage or within the app's menu.

  3. Provide Contact Information. Enter your email address and mobile phone number as requested. You'll receive a security token via SMS/text to verify your mobile phone number. Enter the token when prompted.

  4. Select Account Type. Choose the type of account(s) you wish to open. Each account type will come with a brief description and summary of associated fees. If you're opening a joint account, indicate this as well.

  5. Confirm Eligibility. Confirm that you meet CWB's eligibility requirements for opening an account.

  6. Input Personal Information. Fill in your personal details such as your name, address, date of birth, occupation, and optionally your Social Insurance Number (SIN). You can either scan your Driver’s License or manually enter this information.

  7. Provide Co-Applicant Information. If you're opening a joint account, provide the necessary information about the co-applicant, including their name, email address, and phone number.

  8. Set Security Measures. Select a security question and provide an answer to enhance the security of your account. Decide whether you'd like to request a debit card as well.

  9. Agree to Terms and Conditions. Review and agree to CWB's terms and conditions, including consent to collect, use, and store your personal information. Accept all disclosures and agreements.

  10. Receive Confirmation. Upon successful completion, you'll receive confirmation of your account approval. Take note of your Personal Access Number (PAN) provided. Choose and confirm a Personal Access Code as prompted.

  11. Fund Your Account. Select your preferred method to fund your new account. Follow the instructions provided to complete the funding process.

How to log in?

  1. Visit CWB's Website. Launch your web browser and navigate to CWB's official website.

  2. Locate the Login Section. On the website, look for the login section typically located at the top right corner of the homepage.

  3. Enter Your Credentials. In the login section, enter your Personal Access Number (PAN) and your Personal Access Code (PAC) in the respective fields. These are the credentials you received during the account registration process.

  4. Click or Tap "Login". Once you've entered your PAN and PAC, click or tap on the "Login" button to proceed.

  5. Access Your Account. After clicking or tapping "Login," you'll be securely logged in to your CWB account. You'll now have access to your account dashboard where you can view your account balances, perform transactions, pay bills, and more.

How to activate a CWB account?

  1. Receive Your Account Information. Upon successfully completing the account registration process, you will receive essential account information from CWB. This typically includes your Personal Access Number (PAN) and instructions on how to activate your account.

  2. Visit CWB's Website. Using a web browser, navigate to CWB's official website.

  3. Locate the Activation Section. Look for the activation section on the website's homepage or within the mobile app. This section is usually labeled as "Activate Account" or something similar.

  4. Enter Your Account Information. In the activation section, you will be prompted to enter the required account information. This may include your PAN, date of birth, and other identifying details as requested by CWB.

  5. Verify Your Identity. To ensure security and prevent unauthorized access, CWB may require you to verify your identity during the activation process. This could involve answering security questions or providing additional documentation.

  6. Complete the Activation. Once you've entered all the required information and completed any necessary identity verification steps, submit your activation request. CWB will process your request, and once verified, your account will be activated.

  7. Confirmation. Upon successful activation, you will receive confirmation from CWB. This may be in the form of a confirmation message on the website or app, or you may receive an email confirming that your account is now active and ready to use.

  8. Log In. With your CWB account successfully activated, you can now log in using your PAN and PAC. Visit CWB's website or open the mobile app, enter your credentials, and access your account to start managing your finances online.

How to delete a CWB account?

  1. Contact Customer Support. Initiate the account deletion process by contacting CWB's customer support. You can typically find the customer support contact information on CWB's official website or within the mobile banking app.

  2. Provide Account Information. When you reach customer support, provide the necessary account information to verify your identity. This may include your account number, personal details, and any security questions that CWB requires for account verification purposes.

  3. Request Account Deletion. Clearly communicate to the customer support representative that you wish to delete/close your CWB account. Be prepared to provide a reason for your decision if requested.

  4. Follow Instructions. Follow any instructions provided by the customer support representative regarding the account deletion process. They may guide you through specific steps or inform you of any requirements needed to complete the closure.

  5. Confirm Closure Details. Ensure that you understand the implications of closing your CWB account, including any outstanding balances, pending transactions, or fees associated with account closure. Ask the customer support representative to clarify any doubts or questions you may have.

  6. Verify Closure Request. Verify with the customer support representative that your account closure request has been successfully submitted and processed. They may provide you with a reference number or confirmation of your closure request.

