Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Apply For Credit Club

Advertiser Disclosure

How to apply for a loan?

Before you start applying, you should check what you need to apply for a loan. You will need to provide information about your residence, contact information, SIN, employment, and income, as well as provide a loan amount and salary information.

To be eligible for a loan, you must:

  • have an active bank account;

  • be at least 18 years old;

  • be employed by the same employer for more than three months;

  • be a resident of Ontario or British Columbia.

Application details

Applications will be reviewed by Credit Club within 1 hour of submission of electronic bank verification within the lender's business day: Business hours are Monday through Thursday: 8:30 am- 4:30 pm. Saturday 10:00 am – 2:30 pm (for email support and transfers).

After you click on the "Apply" button and request a loan, you will see the form where all fields are mandatory. In order to review your application, Credit Club will ask you to provide your first and last name, date of birth, frequency of payments, date of payment, date of last payment from your employer, bank account information, employer contact information, loan amount, home address and length of stay there. Then you will be directed to the next step to confirm your data and sign a contract.

Reasons for rejection

If the borrower does not meet the Credit Club's criteria for applicants, the application may be denied (e.g., age under 18, problems with a stable job).

Credit Club application

FAQ

How long does it take to get approved by Credit Club?

Usually, you will receive the results of the approval within an hour by email. If the credit application was made on the weekend or on holiday and you did not receive the result within 1 hour, you will receive it the next business day.

How trustworthy is Credit Club?

Credit Club has been on the market for ten years and has a good reputation as a direct lender. The company also has all the required current licenses to operate as a payday lender.

Does Credit Club verify income?

There is no specific information on the details of the verifying income procedure, but according to the lender's Terms and Conditions, this company uses personal information to verify employment. They ask for a stable job with the same employer for more than three months. By providing information in the loan application and signing the loan agreement with the company, you assume responsibility for providing reliable and correct information.

Does Credit Club hurt your credit score?

Although Credit Club does not perform a credit check, if you take out a loan with the company and do not repay it, it would affect your credit score and credit history. Credit Club may disclose personal information to credit bureaus, credit reporting agencies, and to one's current or future creditors for the purpose of maintaining their credit history and providing credit references.

Financial products
Credit Club
Payday loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$1,500
Rate
i

Effective interest rate on the product

up to 390%
Term
i

Loan term for the financial product

up to 14 days
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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Coast Capital Savings
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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300
650
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$500-$50,000
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Effective interest rate on the product

7.5%
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Loan term for the financial product

60 months
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$15,000
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Effective interest rate on the product

up to 46.96%
Term
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Loan term for the financial product

up to 60 months
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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650
1000
1000.00 – 15000.00 C$
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Loan term for the financial product

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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
500.00 – 1500.00 C$
Rate
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Effective interest rate on the product

to 18.99 %
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Loan term for the financial product

3 months – 6 months
Calculate loan payments in Credit Club

Credit Club calculator will allow you to calculate an approximate payment schedule for the loan

Credit Club calculator
Interest rates are given in accordance with the rates of the Credit Club of 23.05.2024
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