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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Credit Club's account


How to register an account

For the first time customers of Credit Club registration takes place automatically when the application for a loan is filed. To file an application, you need to introduce your name, email, desired loan amount, date of birth, home and cell phone numbers, address, postal code, employment, bank, and payroll information.

To log in, you provide your email and social insurance number.

How to reset a password

There is no password reset procedure. The company's system has provided the following password rule: it is the client's social security number. There is no information about the possibility of resetting his password.

How to delete an account

At the moment, this information is not provided by the company.


How does Credit Club work?

The lender works online with clients. The administrative team works offline at the company's main office at 15 Gamelin, Suite 401 Gatineau (Quebec), J8Y 6N5. The regional office is located at 116 Albert Street, Suite 300, Ottawa, Ontario, K1P 5G. Business hours are Monday through Thursday: 8:30 am - 4:30 pm. Saturday 10:00 am - 2:30 pm (for email support and transfers). The application process and repayment communication are done over the internet and by phone or email if the borrower has any issues or questions that are not addressed in the FAQ section of the Credit Club website.

How do I contact Credit Club?

If you did not find an answer to your question in the FAQ section, please feel free to contact them at 1 866 -825-11-64, by fax at (819) 303-0879, or by email at

Credit Club is available on Facebook; you can check out their page for the most up-to-date information about their products.

Calculate loan payments in Credit Club

Credit Club calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount

Enter the desired loan amount

500 $
1500 $
Loan term

Specify the loan term for the calculation


What to pay attention to when applying for a loan from Credit Club

  1. The company must have a license if it runs business in Alberta, British Columbia, Manitoba, Ontario and Quebec.
  2. You can check the availability of the relevant license (copy) at the branch of the lending company.
  3. Membership in a self-regulatory organization (SRO) is an additional guarantee of the reliability of the lending company. This information can also be checked at the company's branch or on its official website.
  4. Availability of lending policies.
  5. The procedure for applying for a loan.
  6. The procedure for concluding the loan agreement and receiving the payment schedule.
  7. Other conditions for granting loans.

We recommend

  1. To check out the interest rates and frequency. 
  2. Check the availability of individual terms in the loan agreement (principal amount, term, date of advance, etc.).
  3. Check whether the loan agreement contains information about the total cost of borrowing.
  4. Take time to think – you can change your mind before agreeing or signing a loan agreement.
  5. Speed of loan processing.
  6. Accessibility – alternative lenders often operate where there are no bank branches.
  7. For the borrower - high interest on the loan.
  8. For an investor, the safety of funds is not guaranteed by the state.

What distinguishes Credit Club from banks:

  1. Simplicity - loan processing is less formalized than in a bank.
  2. Fast loan processing.
  3. Accessibility.
  4. For the borrower - high interest on the loan.
  5. For an investor, the safety of funds is not guaranteed by the state.
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All Credit Club’s reviews by October 2022
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