  7. Follow Up. If necessary, follow up with CWB to ensure that your account closure request has been completed. Confirm that all associated services, such as online banking access and automatic payments, have been terminated.

How to reset my password?

  1. Access the Login Page Navigate to CWB's official website. Locate the login page where you would normally enter your credentials to log in to your account.

  2. Find the "Forgot Password" Option. Look for the "Forgot Password" option on the login page. This option is usually located near the login fields and is often labeled prominently for easy identification.

  3. Click or Tap on "Forgot Password". Click or tap on the "Forgot Password" option to initiate the password reset process.

  4. Enter Your Account Information. You will be prompted to enter your account information to verify your identity. This typically includes your username, email address, or other identifying details associated with your CWB account.

  5. Verify Your Identity. Follow the on-screen instructions to verify your identity. This may involve answering security questions, entering a verification code sent to your email or mobile phone, or providing other authentication methods.

  6. Choose a New Password. Once your identity is verified, you will be prompted to choose a new password for your CWB account. Make sure to select a strong and secure password that meets CWB's password requirements.

  7. Confirm Password Reset. After selecting your new password, confirm the password reset request. This may involve clicking on a confirmation link sent to your email or confirming your choice within the mobile app.

  8. Log In with Your New Password. Once the password reset process is complete, return to the login page and enter your username and newly reset password to log in to your CWB account.

Editorial opinion

CWB Online Banking offers a comprehensive suite of banking services tailored to meet the needs of individuals and small businesses. With features such as seamless fund transfers, bill payment convenience, and real-time account monitoring, CWB provides users with a convenient and user-friendly platform for managing their finances. The availability of both desktop and mobile accessibility ensures flexibility and convenience, allowing users to bank anytime, anywhere. While there may be areas for improvement, such as enhanced customer support and additional features, CWB Online Banking remains a reliable option for those seeking efficient and secure online banking solutions.

Additional Resources

Sources

FAQ

Is it safe to use CWB online banking?

CWB places a high priority on the security of its online banking platform, employing advanced encryption and security measures to protect users' personal and financial information. With features like multi-factor authentication and ongoing monitoring for suspicious activity, CWB strives to ensure a safe banking experience for its customers. However, as with any online activity, users should also take precautions such as regularly updating passwords and avoiding sharing sensitive information.

Does CWB have bank accounts outside of Canada?

As a Canadian-based bank, CWB primarily offers bank accounts and services within Canada. While CWB may provide services to Canadian residents living abroad, it does not typically offer bank accounts or physical branches outside of Canada. Individuals residing outside of Canada may need to explore alternative banking options or contact CWB directly to inquire about specific services available to them.

How do I sign up for CWB mobile banking?

Signing up for CWB mobile banking is a straightforward process. If you're a new client, you can start by downloading the CWB mobile banking app from your device's app store. Once downloaded, follow the on-screen prompts to register for mobile banking. You'll typically need to provide your account information, personal details, and create login credentials such as a username and password. Existing CWB clients may already have access to mobile banking and can simply log in using their existing online banking credentials. If you encounter any difficulties during the sign-up process, CWB's customer support team is available to assist you.

Financial products
Canadian Western Bank
CWB No Fee Cash Back Visa Business card®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Canadian Western Bank
CWB Visa Infinite Business card®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Canadian Western Bank
CWB Low Rate Visa Business card®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
to 50000.00 C$
Term
i

Loan term for the financial product

to 10 years
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
to 50000.00 C$
Term
i

Loan term for the financial product

to 10 years
Canadian Western Bank
Vehicle loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Canadian Western Bank
Line of credit
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$3,000 and up
Canadian Western Bank
WestEarner® fully redeemable RRIF GIC
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$5,000 minimum deposit
Rate
i

Effective interest rate on the product

0.900%
Term
i

Loan term for the financial product

12-60 months
Canadian Western Bank
WestEarner® Premium RRIF GIC
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$5,000 minimum deposit
Rate
i

Effective interest rate on the product

up to 4.400%
Term
i

Loan term for the financial product

12-120 months
Canadian Western Bank
WestEarner RRIF account®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$50 minimum deposit
Rate
i

Effective interest rate on the product

0.900%
Canadian Western Bank
WestEarner® Convertible RRSP GIC
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$500 minimum deposit
Rate
i

