Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Credit Club PayOff

Advertiser Disclosure

Repayment of loan

The due date for payment usually comes with the next paycheck or 14 days after the money is deposited into the account. Three days before the due date, you will receive a friendly reminder from Credit Club about the upcoming repayment installment. During the repayment period, your bank account will be automatically debited for the appropriate amount each time the next installment is due.

If you make regular installment payments, the installment amount will be automatically debited when sufficient funds are available in the account. If you arrange for an early withdrawal, the transfer should be made by email.

Make sure that your account has a sufficient balance. Otherwise, you will be charged for a failed transfer and may incur additional fees according to your bank's rates. Pay attention to your personal budget and expenses to ensure a balance that will allow you to repay the loan in full without being charged penalty fees.

Conditions of loan extension

By signing the loan agreement, you agree to ensure the timely repayment of the loan and to comply with the established schedule. Failure to comply with the schedule may be considered grounds for charging an NSF (non-sufficient funds) fee, and your bank may also charge an overdraft fee.

Early payoff

Early repayment of your debt is possible under the company's procedures. If you choose this option, the financial burden on your budget will be reduced. If you repay your loan before the due date, there are no additional fees or penalties. To repay the loan, you should send an email transfer to [email protected] using your SIN as the answer to the optional security question. To check your current balance, please visit your personal member login area.

Note: to avoid a double debit from your account, please make sure to send an early payment at least two business days before the scheduled payment date.

Credit Club repayment

FAQ

Can Credit Club sue you?

In accordance with Canadian law, the company may use any lawful collection methods to recover the unpaid principal and accrued interest and fees. This means that legal proceedings are not excluded from the option list. If the loan is not repaid as stipulated in the contract, the borrower is considered to have breached the signed contract and must face the legal consequences for doing so.

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Payday loan
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$1,500
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Effective interest rate on the product

up to 390%
Term
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Loan term for the financial product

up to 14 days
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