Effective interest rate on the product

4.450%
Term
i

Loan term for the financial product

12 months
Canadian Western Bank
WestEarner® Premium RRSP GIC
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$500 minimum deposit
Rate
i

Effective interest rate on the product

up to 4.400%
Term
i

Loan term for the financial product

30 days - 120 months
Canadian Western Bank
WestEarner® RRSP account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$50 minimum deposit
Rate
i

Effective interest rate on the product

0.900%
Canadian Western Bank
WestEarner® TFSA Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$50 minimum deposit
Rate
i

Effective interest rate on the product

1.000%
Canadian Western Bank
WestEarner® TFSA GIC
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$1,000 minimum deposit
Rate
i

Effective interest rate on the product

up to 4.400%
Term
i

Loan term for the financial product

12-120 months
Canadian Western Bank
US dollar investments
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$1,000 minimum deposit
Rate
i

Effective interest rate on the product

up to 3.500%
Term
i

Loan term for the financial product

30 days - 10 years
Canadian Western Bank
Registered education savings plan (RESP)
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Canadian Western Bank
Short term GICs
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$500 minimum investment
Rate
i

Effective interest rate on the product

up to 3.100%
Term
i

Loan term for the financial product

30-180 days
Canadian Western Bank
Long term GICs
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$1,000 minimum investment
Term
i

Loan term for the financial product

1-10 years
Canadian Western Bank
Student Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$0 monthly fee
Canadian Western Bank
Youth Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$0 monthly fee
Rate
i

Effective interest rate on the product

up to 0.500%
Canadian Western Bank
Gold Leaf PLUS® Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$0 monthly fee
Canadian Western Bank
Standard Chequing Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

up to $4.00 monthly fee
Canadian Western Bank
Apex® Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

up to $14.25 monthly fee
Canadian Western Bank
US Dollar Chequing Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$0 monthly fee
Canadian Western Bank
USD Flex Notice Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$0 monthly fee
Canadian Western Bank
Flex Notice Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$0 monthly fee
Canadian Western Bank
CWB Prestige™
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Canadian Western Bank
US dollar savings account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$0 monthly fee
Rate
i

Effective interest rate on the product

0.800%
Canadian Western Bank
Summit Savings Account®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$0 monthly fee
Rate
i

Effective interest rate on the product

1.400%
Similar products
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

19.75% - 21.49%
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

19.99% - 22.99%
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from $5,000
Rate
i

Effective interest rate on the product

19.99% - 22.99%
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

20.99% - 22.99%
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

21.99% - 22.99%
Best Quick Loan Today 23.05.2024*
Mr. Payday
Need a Quick Loan Now?
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $10.000
Coast Capital Savings
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$50,000
Rate
i

Effective interest rate on the product

7.5%
Term
i

Loan term for the financial product

60 months
Mogo
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$15,000
Rate
i

Effective interest rate on the product

up to 46.96%
Term
i

Loan term for the financial product

up to 60 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
1000.00 – 15000.00 C$
Term
i

Loan term for the financial product

6 months – 60 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
500.00 – 1500.00 C$
Rate
i

Effective interest rate on the product

to 18.99 %
Term
i

Loan term for the financial product

3 months – 6 months
Toronto-Dominion Bank
TD Every Day Savings Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$0 monthly fee
Tangerine Bank
Savings Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$0 monthly fee
Rate
i

Effective interest rate on the product

1.00%
Scotiabank
Ultimate Package
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

up to $30.95 monthly fee
Royal Bank of Canada
Savings Deposit
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
no minimum deposit
Rate
i

Effective interest rate on the product

0.5%
Your comment has been added
Error
Your complaint has been recorded
Invalid username or password
comment.alert.error-reg
Please log in to like/dislike
Invalid SMS code has been entered
All Canadian Western Bank’s reviews by may 2024
Leave feedback
Similar companies
EQ Bank
30 St. Clair Avenue West, Suite 700 Toronto, ON, M4V 3A1
1 (844) 437-22-65
Fairstone Bank
33 Yonge Street, Suite 810 Toronto, Ontario Canada M5E 1G4
+1 (833) 461-29-00
Digital Commerce Bank
736 Meridian Road NE Calgary, Alberta T2A 2N7
+1 (844) 836-60-40
American Express Canada
P.O. Box 3204, Station F, Toronto, ON M1W 3W7
+1 (800) 869-30-16
Simplii Financial
161 Bay St., Toronto, ON M5J 2S8
+1 (888) 723-88-81